CKL Wealth Services - Malaysia

Sounds like it is a very smart decision but actually there is a way better. You can take the entire payout and lock it into an income generating model that pays you monthly. With rates of a minimum 5%, it is already minimum 4.1k income monthly. It is already sufficient as instalment for the property you want, AND still have the million dollar in your account.

If you really do come across such large inheritance / winning recently, let us know to how to optimise your finances to the best.

The Bank Negara Malaysia just announced an interest rate cut. It has been a while since Malaysia had an interest rate cut. Let's refresh what will it affect us directly.

For every year you kid is growing, the closer it is to the need for higher education. Cost of education in local colleges can be as low as a few thousand a semester to a high of a few hundred thousands a semester in a foreign university. Are you ready for it?

孩子每长一岁，离接受高等教育的需要就越近。本地大学的学费低至每学期几千美元，高至每学期几十万美元，而国外大学则高达每学期几十万。你准备好了吗？

You have a very nice hobby and collection but unsure on what can be done in the future. What are the options available for you?
Drop me a msg to talk about it.

你有一个很棒的爱好和收藏，但不确定未来可以做什么。你有什么选择吗？
请给我留言，聊聊这件事。

If you have exhausted your three 90% loan margin with the bank and still looking for rental-like income. You might like to listen to what we have to share.

Or, if you are part of the new generation that thinks that property rental game is too troublesome, You might like our hassle free solution.

Drop me a PM to schedule a discussion.

如果您已经用尽了银行 90% 的贷款保证金，但仍在寻求类似租金的收入，不妨听听我们的分享。

或者，如果您是新一代人，觉得房产租赁游戏太麻烦，不妨考虑我们轻松便捷的解决方案。

请私信我，安排一次洽谈。

"Succession planning is not just about transferring ownership—it’s about transferring values."
“继任规划不仅仅是所有权的转移，更是价值观的转移."

Is your business ready for the future? Let's talk about succession planning
Drop me a PM to find our more

"Your home loan should fit your life, not the other way around."
“您的住房贷款应该适合您的生活，而不是相反"。

Are you planning to get a new housing loan? Let's see what is the best option for you.

"Life insurance isn’t for the person who buys it. It’s for the people they love."
“人寿保险不是为买保险的人准备的，而是为他们所爱的人准备的。

Insurance is not a taboo word. What have you done and if it is sufficient for you and your family?
Let's talk about your options.

"A good education is the foundation of a bright future. Start building it today."
“良好的教育是美好未来的基础。从今天开始建设它."

Are you planning to send your children for higher education? Let's see if you can make the goal happen.

Have you written your will? Let's talk about how to get started.

There is much to learn from Inheritance Detective. Once the season is complete, I will do another 10 ten lessons we can learn from this