Eyvonne Liew - Licensed Financial Planner

When lifestyle spending outpaces income Why Malaysians are reshuffling, not reducing, expenses as financial pressure mounts

💡 How to Protect Yourself From Scams

Scammers are getting more and more creative these days, and I’ve seen so many cases — even people close to me have fallen for it. It made me realise how important it is to stay alert.

Always check before you invest, update your passwords often, and only use official apps. And just as important, avoid sharing your banking details, clicking suspicious links, or downloading anything from untrusted sources.

A little caution can save you a lot of trouble. Stay safe and protect your finances.

😿“My furkid’s vet bill came up to over RM12,000 !!! 😱

As a financial planner & a pet parent, this experience changed the way I look at my budgeting.
I’ve seen too many people unprepared for unexpected pet emergencies — and trust me, the stress hits harder when you're deciding between money and your furkid’s life. Hence, I started to include my furkid's expenses into my budget.

🐶🐾 How to Budget for Your Furkid 🐾🐱 — A Financial Planner’s Tip

They’re family — but are they in your budget?

Here's a simple guide to keep both your wallet 💵 and your furkid 🐕 happy:

✅ Start with the basics. Include this budget in your cash flow.

Food & treats 🍖

Grooming ✂️

Vet check-ups 🩺

Vaccinations 💉

✅ Plan for the "just in case":

🏦Set aside an Emergency fund for unexpected vet bills (RM500–RM1000 is a good start)

💵Set aside a monthly amount (RM50–RM200) so you’re always prepared — just like you would for any family member.

✅ Consider pet insurance if it fits. ( There are 3 insurance companies provided pet insurance in Malaysia. Stay tune for my next update on pet insurance)

💡Planning = Peace of Mind.
Plan with love. Budget with purpose. Your furkid gives you unconditional love — give them a financially secure home in return. 🏡❤️

📩 DM me if you want help in budgeting & look into your overall financial plan!

🩺Financial Health Check (FHC)

The first step to better financial management? Knowing where you stand today.

It’s just like using Google Maps — before it can guide you to your destination, the app needs two key inputs:
📍 Where you want to go, and
📍 Where you're starting from.

Only then can it chart out the best possible routes, offer you different options, and let you decide which path suits your comfort, timeline, or level of risk.

Financial planning is the same.

I often meet people who are curious about getting help — but after the free Discovery session, some realise they’re not quite ready to commit due to budget, timing, or other priorities.

So while the intention is there, the full leap into planning sometimes needs to wait.

That’s why we’ve relaunched a service we used to offer:
🩺Financial Health Check (FHC)

This is a standalone paid session (RM350), designed to be accessible and pressure-free. There’s no product pitching — just a professional review of where you are financially.

In this session, you’ll:
✅Understand your current financial position
✅Spot any potential blind spots
✅Gain an objective view from a licensed financial planner
✅Walk away with greater clarity and confidence

What’s included?
💸 Cash flow overview
🏠 Assets & liabilities
👴🏻Retirement readiness check👵🏻
🛡️ Protection gaps
💰 Estate cost exposure

What’s not included is financial advice or recommendations based on the findings — unless you choose to continue with full planning.

💡 If you decide to upgrade to a full financial plan (MFP/FFP) within 2 months, the RM350 fee will be fully offset.

If you’re looking to take that first meaningful step towards clarity — but aren't quite ready to dive into full planning — this could be the perfect place to start.

📌 Register your interest here:
👉 https://wealthvantage.bitrix24.site/eyvonne-lead/

Slots are limited each month. Fill in the form and I’ll be in touch with next steps.

💡 5 Reasons Why Clients Trust Wealth Vantage Advisory! 💡
Finding the right financial partner can be overwhelming—but at Wealth Vantage Advisory, we make it simple! 🚀

✔️ Holistic Financial Advice – No biased product-selling, only goal-driven strategies.
✔️ Seamless Support System – We handle everything from planning to ex*****on.
✔️ Proven Client Retention – We build long-term financial success.
✔️ Tech-Driven Finance – Digital reports & CRM for smooth tracking.
✔️ All-in-One Services – Investment, insurance, estate planning & more, under one roof!

💬 Let’s build your financial future together—DM us today! 📩

🌐 Website: https://www.wealthvantage.com.my/
📷 Instagram: @‌wealthvantagemy
📘 Facebook: WealthVantage Advisory
💼 LinkedIn: Wealth Vantage Advisory
🎵 TikTok: @‌wealthvantagemy
📱 Telegram Channel: https://t.me/wealthvantagenews

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Career Webinar WealthVantage | wealthvantage The Career Discovery Webinar was launched in April 2023 as an initiative by Wealth Vantage Advisory (WVA) to identify talented and certified individuals interested in pursuing a career in financial planning.

What happens when you take a meme too far? You could lose everything!

With no fundamental value, extreme volatility, and a high chance of scams, meme coins are not worth the gamble.

Don’t fall for the hype. Learn the risks: http://go.gov.sg/drvt

🚨 𝐎𝐍𝐋𝐘 𝟐 𝐃𝐀𝐘𝐒 𝐋𝐄𝐅𝐓! 🚨

⏳ Time is running out! Registration closes on 𝟐𝟏 𝐅𝐞𝐛𝐫𝐮𝐚𝐫𝐲! If you’re a Unit Trust Consultant feeling stuck in your career, this is your chance to break free and level up! 🚀

❌ Limited career growth?
❌ Struggling to offer full financial solutions to clients?
❌ Want to earn more but don’t know how?

This 𝐂𝐚𝐫𝐞𝐞𝐫 𝐃𝐢𝐬𝐜𝐨𝐯𝐞𝐫𝐲 𝗪𝐞𝐛𝐢𝐧𝐚𝐫 is for you! Learn how to transition from Unit Trust Consultant to Licensed Financial Planner from those who have done it successfully! 🔥

🌟 𝐅𝐞𝐚𝐭𝐮𝐫𝐢𝐧𝐠 𝐒𝐩𝐞𝐚𝐤𝐞𝐫𝐬:
✅ Hazel Ong, CFP® – From UTC to Licensed Financial Planner
✅ Idham Idris, CFP®, RFP, Shariah RFP – Director & LFP
🎤 Moderator: Nurul Khairiah

📅 22 February 2025 (Saturday)
⏰ 10:00 AM – 11:00 AM
📍 𝐋𝐢𝐯𝐞 𝐨𝐧 𝗭𝗼𝗼𝗺
🔗 Register NOW before it’s too late! 👉 https://www.wealthvantage.com.my/webinar-registration

🚀 𝐋𝐀𝐒𝐓 𝐂𝐇𝐀𝐍𝐂𝐄! 𝐎𝐍𝐋𝐘 𝟐 𝐃𝐀𝐘𝐒 𝐋𝐄𝐅𝐓 𝐓𝐎 𝐒𝐄𝐂𝐔𝐑𝐄 𝐘𝐎𝐔𝐑 𝐒𝐏𝐎𝐓! 🚀

📢 𝙎𝙝𝙖𝙧𝙚 𝙩𝙝𝙞𝙨 & 𝙩𝙖𝙜 𝙖 𝙛𝙧𝙞𝙚𝙣𝙙 𝙬𝙝𝙤 𝙣𝙚𝙚𝙙𝙨 𝙩𝙝𝙞𝙨!

Career Webinar WealthVantage | wealthvantage Idham started his career advising clients in the area of IT management consultancy for a Big 4 firm and is one of the pioneer members of the software systems development team in a telco for web, internet and new media services division.Idham moved into the financial sector in 2003 & has accumulated....