P10 Financial Group

The P10 Capital team will be at MIPIM this year to spend time with the people operating properly in our space:

- Commercial agents working on £5m+ deals in London and the South East
- Lenders and funds active at £20m+
- Developers delivering schemes north of £20m GDV
- Investors growing portfolios beyond £10m
- Valuers operating at that level

We’ve got a strong pipeline this year and a number of live mandates that need the right capital partners and advisors around them.

If you’re attending and sit in that bracket, drop us a message and we’ll look into lining something up.

We’ve been working with Louis at LGM Aviation for a few years now - supporting the business through serious growth.

It started with rebuilding their accounting records from the ground up, then securing a finance facility that freed up cashflow - essential in an industry where you need to move fast when parts become available.

Since then, we’ve helped structure the wider group and support their international expansion.

We caught up on-site last week to see how far things have come. More from that visit soon.

Prime Central London values remain 22% below their 2014 peak, down another 3.7% year-on-year.

Looks like weakness on the surface - but it's opportunity in reality.

Lower entry points mean developers can access sites others overlook. And when you deliver a high-spec, turnkey home, demand follows.

For one long-standing client, that meant converting a townhouse into two duplex apartments — despite planning delays, softening values, and equity tied up in another project.

We structured a £4.9m facility around those moving parts, securing the site and releasing build funding once planning was approved. Six weeks start to finish.

That’s what it looks like when smart structuring meets real-world pressure.

Because our role isn’t just arranging capital — it’s making development possible when the market says otherwise.

The high-end market is slow. But slow sales don’t have to mean lost money.

Even beautifully finished homes are taking longer to sell - a major issue when you’re still carrying expensive development finance.

A Buckinghamshire developer came to us facing exactly that. Three luxury homes, each worth £3m+. £15,000 a month in interest. Prices cut just to keep things moving - and equity slipping away.

We restructured their business into a new group setup, transferred the asset into an SPV without triggering a £340k stamp duty bill, and secured a £1.8m mortgage at 3.62%.

The result:
£15k/month development debt cleared
£10k+ monthly interest saved
£19k monthly swing from loss to profit
£500k upside preserved on sale

Around £900k of net benefit over three years - not by chance, but by structure.

Because at the high end, success isn’t about rushing to exit. It’s about creating space to make the right one.

A few weeks back, we caught up on site with long-standing client Paul Nicholson of Nicholson Group.

Paul’s been with us since the Mesa Financial days - our first deal together was a £200k commercial refinance on one of his retail units.

Fast-forward six years, and we’ve helped Nicholson Group restructure over £10m in lending over the past 12 months, with plenty more in the pipeline.

This visit was to his latest community regeneration project - a Grade II-listed site on the outskirts of St Helens with huge potential.

Behind the scenes, our role is what it’s always been:
Structuring finance to unlock opportunity
Providing strategic guidance for long-term growth
Being the steady hand when pressure hits

Long-term partnerships, consistent delivery, and the right expertise at the right time.

That’s what keeps clients like Paul building with us.

Over the last 12 months we have seen a huge demand for rental properties, which has had a huge increase in the rental incomes generated.

The typical supply and demand threshold. Now with the recent rise in interest rates, it has become a lot less desirable to own property.

Read the article below to learn more.

Is Investing in property becoming attractive again in SW London - Mesa Financial Over the last 8 years it has become increasingly difficult as a property investor to acquire properties in South West London.

What an interesting two weeks it has been, the two key topics of the last few weeks have been the government budget and the collapse of numerous banks across the globe.

Read the article below to get up to date with the market.

Budgets and Banks Collapse - Mesa Financial The two key topics of the last few weeks have been the government budget and the collapse of numerous banks across the globe.

This particular client was introduced to us by one of our local estate agent partners after they were approached by the client as they were moving back from the US.

As you can imagine this type of upheaval can be stressful by itself, let alone trying to buy a new home.

Learn More:

£4,100,000 Surrey House Purchase for HNWI - Mesa Financial There were a number of complexities to throw in the mix such as the requirement for an interest only mortgage against such a large mortgage.