TIONG CHAI VEN

夕阳西下 我们坐在庭院里聊天

“最近好吗 Uncle？接下来还会去做 check up 吗？”
“会呀 医生叫我两个月后回去验血 做 CT Scan”
“嗯 每一年检查一下 比较安心 ”

他笑着说：
“是啊，没想到我们都一起患过癌。”

我看着他们 心里其实很感慨
“但你们现在真的很健康
看起来一点都不像 cancer survivor ”

他们是在患癌之后认识我的。
那时候 原本的 agent 已经没有继续服务了

他们第一时间联系我
我帮他们处理理赔
看着他们走完治疗的过程

后来 身体稳定了
他们来找我 说：
“我们想把遗嘱做好。”

遗嘱完成那一刻
他们松了一口气：
“这样就放心了 ”

再过不久 他们又问我：
“彩雯，我们想了解人寿保险……
像我们这种生过病的 还可以买的吗？”

我们一项一项慢慢规划

当一切都安排好之后
他们对我说了一句话 我到现在都记得——

“有你真好 彩雯
现在真的没有什么好担心了
这些都准备好了 以后就不必麻烦孩子了 ”

很多人以为
保险只是数字 保额 回酬

但其实
每一份保单的背后
都是一个家庭的牵挂和责任
还有父母对孩子最深的爱

不是为了自己
而是为了有一天
即使我们不在了
爱 依然在 ❤️

My earliest school days were at a Malay kindergarten, and I didn’t know any Chinese characters when I moved on to Standard 1. So, in a way, my very first friend was Malay—a friendship that would quietly shape the start of my journey with others.

Over the years, I got to know more Malay friends during my time at SMK, Matrikulasi, Bank Negara and EY. We shared meals, worked together, and created memories I’ll always cherish. I feel truly fortunate to have kind and warm friends like them.

Fast forward to 2016, when I began my insurance career. I wondered who my first client might be—then fate introduced me to a “new friend” during a corporate training session, right while we were lining up for a buffet lunch. The conversation went something like, “Ehh, xpe, you dulu.” We sat down together, and he shared that he was looking for a comprehensive insurance plan. That moment became the start of a meaningful professional relationship, and a new friendship.

Living in Malaysia, a multi-racial country, gives us the incredible opportunity to meet people from all walks of life, to learn about different cultures, and most importantly, to enjoy one another’s amazing food and kuih-muih. Personally, my favorites are none other than Nasi Kerabu, Nasi Lemak, and Ayam Rendang!

This Hari Raya, I want to take a moment to celebrate friendship, connection, and the joy of sharing life’s simple pleasures. To all my Muslim friends, Selamat Hari Raya, Maaf Zahir dan Batin. May your days be filled with laughter, love, and of course, delicious food! 🌙✨

在被推去手术室的那一刻
脑海里真的一片空白

没有想很多
只有一个念头
宝宝平安 健康就好 🥹

很多朋友会问我：
“保险一定要在怀孕的时候买吗？
不能等宝宝出生后再买吗？”

其实很多人不知道
怀孕时的保障 不只是保障妈妈和胎儿

更重要的是
它确保宝宝出生后 就已经被保障了

因为现实是：
宝宝一旦出生后被发现有任何先天问题
很多保险公司是不接受投保的
或者会把相关疾病列为不保事项

而很多父母以为
做了 NICC / 产前检测
一切就万无一失了

但必须坦白说：

NICC并不能检测出所有疾病

它主要筛查的是
一些常见的染色体异常
却无法检测所有先天性疾病
器官问题 代谢疾病等等

所以很多父母选择在怀孕时准备保障
不是因为悲观
而是因为

爱孩子的人 都会提前把最坏的风险准备好

因为当孩子来到这个世界时
我们希望面对的只有一件事：
好好爱他 陪他长大

一份完善的保障 是给孩子最好的礼物 🤍
wa.me/60182511568

很多时候
我们都以为“以后还有时间”

新年前 爸爸觉得有点不舒服
去了附近的诊所看了医生
医生写了一封 referral letter
让他第二天早上到医院再检查

大家都以为只是普通的不适

谁知道
那一晚睡下去
他就再也没有醒来

她告诉我这件事的时候
声音很轻

她说：

“我突然意识到 钱真的很重要
现在爸爸不在了
如果有一天我也不在了
妈妈怎么办？”

那一刻我才发现
很多人买保险
不是因为谁说服了他们

而是因为
当生命真的无常的时候
他们突然明白

爱一个人
不仅仅是陪伴
而是当我们不在的时候
爱还在 🥹

做保险
不是站在客户对面
而是跟客户坐在同一边
一起看未来

不是推销
是倾听

不是制造担心
是把担心变成安心

很多人只看到保单
却忽略了背后的责任与爱

当风险真的发生时
我们今天多做的一点准备
就是家人少承受的一分压力

成交不是终点
被信任 才是

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wa.me/60182511568
wa.me/60182511568

As we welcome a brand new year, we are truly grateful for your friendship, trust, and support. May this year bring you good health, renewed energy, and the courage to pursue bigger dreams 🧨

May opportunities come your way, efforts turn into results, and may your home be filled with joy, laughter, and abundance ❤️

Wishing you and your family a prosperous and blessed year ahead 🐎

新春佳节来临之际
衷心感谢您一直以来的信任与支持 🙏🏼

新的一年 策马扬鞭
愿你一马当先 事业腾飞
马到功成 财富奔涌
家庭幸福 平安喜乐常伴左右 💎

愿我们在新的一年继续携手前行
共创更稳健 更安心的未来 📝

It’s been a really long day.

Jordan has been unwell for more than a week. From the moment he opens his eyes, he cries for hugs, for comfort, for reassurance. And in those quiet, exhausted moments, I’m reminded what love truly looks like.

It’s about staying beside each other through ups and downs.
It’s about listening to fears, disappointments, little victories and big dreams.
It’s about holding hands through uncertainty and choosing each other — again and again.

Real love is responsibility.
It’s security.
It’s saying, “No matter what happens, I’ve got you.”

Insurance planning is not a sales pitch. It’s a promise.
A promise that if illness strikes, if income stops, if life takes an unexpected turn — your family’s world doesn’t collapse.

Will writing is not pessimistic. It’s protection.
It ensures your children are cared for by the right guardian.
It ensures the wealth you worked so hard to build goes exactly where your heart intends.
It prevents confusion, conflict, and unnecessary pain during the hardest time.

Love is not proven in celebration.
Love is proven in preparation.

This Valentine’s Day, beyond flowers and dinners, ask yourself:

If one day I am no longer around, will the people I love still feel my protection?

Because the most romantic thing you can give your family
is not a bouquet that fades —
but a lifetime of security that remains ❤️

wa.me/60182511568
wa.me/60182511568
wa.me/60182511568