Sarah Wang'ondu - Your Insurance Lady

“HR Leaders, Let Me Ask You One Question…”
What happens to your employees’ families when life takes an unexpected turn?
Today, as I stand before a room full of visionary HR professionals—men and women, leaders shaping the workforce of tomorrow—I want to challenge you to think beyond salaries and benefits…
Think protection. Think legacy. Think responsibility.
💼 Group Life Insurance is not just a policy — it’s a statement.
It says:
✔️ We value our people beyond their productivity
✔️ We care about their families
✔️ We stand with them—even in their absence
🌟 Why should your organization invest in Group Life?
🔹 Financial Protection for Families
In the unfortunate event of loss, your employees’ loved ones are cushioned with a lump sum payout.
🔹 Boosts Employee Trust & Loyalty
When employees feel secure, they give their best. Protection builds commitment.
🔹 Affordable & Cost-Effective
One cover protects your entire team at a lower cost than individual policies.
🔹 Enhances Your Employer Brand
Stand out as an employer who truly cares — not just in words, but in action.
🔹 Customizable Benefits
Add last expense, disability, and critical illness riders for stronger protection.
💡 HR is not just about managing people… it’s about protecting lives.
Let’s build organizations that don’t just employ people — but stand by them and their families when it matters most.
📞 Let’s talk about securing your team today:
0722666102

TRANSFER YOUR PENSION TODAY!
Did you know you can transfer your pension benefits from your former employer to your own Personal Pension Account before retirement?
Many people leave jobs and forget about their pension savings in different schemes. The good news is that you can now bring all your pension savings into ONE personal account and take full control of your retirement.
WHY YOU NEED A PERSONAL PENSION ACCOUNT
✅ Track Your Retirement Savings Easily
Keep track of all your deferred retirement benefits in one personalized pension account.
✅ Detach from Former Employers
Move your pension from previous employers' schemes and centralize all your funds in one scheme.
✅ Your Money Continues to Grow
Your contributions and accumulated interest remain protected and continue earning interest with no extra charges.
✅ Continue Building Your Pension
You can keep contributing monthly and grow your retirement savings even after leaving employment.
TAKE CHARGE OF YOUR RETIREMENT BENEFITS TODAY
I will guide you step-by-step and facilitate the transfer of your pension to a personal pension account so that your money works better for your future.
📞 Call / WhatsApp: 0722666102
👩‍💼 Serah Wangondu
Executive Financial Advisor – Britam
👉 Secure your retirement today. Don't leave your pension scattered in different schemes!

EMPLOYERS & EMPLOYEES – ARE YOU MAXIMIZING YOUR NSSF TIER 2?
Most people don’t know this…
You DON’T have to leave your NSSF Tier 2 contributions in NSSF.
You can invest them with a professional pension manager like Britam and grow your retirement faster.
Here is why many companies are choosing Britam Pension:
✅ Higher Returns
Britam’s 13-year average return is 11% per year
📈 2024 declared interest was 13%
✅ Guaranteed Minimum Return
Britam guarantees at least 5% per year on your pension savings.
✅ No Hidden Charges
The interest declared is NET of expenses and sign-up is FREE.
✅ Track Your Money Anytime
Members can check statements and balances through a mobile app or online portal.
✅ Dedicated Relationship Manager
Your scheme gets professional support, member education and updates.
✅ Compliance Handled for You
Britam submits required reports to RBA, KRA, IRA and CMA on behalf of clients.
✅ Retirement Solutions
At retirement you can access:
✔ Pension / Annuity income
✔ Medical cover options
✔ Last expense benefits
✅ Fast Claim Payments
Benefits are processed in about 5 working days.
✅ Diversified Investments
Your pension money is invested across multiple secure assets to reduce risk.
✅ You Can Contribute More Voluntarily
Grow your retirement savings faster with additional voluntary contributions.
💡 Smart employers are already moving their Tier 2 pension to professional fund managers.
The question is… is your company benefiting from this option?
📞 Call / WhatsApp Serah Wang'ondu – Britam Executive Financial Advisor
0722666102
I will guide you on how to move your NSSF Tier 2 to Britam and grow your retirement fund faster.

STOP fundraising for hospital bills. Start planning for them.
Every week we see friends and family posting “Urgent help needed for hospital bill.”
But the truth is — one medical emergency can cost over KSh 100,000.
The good news? You can protect your family before that day comes.
Introducing Britam Milele Health Cover – affordable medical insurance designed for individuals and families.
✅ Inpatient & Outpatient treatment
✅ Maternity cover
✅ Dental & Optical benefits
✅ Access to 5,400+ hospitals, clinics & specialists
✅ Cover for pre-existing & chronic conditions
💡 Smart families don’t wait for sickness — they prepare for it.
Let me help you secure your health today.
📞 Call / WhatsApp Serah Wang’ondu
Executive Financial Advisor – Britam
0722666102
✔ Britam Milele Health Cover – Because your health and your family deserve protection.

WEALTHY FAMILIES DON'T JUST BUILD WEALTH… THEY PROTECT IT.
One of the biggest mistakes successful people make is focusing on creating wealth but forgetting to control what happens after they are gone.
Without proper planning, your wealth can easily be affected by:
❌ Family disputes
❌ Divorce settlements
❌ Creditors
❌ Poor financial decisions by beneficiaries
❌ Mismanagement of inheritance
That’s why many successful families use Trust Funds.
With a Britam Family Trust Fund, you can:
✔ Control how your wealth is distributed
✔ Protect your assets from misuse
✔ Secure your children’s future
✔ Ensure your legacy continues exactly as you planned
💡 Because true wealth is not just what you build…
It’s what your family keeps for generations.
The best time to set up a Trust Fund is before life becomes unpredictable.
If you are serious about protecting your legacy, let's have a conversation.
📞 Serah Wang'ondu
Executive Financial Advisor – Britam
📱 0722666102

THIS CAN’T WAIT… YOUR HEALTH WON’T WARN YOU!
One hospital bill can wipe out years of savings in days.
No warning. No preparation. Just pressure.
💔 Imagine:
You or your loved one needs urgent care…
And the first question is NOT treatment… but “How will you pay?”
👉 That’s the reality for many families today.
✅ With Britam Medical Cover, you get:
✔ Inpatient & outpatient care
✔ Cover for chronic conditions
✔ Maternity & newborn benefits
✔ Dental & optical
✔ Access to top hospitals—NO stress
⏳ The truth? The best time to get covered was yesterday. The next best time is NOW.
Don’t wait until sickness forces you to make expensive decisions.
Protect your health. Protect your family. Protect your future.
📞 Call/WhatsApp: 0722666102
👩🏽‍💼 Serah Wangondu – Your Trusted Financial Advisor
🔥 Act NOW before it’s too late. Your life depends on it.

ONE ACCIDENT CAN WIPE EVERYTHING YOU’VE WORKED FOR! 🚨
Imagine losing your car today…
Accident. Theft. Fire. Floods.
Would you recover financially? 🤔
That’s why Motor Insurance is NOT a luxury — it’s a MUST!
✅ What you get with a good Motor Cover:
🚗 Accident Protection – Repairs for your car after an accident
🔥 Fire Cover – Protection against fire damage
🌊 Flood Protection – Covered even during heavy rains
❌ Theft Cover – Compensation if your car is stolen
👨‍⚖️ Third Party Liability – Protects you if you injure others or damage their property
🚑 Medical Expenses – Covers injuries after an accident
🛠 Towing Services – Help when your car breaks down
💼 Windscreen & Radio Cover – No extra stress on small damages
Whether it’s:
✔ Private Car
✔ Commercial Vehicle
✔ PSV (Matatu/Taxi)
👉 I’ve got you fully covered!
💡 Don’t wait for an accident to start thinking about insurance. Act NOW.
📞 Call/WhatsApp: 0722666102
👩‍💼 Serah Wangondu – Your Trusted Financial Advisor

🚨 WHAT HAPPENS TO YOUR FAMILY IF INCOME STOPS TODAY?
Most people insure cars, phones, even trips…
But forget the one thing that matters most — their LIFE.
With Britam Whole Life Insurance, you don’t just buy a policy…
👉 You build a legacy.
💡 Why this cover is a GAME CHANGER:
✅ Lifetime Protection – Your family is financially secure no matter when life happens
✅ Wealth Transfer – Leave behind real money, not struggles
✅ Critical Illness Cover – Get financial support when sickness strikes
✅ Disability Protection (PTD) – Income protection if you can’t work
✅ Funeral Cover – Immediate support when your family needs it most
✅ Premium Waiver – If retrenched, your premiums can be paid for you (up to 6 months!)
📈 PLUS… your cover grows by 3% every year to beat inflation
💭 Imagine this:
You’re gone… but your family still pays rent, school fees, and lives comfortably.
That’s not luck — that’s planning.
🔥 This is not an expense. It’s a LEGACY DECISION.
Don’t wait until it’s too late.
📞 Call/WhatsApp me today: 0722666102
I’ll help you choose a plan that fits your income and goals.
💬 “Secure your family today, so they don’t struggle tomorrow.”