Kathiriya Subsidy House LLP

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📍 Surat, Gujarat
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Important Reminder! 🚨

નવી સ્કીમ PMAY(U) 2.0 હોમ લોન સબસીડી રૂ.૧.૮૦ લાખ મેળવા માટે લોન લેતા પહેલા ધ્યાનમા રાખવાના નિયમો

Kathiriya Subsidy House LLP

News 🗞️

5 New Big Changes In CIBIL Rules WEF 26.04.2024

No, State Government sponsorship or approval isn't required for private developers to avail benefits under this scheme. Resale cases are allowed under CLSS, but banks must exercise due diligence to prevent speculative cases. 🏠✅

Yes, private developers can tie-up with PLIs to extend the benefits of this central scheme to EWS/LIG applicants allotted dwelling units under their projects. 🏠✅

All instances mentioned, including buying from a builder or developer, resale, or self-construction on owned land, are considered new construction eligible for credit linked subsidy. 🏠💰

Security required: Mortgage of house to be purchased/constructed. 🏠
For grievances, contact the PLI through their grievance redressal system, available on their website. 📝

In areas with society pattas, PLIs must ensure loan approval follows due diligence. Refinance is available for subsidized home loans. 🏘️💼

Banks verify income & property for loans. Self-certification used for income proof. Banks ensure property ownership is accurate & may take legal action for false claims. 🏦💼