31/12/2025
3 Key Property Tax Moves Every Landlord & Developer Should Make Now to Kick Off 2026 Strong:
As we step into 2026, the UK property landscape is evolving fast. With Making Tax Digital (MTD) for Income Tax mandatory from April 2026 for landlords with gross rental income over £50,000, separate higher tax rates on property income kicking in from April 2027 (22%/42%/47%), and valuations underway for the new High Value Council Tax Surcharge on £2m+ homes (effective 2028), proactive planning is no longer optional - it's essential.
At Great British Accountants, we're already helping clients navigate these changes to minimise liabilities and maximise wealth. Here are three immediate actions to consider:
1. Get MTD-Ready Early: Switch to compliant software now to avoid the April rush. Quarterly digital submissions will replace annual Self-Assessments - start tracking expenses digitally today for smoother transitions and better cash flow insights.
2. Review Your portfolio structure: With property income facing higher rates from 2027, incorporation could save thousands in tax (especially post-Section 24 restrictions). We'll model personal vs company ownership tailored to your holdings.
3. Spot Quick-Win Opportunities: From CGT/SDLT reliefs to ESG incentives for energy-efficient upgrades, a fresh review often uncovers £5k–£20k+ in annual savings.
Let's make 2026 your most tax-efficient year yet.
Sterling
09/09/2025
09/09/2025