BTI Advisory

BTI INTERNSHIP — MOMBASA EDITION

Join BTI Advisory & BTI Virtual Institute in Mombasa!

We are looking for passionate individuals for a paid internship with commission-based incentives.

You will be reporting to Senior BTI partner based in Mombasa.

What you will gain:
* 1 Month Professional Training
* 3 Months Practical Assignment
* Global Mentorship from 37 global experts.
* Real Industry Exposure
* Roles in Sales, Admin, Research, & Digital Engagement
* Be part of our upcoming Pan-African Islamic Finance Magazine!

Apply Now:
📩 [email protected]
📞 +254 20 8000600
🌐 www.bti.ac.ke

BTI ADVISORY
We are Islamic Finance.

WEBINAR ALERT

Takaful Unveiled: Islamic Insurance of the Modern World

Join us for an insightful webinar featuring top industry experts as they break down the dynamics of Takaful in today's financial landscape.

👥 SPEAKERS:
🔹 Yusuf Abdallah
Premier Bank, Bancassurance
🔹 Jamal Mwangi
Takaful Insurance of Africa
🔹 Dr. Ahmed Elhaj Hassan Eltahir
Takaful Expert (based in Bahrain)

📅 Date: 22 May 2026
🕣 Time: 8:30 PM – 9:30 PM
📍 Platform: Google Meet

Call/WhatsApp: +254 711 951 409 | +254 746 769 702
Email: [email protected]
Website: bti.ac.ke

Register now before it's too late! 👇
https://forms.gle/GBuhFTowxoHqsNRu7

Google meet link: bit.ly/TheBTICollege

SHARIA OF SHERIA: BTI Advisory is proud to partner with Sheria Sacco as they advance the launch of Insaf — their revamped Islamic banking window, designed to deliver inclusive, ethical, and Shariah-compliant financial solutions.

The BTI Advisory team was led by Executive Director Najma Shariff (2nd from left), while the Sheria Sacco team was led by CEO Fred Ongoto Sheria Sacco⁩ (4th from left).

إِنَّا لِلَّهِ وَإِنَّا إِلَيْهِ رَاجِعُونَ

Dear BTI College Community, Colleagues, and Friends,

It is with profound sadness and a heavy heart that I announce the passing of one of our esteemed BTI College Board Members, a dedicated colleague, and a dear friend, Hamdhy Ahmed Noor, who passed away last night.

On behalf of the Board of Directors and the entire BTI College fraternity, I extend our deepest condolences to her family, friends, and loved ones.

Janaza Prayers will be Masjid Salaam, at 1pm and Burial at Lang’ata Muslim Cemetery.

We pray that the Almighty grants her the highest abode in Jannat ul Firdaus and strengthens her family with patience, comfort, and fortitude during this deeply painful time.

Please keep her and her family in your earnest prayers.

Sincerely,
Tego Wolasa
Board Chairman, BTI College

Our May 2026 Islamic Banking class at BTI College virtual Institute commences tonight!

Don’t miss this opportunity to learn directly from industry practitioners.

Diploma (12 months) and Certificate (6 months) options available.

Contact us to learn more:

🌐 www.bti.ac.ke
📧 [email protected]
📞 WhatsApp/call: +254 711 951 409

Tonight's session is open to all. You can join via Google meet bit.ly/TheBTICollege

The digital economy isn't waiting — and neither should Islamic finance.

BTI Advisory presents the Islamic Fintech & Digital Banking Training — a power-packed 2 days to equip you with the tools to build Shariah-compliant financial solutions that actually work in today's world.

🗓️ 4th – 5th June 2026 | Nairobi
💵 KES 30,000 (meals, materials & cert included)
📍 La Maison Royale Hotel, South C

Spots are limited. Secure yours today.

📲 +254 20 8000 600 | [email protected] | www.bti.ac.ke

BTI INTERNSHIP PROGRAM

Join BTI Advisory & BTI Virtual Institute and gain hands-on experience in Islamic Finance, advisory, digital engagement, research, and institutional development.

Our internship program includes:
✔ 1 Month Professional Training
✔ 3 Months Practical Assignment
✔ Mentorship from a global team of 37+ experts
✔ Exposure to real industry projects
✔ Career growth opportunities within BTI and beyond

We are also launching a Pan-African Islamic Finance Magazine, creating exciting opportunities in research, content development, and industry engagement.

🌍 Our team spans Kenya, Tanzania, Uganda, Ethiopia, Canada, Ghana, Pakistan, Bahrain, and beyond.

If you are passionate about ethical finance, professional growth, and making impact across Africa, we would love to grow you.

📩 Apply via: [email protected]
📞 +254 20 8000600
🌐 www.bti.ac.ke

BTI Advisory — We are Islamic Finance.

Tonight’s mentorship session is being facilitated by:

👤 Saidi Abdul Isandeko— Portfolio Manager, Muallim (Islamic Window at MWALIMU NATIONAL DT SACCO)
👤 CHARLES OLWENY — Deputy CEO, Taqwa SACCO

They are taking the mentees through the SACCO sector— one of the most accessible and fast-growing areas in Islamic Finance, with real opportunities to learn, work, and grow.

From the shariah aspect, to creation of products, operation of Islamic Sacco, the new Sacco bill, the sacco by law among many others.

To enrol for the mentorship program contact our virtual Institute via +254711951409

WHAT A SESSION!

Today wraps up our 3rd introductory mentorship session.

Coming up physical sessions:

After Session 4: Networking high tea with mentors.

After Session 8: Exposure visit to an industry organization or regulator.

After Session 12: Official graduation meeting!

Talk to +254711951409 to enroll formally and secure your spot!

ISLAMIC BANKING PRODUCTS VS CONTRACTS

Did you know that “Islamic banking products” are not the same as “Islamic banking contracts”?

A product is what the customer needs, such as a mortgage for a housing solution. A contract is the Shariah-compliant method used to deliver and operationalise that product.

In practice, many conventional banking products can be adapted for Islamic banking by applying the right contract.

Take a mortgage as an example. In conventional banking, the bank lends you money with interest so you can buy a house, which is then used as collateral.

In Islamic banking, the transaction must involve a real asset, not just money. So the same mortgage need is structured differently.

Under Murabaha, the bank buys the house and sells it to you at a profit, which you pay over time in installments.

Under Diminishing Musharakah, you and the bank jointly own the house. You pay rent for the bank’s share while gradually buying it out until you fully own the property.

The key point is this: the mortgage is the product, while Murabaha and Diminishing Musharakah are the contracts that make it Shariah-compliant by removing interest.