Financial Literacy Freedom from Poverty

Kagandahan ng Kaiser 3 in 1

👍Mawala man tayo may maiiwan tayo sa pamilya natin
👍Magkasakit man tayo may aasahan tayong pampagamot
👍Kung tumagal man tayo sa mundo, may aasahan tayong retirement fund

Ang mga OFW/breadwinner/magulang ay sadyang masisipag at tinitiis na mapalayo sa pamilya at magpakapagod para kumita. Pero kailangan natin kumita at hayaan natin tulungan tayo ng pera na pinaghirapan natin na kumita din para sa atin.
Nag iipon tayo pero sa banko na kung saan less than 1% lang ang kinita plus nagkakaron pa ng tax at tumataas ang inflation rate.
Samantalang kung ito ay iinvest mo sa mutual funds mababa na ang 12% ang kitain mo,

Sa Kaiser 3 in 1 ay investment hindi po sya gastos kasi aside from may investment ka na insured ka pa mapa (health and life).

K45 to K1million ang kasier plans pero eto ang mga common plans ng Kaiser 👇👇👇

💝10-40 years old~k45
Monthly : 2,647.00
Quarterly : 7,676.00
S.Annual : 14,294.00
Annual : 29,470.00
Life Insurance: 202,500.00 (cause of illness but it will doubled to 405,000 if the cause of death is accident)
Contract Amount: 185,288.00
LTC MATURITY: 524,776.00 (earnings)

💝10-40 years old~k50
Monthly : 2,941.00
Quarterly : 8,529.00
S. Annual : 15,882.00
ANNUAL : 29,411.00
Life Insurance: 225,000.00 (cause of illness but it will doubled to 450,000 if the cause of death is accident)
Contract Amount: 205,875.00
LTC MATURITY: 583,084.00 (earnings)

💝41-50 years old~k60
Monthly : 3,529.00
Quarterly : 10,235.00
S.Annual : 19,058.00
ANNUAL : 35,293.00
Life Insurance : 270,000.00 (cause of illness but it will doubled to 540,000 if the cause of death is accident)
Contract Amount: 247,050.00
LTC MATURITY: 699,701.00 (earnings)

💝51-60 years old~k75
Monthly : 4,412.00
Quarter : 12,794.00
S.Annual : 23,823.00
ANNUAL : 44,116.00
Life Insurance: 337,500.00 (cause of illness but it will doubled to 675,000 if the cause of death is accident)
Contract Amount: 308,813.00
LTC MATURITY: 874,626.00 (earnings)

💝 savers choice plan k100
Monthly : 5,882.00
Quarter : 17,058,00
S.Annual : 31,764.00
ANNUAL : 58,821.00
Life Insurance: 450,000.00 (cause of illness but it will doubled to 900,000 if the cause of death is accident)
Contract Price: 411,750.00
LTC MATURITY: 1,166,168.00 (earnings)

LEGALITY
1. Kaiser is duly accredited with DOH
2. SEC registered (CS200408739) as a health provider with authorized capital stock of Php 160M
3. Insurance Commission with licenses # HMO-2017-04-R
4. Dr. Leah Uy Medical Director and an active officer of PAHMOC
5. Corporate Account of Kaiser are SENATE, SUPREME COURT, COURT OF APPEALS, PEZA AND PHIL. COAST GUARD

PM FOR MORE INFO 💌💌💌

OR GET YOUR D.I.Y FREE QUOTATION
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Ayaw mong kumuha ng KAISER kasi may SSS, Philhealth at Savings sa Bangko?

ANO ang pagkaka-iba ng BENEPISYO NG KAISER, sa ibang HMO at PHILHEALTH? 𝐀𝐧𝐨 𝐛𝐚 𝐦𝐞𝐫𝐨𝐧 𝐬𝐚 𝐊𝐀𝐈𝐒𝐄𝐑 𝐧𝐚 𝐝𝐚𝐩𝐚𝐭 𝐦𝐨𝐧𝐠 𝐩𝐚𝐠 𝐢𝐬𝐢𝐩𝐚𝐧?

Read till the End to know better 😊

‼𝗥𝗲𝗴𝘂𝗹𝗮𝗿 𝗛𝗠𝗢
➳ Taon-taon ka mag babayad para ikaw ay covered at tumataas ang binabayaran mo kasi nadadagdagan ang edad mo.
➳ Hindi kana makakaavail kung may sakit ka sa panahon na ikaw ay nag apply, kahit regular kang client.
➳ No rebate pag di mo nagamit dahil healthy ka that year.

‼𝗣𝗵𝗶𝗹𝗛𝗲𝗮𝗹𝘁𝗵
➳ Sa PhilHealth up to 60 years old tayo magrerenew. Hindi magagamit kung hindi din tuloy-tuloy ang pag hulog.
➳ 15% to 20% lang ang discount sa hospital bills mo at hindi lahat ng sakit ay covered.
➳ No assistance for beneficiaries beyond the age of 19 y.o.

‼ 𝐊𝐀𝐈𝐒𝐄𝐑 𝐇𝐄𝐀𝐋𝐓𝐇 𝐁𝐔𝐈𝐋𝐃𝐄𝐑 𝐏𝐋𝐀𝐍 (𝟑-𝐢𝐧-𝟏):
✅ 3 in 1 product na. May 𝐇𝐄𝐀𝐋𝐓𝐇𝐂𝐀𝐑𝐄 + 𝐈𝐍𝐂𝐎𝐌𝐄 𝐑𝐄𝐏𝐋𝐀𝐂𝐄𝐌𝐄𝐍𝐓 + 𝐈𝐍𝐕𝐄𝐒𝐓𝐌𝐄𝐍𝐓 ka nang magagamit. Wala kang extrang babayaran para e-avail isa isa. Kaya makakatipid at may peace of mind ka.
✅ 🆅🅴🆁🆈 🅰🅵🅵🅾🆁🅳🅰🅱🅻🅴. 7 years ka lang mag-iipon. Mabuhay ka man hanggang 100 years may healthcare ka pa rin.
✅ Covered lahat ng sakit, kahit pre-existing after the 𝐀𝐂𝐂𝐔𝐌𝐔𝐋𝐀𝐓𝐈𝐎𝐍 𝐏𝐄𝐑𝐈𝐎𝐃.
✅Sagot ang hospital bills, from room accommodation, doctors fee- ang 🅻🅸🅼🅸🆃 ay depende sa plan na kinuha mo. 𝘜𝘶𝘸𝘪 𝘬𝘢𝘯𝘨 𝘮𝘢𝘺 𝘯𝘨𝘪𝘵𝘪 𝘴𝘢 𝘭𝘢𝘣𝘪 𝘢𝘵 𝘸𝘢𝘭𝘢𝘯𝘨 𝘪𝘯𝘪𝘪𝘴𝘪𝘱 𝘯𝘢 𝘶𝘵𝘢𝘯𝘨.
✅ 𝐁𝐄 𝐀𝐍 𝐈𝐌𝐆 𝐌𝐄𝐌𝐁𝐄𝐑 para magkaroon ng 𝐮𝐧𝐥𝐢𝐦𝐢𝐭𝐞𝐝 𝐟𝐫𝐞𝐞 𝐜𝐨𝐧𝐬𝐮𝐥𝐭𝐚𝐭𝐢𝐨𝐧𝐬 sa lahat ng Kaiser Medical Centers. Kahit araw araw at iba ibang sakit ang iyong ipapacheck up sagot yan ng benefit mo as member.
✅ Kung magkano ang amount na binabayaran mo pagkasign mo ng plan kay Kaiser, yun lang din ang babayarn mo for 7 years. 𝐍𝐎 𝐀𝐃𝐃𝐈𝐓𝐈𝐎𝐍𝐀𝐋 𝐅𝐄𝐄𝐒 𝐍𝐄𝐄𝐃𝐄𝐃.
✅ 𝐖𝐢𝐭𝐡 𝐅𝐚𝐦𝐢𝐥𝐲 𝐀𝐬𝐬𝐢𝐬𝐭𝐚𝐧𝐜𝐞. 𝘔𝘢𝘢𝘢𝘳𝘪 𝘮𝘰𝘯𝘨 𝘪𝘱𝘢𝘨𝘢𝘮𝘪𝘵 𝘴𝘢 𝘪𝘮𝘮𝘦𝘥𝘪𝘢𝘵𝘦 𝘧𝘢𝘮𝘪𝘭𝘺 𝘮𝘰𝘯𝘨 𝘯𝘢𝘨𝘬𝘢𝘴𝘢𝘬𝘪𝘵 (subject for approval from Kaiser).
✅ May 𝐒𝐓𝐎𝐂𝐊𝐌𝐀𝐑𝐊𝐄𝐓 🅸🅽🆅🅴🆂🆃🅼🅴🅽🆃 na 6 𝘵𝘰 10% na pwede mong gamitin o ipamana sa iyong principal beneficiary pagdating ng maturity.
✅ Kung Healthy ka while paying your policy for 7 years, 𝟖𝟓% 🅲🅰🆂🅷 🆁🅴🅱🅰🆃🅴 ang mababalik sayo na palalaguin mo kasabay ng 𝐒𝐓𝐎𝐂𝐊𝐌𝐀𝐑𝐊𝐄𝐓 🅸🅽🆅🅴🆂🆃🅼🅴🅽🆃 mo.

So alin nga ba ang mas maganda?

Kung ako ang tatanungin, dapat meron ka pareho. Pero malaki po ang pagkaka iba nila. 𝐈𝐧𝐯𝐞𝐬𝐭 𝐰𝐢𝐬𝐞𝐥𝐲.

𝐂𝐨𝐦𝐦𝐞𝐧𝐭 or 𝐏𝐑𝐄𝐒𝐒 𝐭𝐡𝐞 𝐬𝐞𝐧𝐝 𝐦𝐞𝐬𝐬𝐚𝐠𝐞 𝐛𝐮𝐭𝐭𝐨𝐧 to know more about 𝐊𝐚𝐢𝐬𝐞𝐫 𝐇𝐞𝐚𝐥𝐭𝐡𝐜𝐚𝐫𝐞.

LET YOUR MONEY WORK FOR YOU!

Be one of the Investors!

Alam mo ba sa P1,000 mo pwede ka na maging Shareholder ni Jollibee at iba pang malalaking Company thru MUTUAL FUND!

Ang galing di ba?! Dati you'll need P100,000 para makapag-invest sa malalaking companies. Ginawang P5,000. Ngayon P1,000 na lang!
Build your kids College Education Fund, Dream House Fund, Retirement Fund at iba pang financial goals thru this investment.

Financial literacy is the key!
Join our FREE INVESTMENT TALK NOW!!

Do not let your hard-earned money be wiped out by a single emergency in your family.

Get your Kaiser 3-1 (Healthcare, Life Insurance and Investment) now.

Message me for FREE Quotation! :)

THIS IS HOW KAISER LONG TERM HEALTHCARE WORKS!

Hindi mo man magagamit ito sa ngayun but im sure in the long run pasasalamatan mo ito.

HOW KAISER LONGTERM Healthcare is very important? 😃

✔Kapag hindi ka na employed, hindi ka magwoworry kung maospital ka.

✔Kapag hindi mo nagamit ang annual health care coverage mo hindi sya naeexpire unlike short-term health care.
Marereceive mo ang guaranteed Long-term care bonus sa maturity.

✔May kasama na syang insurance for income protection sa family just in case may nangyari sa policy holder.

✔Nakainvest pa sa mutual fund ang health fund kaya nag-eearn sya ng 10% at may variable earning pa depende sa performance ng stock market.

✔Waived na ang payment kung may nangyari sa policy holder, mapapasa pa ang health coverage sa beneficiary.

✔Good as cash sya pagdating ng maturity,
So pede ka magwithdraw gamit ang visa card. Hanggat may fund ang card, patuloy lang ang pag-earn ng interest.

✔Covered ka kahit beyond 60 ka na, as long as you live!

✔In case of emergency, pede magamit as family assistance.

✔Pede ka magkaroon nito sa halagang PhpP88.00 pesos saving a day.

Kung kaya mo.mag ipon ng Php88 / day
usap tayo.

Depends on Age...
10-40 yrs old K45, K50, K60, K75, K100,

41-50 yrs old K60, k75, K100, ...K1000

51-60 yrs old K75, K100, ...K1000

Message me for more information

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Paano magsimula sa IMG at MUTUAL FUNDS?

Step by step guidance kung Paano magsimula sa Mutual Funds, Stocks, Building Financial Security sa maliit na puhunan. Thru IMG MEMBERSHIP PLATFORM.👇

1. Ang Membership fee na 5,500 pesos sa IMG ay enrollment fee mo yan para maka avail ka sa mga benefits.

2. Pagka member mo pa lang automatic investor ka na meron ka na kaagad Initial opening na 1,000 pesos para sa investment mo sa SOLDIVO MUTUAL Funds.
( Pwede ka na magdagdag at magipon ng paunti-unti kahit magsimula ka sa 500 pesos)

3. May Libreng 100k na Personal Accident insurance for Pinas/local code.

4. May Libreng 700k na Personal Accident Insurance for International code (OFW)

5. May 50k Basic Insurance coverage na 500 pesos lang ang babayaran, one time payment (for Final Expenses)

6. May Libreng Memorial Concierge Service pa.

7. May Libreng 2 eyeframes at Vision Check.

8. May Libreng consultation sa any kaiser medical center. (UNLIMITED)

9. May Business opportunity, become a Financial Educator. At Mag share, magturo ng tamang pagiipon at pagiinvest, and you can achieve the income you want.

10. Sa kasalukuyan..May total na 48 BENEFITS para sa mga Member si IMG at madagdagan pa yan.

Para malaman pa ang ibang mga benefits, kindly Message me☺️☺️

Mutual fund is for you if:

You have a high appetite for risk and willing to invest for the long-term.

You want to invest your funds in both blue-chips stocks and second-liners (alpha stocks).

You have no immediate need for your investments and are willing to invest for the long term.

Disclaimer: IMG does not sell Mutual funds. All Mutual funds under IMG's benefits are sold by RAMPVER FINANCIALS.

We are happy to guide you.

IMG. We educate. We care. Messages me for more details..

Ang IMG po ay Membership Benefits,
Kapag nagpamember ka, sa Membership Fee na (P5,500.00) Tama po ganyan lang kamura, pero ito ang lahat na iyong makukuha.
✔️ IMG Portal: digital access kung saan makikita ang lahat ng mga membership benefits mo:
✔️ IMG Preferred ID: Dahil ito ay legit company, syempre may proof dapat na ikaw ay accredited at bona fide member ng IMG at magagamit mo din ito to support sa pag-avail ng mga benefits
✔️ Soldivo Mutual Fund Investment: Pagka-member mo pa lang may P 1,000 mutual fund initial investment ka na agad, at ito ang laging problema ng marami, “ Paano nga ba makapag-umpisa?” Now wala ng problema!, pwede mo itong dagdagan minimum P 500 depende kung kailan mo gusto pero mas maganda na ito ay regular para mabilis mo matupad ang mga plans and goals mo.
✔️ Manila Bankers Life 100K Personal Accident Insurance: Nakainsured ka na agad!, sa panahon ngayon na hindi natin alam ang posibleng mangyari sa buhay, kailangan talagang may proteksyon para sa ating pamilya, malaki rin ang 100,000 pesos para sa kanila diba?��✔️ Calamity & Emergency Financial Assistance Program up to 50,000 pesos for Floods, Typhoon, Landslide, Earthquake and Fire for every member.
✔️ Kaiser E-Health Card: May unlimited checkup ka na agad sa mga Kaiser Medical Center na malapit sa inyong lugar, at ito pa po, may discounts din sa check up at laboratories ng iyong pamilya, San ka pa? Health is Wealth ika nga!
✔️ Vision Care Voucher: Free Eye Check up at dalawang libreng frame sa isang taon kung gusto mong magpasalamin na available din sa mga Kaiser Medical Center, Ito ang Vision Care, Because we care your Vision
✔️ Fidelity Life Insurance: Ito ay optional, Kung gusto mo dagdagan ang iyong protection, pwede ka magmember dito, ito ay group insurance with P 50, 000 death benefit coverage, pwede gamitin sa final expense, pwede rin pangdagdag sa burial kung sakaling meron ka na pero maliit lang ang halaga.
✔️24 Hours Memorial Concierge Services: Ang pinakamasakit sa lahat ay ang pagdadalamhati, kasama na pagiintindi sa gastos, tuliro sa pagaasikaso sa Memorial Service, pero hindi na ngayon dahil kay Everest sila na lahat ang bahala magasikaso sa pianakamalapitmna serbisyo sa lugar basta miyembro ng Philippine Mortuary Association, pwede isettle ang gastos, awas sa investments, insurance proceeds ng miyembro sa negotiable na halaga.
✨Sulit ang membership fee ( one time payment ) dahil lifetime na tayong member sa IMG and sa sobrang daming benefits for you and your family. I will be your Financial Coach that will guide you all the way.

RETIREMENT ... handa ka na ba?
Sulitin ang bawat patak ng pawis, pagod at luha ng kalungkutan sa perang iyong pinaghirapan:
✅ Mag-ipon ng tama at dapat consistent
✅ Palaguin ang perang pinagtrabahuhan
✅ Sarili at pamilya ay proteksyunan

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Ito yung lagi namin pinapa alala sa mga tao as Financial Educators. Kahit anong sipag mo, laki ng kinikita/income mo nung malakas ka pa kung hindi mo paghahandaan ang future self mo mahihirapan ka talaga. "You only live once" sabi ng iba kaya dapat ienjoy ang buhay. Wala naman masama sa pag enjoy ng buhay pero lagi mo tatandaan na "You also grow old" Need mo ibalance ang pag eenjoy at pag save/invest.

Sa case ni Dagul, Nararamdaman nya na yung hirap sa finances lalo't tumatanda na sya and di na sya ganun ka lakas to work and provide for his family. Preparation is the key talaga. Wag lang mag focus sa active income(You work hard for money), dapat meron ka ding passive income(money working for you) para pag dumating ang araw na di mo na kaya mag work dahil matanda kana, may passive income na makakatulong/magproprovide sa pangangailangan mo and ng family mo.

Pag may na meet ka na Financial Educator/Advisor. Makinig ka at igalang mo sila dahil gusto lang nila ang mabuti para sainyo.