Affordable GST & Accounting Services

✅ Why Quarterly Compounding is Used in FDs:
Bank Policy:
Almost all banks in India compound FD interest quarterly (every 3 months). This is mentioned in the FD terms and conditions.

Higher Effective Yield:
Quarterly compounding gives you higher returns than annual compounding because you start earning interest on the accumulated interest every 3 months.

Realistic Tax Calculation:
For Income Tax purposes, you must calculate the actual accrued interest based on how the bank calculates it, which is quarterly.
If you calculate annually, you’ll understate the accrued interest, which may result in under-reporting your taxable income.

📢 ITR Filing Started!
👋 Hi! Just a friendly reminder — ITR filing for FY 2024-25 is now open.

✅ File your return early for smoother processing— whether it's for:
📌 Business income
🏠 Home/Business Loan
🏢 Property sale or purchase
💰 TDS Refund
📄 Investment maturity (LIC/Mutual Funds)
⚠️ Or responding to a Tax Notice

⏳ Avoid ₹1000 late fee by filing before the due date!

Need help with filing?
📞 Call/WhatsApp me at 8420544811/ 8910631244 😊

✅ Professional Tax Due Dates – FY 2025–26

Type of Payment Due Date
Monthly PT Payment By 21st of every month
(for employers with >20 employees)

Quarterly / Annual PT Payment 30th April 2025 (for other
businesses/self-employed)**
Annual Enrollment Certificate By 30th June 2025
Renewal (in WB)

💡 Due dates may vary slightly by state. Always refer to the respective State PT Act.

⚠️ Penalties for Late Filing or Payment
Interest on Late Payment:
Varies from 1% to 2% per month of the tax amount due, depending on the state.

Late Filing Penalty:
Fixed penalties from ₹300 to ₹1,000 for late return filing (varies by state).

Non-Payment Penalty:
Additional penalties ranging from ₹500 to ₹5,000, and in extreme cases, prosecution.

✅ Pro Tip
Timely payment and return filing of Professional Tax saves businesses from unnecessary penalties and legal issues. Set monthly/quarterly reminders.

📞 Need help with PT Registration, Filing, or Annual Returns?
Call/Whatsapp: 8420544811 / 8910631244
✅ PAN India Support | 💼 7+ Years Experience

✅ PF Return Due Dates (FY 2025–26)

Type Due Date
PF Monthly Payment (EPF) 15th of Every Month (for
previous month)
PF Monthly Return (ECR Filing) 15th of Every Month

✅ ESI Return Due Dates (FY 2025–26)

Type Due Date
ESI Monthly Payment 15th of Every Month (for previous
month)
ESI Half-Yearly Return May 11, 2025 (for Oct–Mar)
November 11, 2025 (for Apr–Sep)

⚠️ Penalties for Late PF & ESI Filing

📌 PF Penalties:
Interest (Sec 7Q): 12% p.a. on the outstanding amount (monthly).

Damages (Sec 14B):
Delay up to 2 months – 5%
2–4 months – 10%
4–6 months – 15%
More than 6 months – 25%

📌 ESI Penalties:
Interest: 12% p.a. for late payment.
Penalty: Up to ₹5,000 per default or imprisonment in severe cases.

✅ Pro Tip
Avoid unnecessary penalties by setting reminders for the 15th of every month and ESI return deadlines. Stay compliant, stay stress-free.

Need expert help with PF, ESI, GST or Tax filing?
📞 Call/ Whatsapp: 8420544811 / 8910631244
👨‍💼 7+ Years of Experience | 📍 PAN India Service

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✅ TDS Return Due Dates – FY 2025–26

Quarter Period TDS Return Due Date
(Form 24Q/26Q/27Q)
Q1 1st Apr to 30th Jun 31st July 2025
Q2 1st Jul to 30th Sep 31st October 2025
Q3 1st Oct to 31st Dec 31st January 2026
Q4 1st Jan to 31st Mar 31st May 2026

⚠️ Penalties for Late Filing or Non-Filing of TDS Return

Late Filing Fee [Section 234E]:
₹200 per day till the return is filed.
Maximum limit: Total TDS amount.

Penalty [Section 271H]:
₹10,000 to ₹1,00,000 may be levied if:
Return is filed after 1 year from the due date, OR
Incorrect PAN details or wrong information is submitted.

Interest for Late TDS Payment [Section 201]:
1% per month from the date of deduction till payment (if not deducted on time).
1.5% per month from deduction date till payment (if deducted but not deposited).

✅ Pro Tip
Avoid last-minute stress. File your TDS returns early and stay compliant to save money and reputation.

Need help with TDS filing (24Q, 26Q, 27Q)?
📞 Call/ Whatsapp: 8420544811 / 8910631244
📍 Pan India Service | 💼 7+ Years Experience

TDS deducted? Getting your refund is easy!
📞 Call me at 8910631244 for quick assistance. 🙏

📢 File your GST Returns on time!
Avoid penalty upto ₹25,000/- by filing before the due date ⏳

💡 Get FREE expert consultation – Just reply "NEED" and we’ll call you back! 📞😃

✅ Fast | 💼 Trusted | 🇮🇳 PAN India Service

📢 ITR Filing Started!
Avoid ₹1000 penalty by filing before the due date ⏳

💡 Get FREE expert consultation – Just reply "NEED" and we’ll call you back! 📞😃

✅ Fast | 💼 Trusted | 🇮🇳 PAN India Service

New to the Restaurant Business? Here's Your Quick GST Registration Guide!

Starting your restaurant is exciting — but don’t forget the legal essentials!
One of the most important first steps is getting your GST registration in place. Here’s a simplified guide just for restaurant owners:

Step-by-Step Guide:
1. Check Eligibility – Turnover above ₹20 lakh? GST is mandatory.
2. Keep Documents Ready – PAN, Aadhaar, Address Proof, Rent Agreement (if any), Bank Details.
3. Apply Online – Visit the GST portal (www.gst.gov.in).
4. Verification Call/Email – Be alert! Respond quickly for faster approval.
5. Get Your GSTIN – Once approved, you’ll receive your GST number via email.

Why it matters?
• Avoid legal penalties
• Gain customer trust with a GST bill
• Claim Input Tax Credit on purchases

Feeling stuck? We’ll handle the GST registration for your restaurant from start to finish — at the lowest price in the market!
DM us or call now for a free consultation.

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Use UPI, Rupay, or BHIM for zero transaction fees & easy compliance.