Richard Watetu Advisory

All the children in all marriages (whether you were a good or bad dad) will always prefer their mother ahead of you as a man, this is partially because of the different roles evolution bestowed both mother and father. A father has to be firm, enforce discipline sometimes through "harsh methods". A mother being a caregiver and having given birth to the child has that closely knit relationship that you will never have as a father. Infact the evolutionary instincts of a woman's hierarchy is her children at the top, then herself, then if the husband lucky he will come a distance third. Add this to modern feminisms, Muzungu culture, and we have the right mix to set up a man for a lonely old age and an even lonelier death.
Men should stop trying to win over their children's future favors as that game was rigged against them for thousands of years by nature, feminists just drove the last nail on that coffin.
What modern men should do is what other men have been doing for thousands of years before Christianity and Hollywood filled our heads with nonsense.
Invest 50% or more of your resources, attention, time, etc in yourself as a man and in your future. The remaining 50% can go to your family, children and society in general. Trust me, nobody wants a poor grandpa who gave all his resources to everyone in his hey days and left nothing for himself.
Society can tolerate a 20, 30 or even 40 years old broke man, but a 60 years old broke man is a sick old dog just consuming resources and everyone is wondering when death will mercifully put him out of his misery.
60 years old man with enormous resources to his name on the other hand have the attention and loyalty of his wife, children, grandchildren and even the latest slay queens.
Men need to detached from that idealistic relationship where they expect unlimited supply of unconditional love and loyalty from his women and his children, because it's a myth.
Women themselves are realist their whole lives, they date and marry upwards, what makes you think she will be idealist in old age?
Come on, men, get off that horse because it's dead and no amount of whipping will bring it back to life! Men will always die alone, it has always been that way since time immemorial. Expecting this to change now is the biggest fallacy in this modern individualistic society.'

*From a -Broke Old Man*

In 1888, in Chicago a real life experience:

A bridge was built to connect two parts of the city. A toll was charged but officials wanted it to be a "progressive" tax. Rich people were to pay more to cross.

So how could they identify rich and poor quickly?

They had an idea. Rich people wear shoes (it was 1888 remember). Therefore they decided to charge a tax based on that. If you cross the bridge wearing shoes you pay a tax, but if you are barefoot, you cross for free.

✓Simple
✓Easy
✓Difficult to avoid
✓Brilliant

But it failed.
Why?
The rich simply took off their shoes and crossed the bridge. (tax avoidance)

The poor?
They did not want to be seen as poor, so they would wear shoes or borrow shoes to cross the bridge.

So what are the lessons?
1. Poverty is loud, literally.
2. Poverty is in the mind
3. The rich stay rich by not spending and the poor stay poor by spending
4. Humans are irrational
5. The rich always get better financial advice
6. Taxing the rich to help the poor is cute but complicated.

Are you "borrowing shoes" to cross any "bridge?"

2022 lesson.

“ *Successful people are always looking for opportunities to help others. Unsuccessful people are always asking, ‘What’s in it for me?'* ”

President Mwai advises on importance to invest in education on his will.

Lucy Githaiga:

Pillar 4 of money is what I call mesh money. Put a strong wire mesh around your money. Why do you need to mesh your money?

This is my last born who is turning 10 soon. The bible says a good man leaves an inheritance for his grandchildren. Now this little one, God granting her many years to live and have the blessings of Children, it means that as a good man which represents woman too, I must mesh what I am multiplying today so that the offsprings of this my baby girl can have an inheritance....if I am a good man or woman as the case may be.

When you make, manage and multiply money, you must mesh that which you are multiplying so it can last for generations. If you are in love with real estate then that is one way. However, you can still create legacy funds for your family and if you are sending your money to the maternity to bear more of its kind at a good rate, you will enjoy the benefits of longterm compound interest.

As the writer of the richest man in babylon says, never eat the mother. I dare add, infact, dont eat all the babies of the money. Let baby monies mature and keep giving birth and make sure you take them to good maternity hospitals where babies born are taken care of and the mother's health is of top most priority so she can go back home and come back to the delivery room again and again.

Today I have no queations....just reminding you, Make Money, Manage Money, Multiply Money and Mesh Money.

At death, a father left his will for 17 Camels as an Asset for his Three Sons.

When the Father passed away, his sons opened up the will.

The Will of the Father stated that the Eldest son should get Half of 17 Camels,

The Middle Son should be given 1/3rd of 17 Camels,

Youngest Son should be given 1/9th of the 17 Camels,

As it is not possible to divide 17 into half or 17 by 3 or 17 by 9, the sons started to fight with each other.

So, they decided to go to a wise man.

The wise man listened patiently about the Will. The wise man, after giving this thought, brought one camel of his own & added the same to 17. That increased the total to 18 camels.

Now, he started reading the deceased father’s will.

Half of 18 = 9.
So he gave 9 camels
to the eldest son.

1/3rd of 18 = 6.
So he gave 6 camels
to the middle son.

1/9th of 18 = 2.
So he gave 2 camels
to the youngest son.

Now add this up:
9 + 6 + 2 = 17 &
This leaves 1 camel,
which the wise man took back.

MORAL: The attitude of negotiation & problem solving is to find the 18th camel i.e. the common ground. Once a person is able to find the common ground, the issue is resolved. It is difficult at times.

However, to reach a solution, the first step is to believe that there is a solution.
If we think that there is no solution, we won’t be able to reach any!
You might spark a thought, inspire & possibly change a life forever.

I get amazed when a patient comes to the clinic and I ask "what are your complaints", they say
"Doctor, I have malaria and typhoid"...
I am like who told you? How did you know?
Did you do a test, they say no...

This can be frustrating for doctors as some patients are so bent on you treating them based on their own diagnosis and not your own findings.
Those who agree to allow us do our job, we find out it was neither of the two things, and they are surprised and how much they had spent treating what was never there in the first place.

Guys, You don't complain of malaria.
Malaria is a diagnosis and not a symptom... In fact you don't diagnose yourself when you get to the hospital...
Just tell your doctor how you feel and they will ask the necessary questions yo aid them come up with a diagnosis.

-Dr Kelechi Williams Igbokwe

I usually get may prospects asking me to calculate what they will get after the term of a cover. It has never been about multiplying money.

It's always my duty to make you about your personal insurance.