Suman Joshi

Suman Joshi

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Photos 09/01/2020

Having a Life Insurance policy is very important.
A life insurance policy can pay off any debts that you leave behind that would be a burden to your family. Debts such as mortgage, credit card bills, car loans etc.

Below are the reason why you should have a life policy done :-

1.) Replace lost income
2.) Cover Burial Expenses.
3.) Pay off Debt.
4.) Secure your family after you.

Hope the above details will help you......For any kind of assistance dm me .




Photos 09/01/2020

Nowadays Health insurance plays a very important role in our day to day life.
Due to health insurance policy you can have access to the best healthcare .Once you have the right healthcare insurance, you can fight any illness or medical emergency, without worrying any billing amount.
Below are some reasons why you actually need to have a Medical Policy :-

1.) Protects Savings :- It has been seen that Indians primarily depends on their savings when it comes to managing heath emergencies. Having a medical insurance policy protects your hardly earned money and let you feel tension free during the time of treatments.

2.) Change in Lifestyle :- According to the reports there has been a massive change in the Lifestyle of people, due to which we had become more prone to several health disorders. Having a Medical Policy helps you to protect from all such types of situations if they ever happened in future.

3.) Provide Coverage :- Medical Policy not only provide coverage against hospitalisation expense but also covers other medical expenses that may incur during, before or after the course of treatment. This may include test fees, ambulance charges, room rent, daycare treatments, doctor fees etc.

4.) Provide Quality medical treatment :- Most of the health plans offer cashless medical treatment, where you don't have to pay any amount to the hospitals etc. The insurance company will directly settle the bill from the treating hospital. This helps to avail quality medical treatment as you don't have to worry about any things of payments at the hospital.

5.) Provide coverage for the entire family :- Buying single medical plans for each member of your family requires a huge amount. Therefore health insurance company provides family floater plans where you can cover your entire family under one single plan.

Hope the above details will help you......For any kind of assistance dm me





Photos 09/01/2020

Savings Plays an important role in our day to day lives.
Saving money can help you become financially strong and provide a safety in case of any emergency situations. Savings also help you in investing for higher yielding investments such as Stocks, bonds, mutual funds etc.

Below are some reasons why you actually need to save money.
1.) Save Money for your Emergency situations.
2.) Save Money for your Retirement
3.) Save Money for Down payments of your house, car etc.
4.) Save Money for Financial freedom
5.) Save money for your travel Journeys.

Hope that the above said things will work best for you. For any kind of assistance regarding your financial planning dm me or email me at [email protected]





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12A N. S. Road Dalhousie
Kolkata
700001