Investra Wealth Management

Many people think you can’t get a commercial mortgage as a new business, but that’s not always true.

Start-ups may be considered if:
📘 There’s a strong business plan
📊 Realistic projections are provided
💼 The borrower has relevant experience
💷 A larger deposit is available
🔐 Additional security is offered

Lenders take a common-sense approach when the proposal is solid.

If you’re a new business owner exploring premises, I can help you understand what’s realistic and how to prepare.

📱07551418599
📧[email protected]

Commercial Lending is not usually regulated by the Financial Conduct Authority.

Investing Doesn’t Have to Be Complicated!

A Stocks & Shares ISA can be tailored to suit your goals, whether you’re cautious or growth-focused.

The key is having a plan that works for you.

Start where you are, build from there.

Kindly get in touch for a no obligation chat.

Our services relate to certain investments whose prices are dependent on fluctuations in the financial markets beyond our control. Investments and the income from them may go down as well as up and you may get back less than the amount invested. Past performance cannot be used as a reliable prediction of future performance.

Insurance sits in a strange place.

It doesn’t shout.
It doesn’t demand attention.
It doesn’t feel urgent.

Until suddenly… it is.

And by then, the window to act has often passed.

Kindly get in touch for a no obligation chat.

Got old pension pots from previous jobs just… sitting there?

You're not alone.

Millions of people in the UK have lost track of old workplace pensions and a lot of that money is working nowhere near as hard as it could be.

Here's where I can help:
🔹Track down all your old pension pots
🔹Review what charges you're paying
🔹Find out what your money is actually invested in
🔹Advise on whether consolidating into one plan makes sense for you

Having everything in one place makes it so much easier to manage and could make a real difference to where you end up at retirement.

Drop me a message today for a free, friendly pension review. No jargon, no obligation!

Our services relate to certain investments whose prices are dependent on fluctuations in the financial markets beyond our control. Investments and the income from them may go down as well as up and you may get back less than the amount invested. Past performance cannot be used as a reliable prediction of future performance.

Most people think pensions are complicated.

They don’t have to be.

Once you understand:
• Where your money is
• What it’s doing
• What it’s for

Everything becomes clearer.

Our services relate to certain investments whose prices are dependent on fluctuations in the financial markets beyond our control. Investments and the income from them may go down as well as up and you may get back less than the amount invested. Past performance cannot be used as a reliable prediction of future performance.

If you’re planning to renovate, flip, or refurbish a property, a bridging loan can be a great tool.

Bridging loans work well when:
🔨 The property isn’t currently mortgageable
🧱 You want to buy, refurbish, and refinance quickly
🏚 You’re doing cosmetic or heavy works
🏡 You want to add value and release equity

What makes them useful?
• Funds can be released quickly to secure a deal
• No monthly payments if you choose rolled-up interest
• You can refinance onto a standard mortgage once the work is complete
• Can cover purchase & refurbishment costs with the right lender

If you’d like to check whether your project is feasible, I’m happy to take a look.

Commercial Lending is not usually regulated by the Financial Conduct Authority.

‘I want to grow my money’ is not a plan.

One mistake I see often:
People investing, without a clear goal.

Are you aiming for:
A house deposit?
Early retirement?
Financial security for your family?

Your strategy should match your goal.

What are you actually investing for?

Kindly get in touch for a no obligation chat.

Our services relate to certain investments whose prices are dependent on fluctuations in the financial markets beyond our control. Investments and the income from them may go down as well as up and you may get back less than the amount invested. Past performance cannot be used as a reliable prediction of future performance.

Buying at auction? 🏡

Remember, most auction purchases require you to complete within 28 days. That’s where a bridging loan can help.

Benefits:
• Fast decisions and quick completion
• Can finance properties that need work
• Could cover purchase + refurb costs
• Lets you secure the deal without delays

Once the work is done, you can refinance onto a standard mortgage or BTL.

If you're considering an auction property and want to check your finance options first, feel free to ask, preparation is key.

If you want clarity on what’s possible, I’m happy to help.

Commercial Lending is not usually regulated by the Financial Conduct Authority.

If your savings are just sitting in a bank account, this might be the nudge you needed.

Lots of people are great at saving.

Putting money aside every month, being disciplined, building up a pot.

That's brilliant.

But the next question: is that money actually growing or just sitting still?

Depending on your goals and your timeline, there could be smarter, tax-efficient ways to make your hard-earned savings work harder, without doing anything drastic.

I specialise in helping people just like you get more from the money they've already saved.

Let's have a no-obligation chat and see what's possible!

Our services relate to certain investments whose prices are dependent on fluctuations in the financial markets beyond our control. Investments and the income from them may go down as well as up and you may get back less than the amount invested. Past performance cannot be used as a reliable prediction of future performance.

Thought your pension was safely outside your estate?

That’s been the case for years… but from 2027, the rules are changing.

This could mean more inheritance tax for some families.

The good news, there are still plenty of ways to plan ahead.

It’s all about knowing your options early.

Kindly get in touch for a no obligation chat.

Our services relate to certain investments whose prices are dependent on fluctuations in the financial markets beyond our control. Investments and the income from them may go down as well as up and you may get back less than the amount invested. Past performance cannot be used as a reliable prediction of future performance.

Everyone’s investing in this right now…

That’s usually when problems start.

Chasing trends can lead to:
▪️ Buying high
▪️ Selling low
▪️ Poor long-term results

A solid plan beats hype every time.

Are your decisions based on a strategy or headlines?

Kindly get in touch for a no obligation chat.

Our services relate to certain investments whose prices are dependent on fluctuations in the financial markets beyond our control. Investments and the income from them may go down as well as up and you may get back less than the amount invested. Past performance cannot be used as a reliable prediction of future performance.