Licensed Financial Planner | Islamic Estate Planner
21/02/2025
Di Taif Cable Car, ada sejarah di mana Nabi SAW perlu melalui laluan pergunungan yang sukar untuk menyebarkan Islam pada penduduk Taif namun ditolak mentah sehingga mereka mencederakan muka Nabi SAW dengan membaling batu dan kotoran, tapi Nabi Muhammad SAW tetap mendoakan kebaikan kepada penduduk Taif..
15/02/2025
Mesmerizing..
17/01/2024
Khas untuk alumni UITM..Boleh apply untuk dapatkan kad ni berjumlah Rm10 setahun untuk mendapat akses kegunaan library UiTM seluruh Malaysia!
01/01/2024
Selamat Tahun Baru 2024!
15/08/2023
Umum semua sinonim dengan "Cash is King". Di dalam permainan chess, when you lose the King, you lose the game.
Pergerakan King terbatas dan hanya boleh bergerak selangkah sahaja, namun kuasa sebenar King adalah terletak kepada kuasanya yang menentukan kemenangan di dalam permainan. Sama juga seperti dalam Personal Finance, King itu adalah Cash Reserve kita.
Cash Reserve ialah simpanan tunai yang sangat penting untuk menghadapi cabaran kewangan yang tidak dijangka. It must be easily liquidated to cover day-to-day expenses and emergencies.
On the other hand, "Cashflow is Queen".
It dictates a higher probability of winning the game. Queen kelebihannya ialah ia boleh bergerak ke mana-mana sahaja, sama ada untuk menyerang mahupun bertahan. Sama juga seperti Cashflow, jika cashflow positif (duit keluar lebih sedikit dari duit masuk) bermakna ada lebihan untuk simpanan, pelaburan, urusan hutang, dan macam-macam lagi. Namun perlunya STRATEGI yang berkesan dan jika tidak, berterabur jadinya!
In summary, CASH and CASHFLOW complement each other and are critical aspects of personal financial management.
Looking to find out whether your current King and Queen position is efficient enough, and if you need to streamline your strategy back? Look no further and DM me, Insyaallah will provide you with a second set of eyes.
23/04/2023
Salam Aidilfitri Maaf Zahir dan batin dari kami sekeluarga..
24/03/2023
Are you considering retiring within 5 years, but not quite sure where to start?
As you approach retirement, it's natural to feel excited about the new opportunities that lie ahead.
However, it's also normal to have concerns about the financial implications of this transition.
The first 30 years of our lives are focused on Developing.
The second 30 years focused on Building.
The third 30 years focused on Discovering.
But between the second and third, lies the critical point in our life. Everyone's transition to retirement looks different, and that's why it is important to have a personalized approach that best suits you.
Whether you're looking to do charity or religious activity, travel, volunteer, start a new hobby, or simply enjoy more leisure time, a holistic financial plan can help you supports your lifestyle and ensures you can live comfortably throughout retirement.
From optimizing your retirement income streams to distribute your wealth for the loved ones, every step of the way is paramount important.
Planning for retirement can be overwhelming, but it doesn't have to be.
Take the guesswork out of your retirement planning here:
https://calendly.com/nadzir/advisory
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https://calendly.com/nadzir/advisory
Nadzir Mansor Licensed Financial Planner | Islamic Estate Planner