Mason-Brown Financial Planning

The new tax year started on the 6th April. No major shocks, but a number of smaller changes could affect what you keep and how you report it

I was pleased to see some amendments to the proposed changes to Agricultural Property Relief and Business Property Relief from April 2026. I’ve updated my post to reflect these April 2026 changes, although I’m sure many within the agricultural community feel the government should go further with these proposals and not change from the current rules.

Happy New Year to all my clients, friends and connections, wishing you a healthy and successful year ahead ✨

Wishing all our clients and friends a very Merry Christmas 🎄
Thank you for your support throughout the year, we look forward to working with you in 2026.

Pleased to see some amendments to the original proposed changes from the 6th of April 2026

Inheritance tax reliefs threshold to rise to £2.5m for farmers and businesses £1m Agricultural and Business Property Reliefs threshold increased to £2.5m from April 2026 – allowing spouses or civil partners to pass on up to £5m in qualifying agricultural or business assets between them

Here is a clear summary of the key announcements that I have taken from today’s Budget

🎉 Mason-Brown Financial Planning turns two! 🎉

Hard to believe it’s already been two years since I took the leap and started my own business, time really does fly. It’s been full of challenges, lessons, and plenty of good moments along the way.

What I’ve enjoyed most is helping clients reach their financial goals, building strong relationships, and putting the right plans in place for their futures. I’m proud to offer full, holistic financial planning advice, always focused on giving clients real value and honest guidance.

Here’s to the next 30+ years of keeping things simple, relaxed, and focused on what really matters, helping people and businesses feel confident about their money and their future

Only draft legislation has been released so far, and there may still be further changes. This is likely to have a significant impact on the agricultural community, particularly as farming is a way of life involving long hours and little opportunity to step away from the business. After speaking with several people within the agricultural sector, it’s clear there is real concern about the future succession of farms. With this in mind, taking time to consider financial planning now could make a real difference in protecting the farm’s future and ensuring its successful succession.

Let’s be honest, when someone brings up “savings interest” at the pub, it’s usually the cue to head to the bar or pretend to take a very important call. But stick with me for just a couple of minutes, because if you’ve got money sat around doing nothing, there are some smart and tax-efficient ways to make it work harder, without needing a degree in finance.