TDS Capital

Dear CA/CS/Tax Practitioner,

Taxation , Compliances and more than 100+ services in one platform.

Franchise opportunity

Ping on WhatsApp: 9922269900
For Demo

Best regards,

TDS Capital Team

💡 A simple budget gives your money direction instead of confusion.

Budgeting doesn’t have to be complicated. A clear monthly plan helps you understand where your money comes from, where it goes, and how much you can save.

🧾 How to create a simple monthly budget:
• Calculate your total monthly income
• List fixed expenses like rent, bills, and insurance
• Estimate variable expenses like groceries, transportation, and entertainment
• Set savings goals before spending
• Review and adjust your budget every month

A budget isn’t about cutting out everything you enjoy — it’s about making intentional choices with the money you already earn.

✅ Why budgeting helps:
• Gives you better control over spending
• Helps reduce financial stress
• Makes saving easier and more consistent
• Helps you reach financial goals faster

You don’t need the perfect budget. You need a budget you can actually follow.

🚀 Small monthly planning can create long-term financial freedom.

💬 What’s the hardest part of budgeting for you — tracking spending, saving consistently, or controlling impulse purchases? Comment below.
📌 Save this post for your next monthly money check-in.
👥 Share this with someone building better financial habits.

TDS on Mutual Funds

🍈 Mutual fund dividends are subject to TDS at the rate of 7.5% for dividend in excess of 5,000.

🍈 TDS is applicable on dividend payout, dividend reinvestment and dividend transfer plan.

🍈 Capital gains are not subject to TDS for domestic investors.

🍈 Capital gains for NRIs are subject to TDS of 30% for STCG and 20% with indexation for LTCG.

🍈 Form 15G/15H, wherever applicable, can be submitted to avoid TDS.

- Vikas Kumbhar

Part time and full time job handle responsibility and commitment for the month on month business and Recruitment.

Wanted Dealers for trading and managing clients