Money Honey Financial Planning

🌟 Have you heard about the new Cash ISA rules coming in April 2027? These changes might impact your savings and financial strategy. Our latest blog explains exactly what you need to know, from the new limits to how you can make the most of your ISA options. Get the comprehensive guide now and ensure you're ahead of the curve. 💼✨ Read more here: https://www.moneyhoneyfp.co.uk/post/explained-the-new-cash-isa-rules-and-what-they-mean-for-your-savings

Explained: The new Cash ISA rules and what they mean for your savings In the November 2025 Budget, the chancellor revealed new Cash ISA rules that will affect under-65s. The change could affect your savings and wider financial plan.ISAs provide a tax-efficient way to save and invest, making them an essential part of many financial plans. In 2025/26, you can add up to....

Mastering personal finance doesn't have to be complicated! Check out our latest blog for actionable tips that can help you succeed in managing your money effectively. Read more here: https://wix.to/LLOpeOw

Personal Finance Tips to Achieve Goals Managing your money well can feel like a puzzle sometimes. But it doesn’t have to be complicated or expensive. With the right approach, you can take control of your finances and build a secure future without breaking the bank. I’m here to share some practical, cost-efficient financial advice tha...

This is certainly worth checking out before embarking on any tax savings schemes that seem to good to be true.

Today, we’ve named five accountancy firms who have taken fees to refer clients to tax avoidance schemes. 📢

Take a look and see if you recognise anyone we’ve named.

Learn more about spotting the signs of tax avoidance! ⬇️

https://www.gov.uk/government/publications/named-tax-avoidance-schemes-promoters-enablers-and-suppliers?&utm_source=f.co_hmrcgovuk&utm_medium=social&utm_campaign=dgco_avoidance&utm_content=naming

Are you ready to tackle financial planning? It's simpler than you think! Visit our blog to learn more about mastering the stages of financial planning: https://wix.to/7L4xYx2

Stages of Financial Planning Simplified Financial planning might sound like a big, complicated task, but it’s really about taking clear, manageable steps toward your financial goals. Whether you’re just starting out, building wealth, or thinking about retirement, understanding the financial planning stages can make the journey smoothe...

Top tips to help you avoid financial scams after the M&S data breach

When it comes to financial fraud, knowledge is power. That’s why we’ve produced a brand-new guide, featuring everything you need to know about scams and how to avoid them.

To read more about scams and staying safe, download your copy by clicking the link below.

https://www.moneyhoneyfp.co.uk/post/top-tips-to-help-you-avoid-financial-scams-after-the-m-s-data-breach

Top tips to help you avoid financial scams after the M&S data breach You may have seen the recent headlines about Marks & Spencer (M&S) and the significant cyberattacks the retailer has been a victim of, causing immense disruption to its online operations and costing an estimated £300 million in profits.In this case, scammers have stolen key customer information, wh...

Autumn Budget 2024: Key Highlights

Chancellor Rachel Reeves has delivered the 2024 Autumn Budget, marking a significant moment as the first-ever budget presented by a woman. Here are the key takeaways:

Tax Changes: Employer National Insurance contributions will rise by 1.2% from April 2025, and the threshold will be lowered. Capital Gains Tax rates have increased, and the freeze on Income Tax thresholds will end in 2028.

Investment and Borrowing: The government will use a new debt measure to fund major infrastructure projects, emphasizing investment in roads, railways, and hospitals.

Support for Businesses: The Employment Allowance will increase, and business rates relief will be extended for retail, hospitality, and leisure sectors.

Social Measures: The national living wage will rise, and the freeze on fuel duty will continue. From January 2025, VAT will be applied to private school fees.

These measures aim to drive economic growth and stability while addressing key social and business needs.

Your Autumn Budget update – the key news from the chancellor’s statement Almost four months after Labour won the general election, chancellor Rachel Reeves has delivered her 2024 Autumn Budget, outlining the government’s plans for this tax year and beyond.Arguing that the July general election had given Labour a “mandate to restore stability and start a decade of ren...

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The first-time buyer’s guide to saving a property deposit

If you are saving for a property deposit, this guide will explain all the available options and the steps you can take to help you buy your first home.
Download your copy of ‘The first-time buyer’s guide to saving a property deposit’ now to discover:

· How much you need to save for a property deposit
· Practical tips that could help you save more effectively
· Why a mortgage in principle could be useful for setting a goal
· How a family mortgage works and if it could be an option for you.

The first-time buyer’s guide to saving a property deposit Saving for that all-important property deposit can be a challenge for a first-time buyer, especially when balancing a high cost of living while trying to set aside money each month.Of course, such difficulties have always existed, but young adults today face increasingly higher barriers to entry int...