Mortgages by Petra - Hitel Financial

Many people spend months assuming they can't buy a home.
Sometimes they're closer than they think.
Whether it's understanding deposits, affordability or improving their position, having the right information often replaces uncertainty with confidence.
Knowledge removes fear.
Every home-buying journey starts with understanding what's possible.
Get in touch to discover your possibilities.

💳 Taking out credit before your mortgage completes? Think again!

If you’re in the process of applying for a mortgage, taking out new credit (like a car loan or credit card) before completion can seriously disrupt things. Lenders often run final checks, and added debt or a lower credit score can lead to delays or even the rejection of your mortgage application! ⏳🏠

Pro Top Tip: Wait until everything is finalised before applying for new credit to keep your finances squeaky clean.

Have questions? Drop them in the comments or message us! We’re here to help.💬📩
01144000224
[email protected]
https://www.hitelfinancial.co.uk/

One of the biggest myths we hear is, “My credit score isn’t perfect, so I won’t be able to get a mortgage.”

The truth is that every lender views credit history differently. A missed payment from years ago doesn’t automatically mean that homeownership is out of reach.

We’ve helped many clients who thought they had no options discover that there are lenders willing to consider their individual circumstances.

If you’re unsure where you stand, don’t assume the answer is no. Getting professional advice early can save you a lot of worry and uncertainty.

What a wonderful summer season it has been!

Supporting the Hungarian community in the UK has always been a core part of our company's values. Having the opportunity to share information, answer questions, and meet both our existing and future clients face to face is incredibly rewarding. These personal connections allow us to better understand the needs of our community while providing trusted guidance and support.

We are also proud to support Hungarian schools, cultural organisations, and community groups. Contributing to their important work is a privilege, helping to preserve our language, traditions, and culture for future generations.

This summer, we had the pleasure of visiting and supporting:
Szent István Ház; Angliai Magyar Versmondók Egyesülete; Magyar Iskola és Kulturális Egyesület – Guildford, UK; MagyarTanoda és Közösség – Northamptonshire; Magyar Iskola – Bournemouth; Magyar Motoros Találkozó

We're proud to support our community not only by helping families protect what matters most through financial protection, but also by playing a small part in ensuring that our Hungarian heritage, language, and traditions continue to thrive for future generations.

A heartfelt thank you to all the organisers, volunteers, and everyone who welcomed us so warmly. Your dedication and hard work make these communities stronger, and it is an honour to work alongside you. We look forward to continuing to support our community and we can't wait to meet many more of you at the Szent István Day celebration on 22 August in Thelwall Parish Hall, Warrington!

Finalist! 👏 Congratulations to our Director, Petra on this well-earned recognition as a finalist for Financial Adviser of the Year – North East at the Women in Financial Advice Awards 2026. We're cheering you on! 🎉

The New Leaf Distribution Summer Expo 2026 was a brilliant opportunity to celebrate the successes of 2025 with colleagues, partners, and industry professionals.

We are incredibly proud to share that our own Zoltan Szekely Biztosítási Specialista UK was recognised as Top Protection Adviser of the Year 2025, achieving the #1 position out of more than 400 advisers across the network. This is an outstanding achievement and a true reflection of Zoltan's dedication, expertise, and commitment to delivering the very best outcomes for his clients.

As a team at Hitel Financial, we couldn't be prouder. Success like this is never just about one award – it's built on hard work, trust, collaboration, and a shared passion for helping our clients achieve their goals.

Congratulations, Zoltan, on this well-deserved recognition, and thank you to New Leaf Distribution for hosting such an inspiring event. Here's to building on this success together!

What a wonderful weekend at Spring Valley Lake! 🏕️

We are incredibly proud to have supported the 2nd Hungarian Family Camping Weekend. A huge thank you to HCRW for organising such a fantastic event and bringing our community together.

We had an amazing time, even alongside all the hard work! 😊

Special thanks to:
❤️ Kamra & Kolbász, Hurka London for the delicious food.
🚗 1931fordpheaton for the unforgettable ride.
⚔️ Hungarian English Cultural Society for taking part with their impressive *Huszár Bandérium*, helping to bring Hungarian history and traditions to life. We were honoured to capture some wonderful photos with them.

See you all again next year! 🎉