Ewart & Bridgeman Advisers

Knowing how much your business is worth is key to feeling empowered when selling it.

Read more about why understanding its potential value can help put you in a stronger negotiating position.

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The price is right: how much could you sell your business for? If you’re eyeing an exit from your business, you’re probably wondering what the best route is, and crucially, how much it might be worth.

Sometimes the biggest influences on our finances come from unexpected places.

Events in Japan's financial markets could have wider implications for global interest rates and borrowing costs, highlighting how interconnected today's economy has become.

This article breaks down what's happening and why it matters.

🔗 Learn more: https://www.ewartandbridgemanadvisers.co.uk/article/detail/sjpp/what-japans-falling-currency-could-mean-for-borrowing-costs.html

What Japan’s falling currency could mean for borrowing costs Japan, one of the world's largest economies, is struggling with a falling currency. The yen has been weakening against the US dollar, reaching its lowest level in almost 40 years. It’s also fallen against other currencies, including the pound. While that may sound like a problem confined to the ot...

Interest rates on hold… for now.

The Bank of England have voted to keep the central interest rate at 3.75%.

Learn more about what could happen with the interest rates: https://www.ewartandbridgemanadvisers.co.uk/article/detail/sjpp/interest-rates-on-hold-for-now.html

Interest rates on hold…for now Six members of its Monetary Policy Committee (MPC) voted to keep rates on hold, with three voting for an increase. This compared to a seven-two vote in the previous MPC meeting.

Could your business cope if one key person was suddenly no longer there?

Whether it's a director, founder or specialist employee, losing someone your business depends on can have a significant financial impact. Protection can help provide stability while you plan your next steps.

Read the full article: https://www.ewartandbridgemanadvisers.co.uk/article/detail/sjpp/could-your-business-survive-losing-its-most-valuable-person.html

Only 44% of women say they would feel confident investing an inheritance or financial windfall*.

When life changes unexpectedly, financial decisions can feel overwhelming.

Read more on how you can manage your finances during major life changes: https://www.ewartandbridgemanadvisers.co.uk/article/detail/sjpp/when-finances-change-overnight-inheritance-divorce-and-new-responsibilities.html

*Financial Health Report 2026: Women and Wealth. On behalf of St. James's Place, Opinium surveyed 6,000 UK adults nationwide between 17 March and 9 April 2026. Quotas and post-weighting were applied to the sample to make the dataset representative of the UK adult population.

Ewart & Bridgeman Advisers is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 28/07/2026

When finances change overnight: inheritance, divorce and new responsibilities Losing a partner, a parent, or going through a divorce, are among the most difficult life experiences you can face. It can happen quickly too, without much warning. Not only will there be strong and complex emotions to deal with, but for many women it means a sudden and significant change to their f...

Thinking about returning to the UK for retirement?

Alongside practical considerations such as healthcare and family, it's important to understand how your return could affect your tax position. The rules have changed, and the right planning can make a significant difference.

Read the full article:

Coming home to retire? Tax implications for returning expats If you live abroad, there may be many appealing reasons to return to the UK for your later years. But the emotional pull – such as wanting to be closer to family or return to a familiar place – should be balanced against the costs of returning home. You will need to weigh up the relative cost of...

Are millennials leaving themselves financially exposed?

Mortgages, childcare, careers and rising everyday costs can push protection further down the list.

But waiting until a major life event, or until health circumstances change, can make cover more expensive or harder to obtain.

Find out why reviewing life insurance, critical illness cover and income protection earlier could make a meaningful difference.

🔗 https://www.ewartandbridgemanadvisers.co.uk/article/detail/sjpp/are-millennials-failing-to-protect-their-future.html

Are millennials failing to protect their future? For many people in their 30s and early 40s, life can feel like a constant balancing act – managing a mortgage, building a career, raising a family and trying to keep up with day to day costs.

Could inheritance tax changes make annuities worth another look?

With most pensions due to fall within inheritance tax rules from April 2027, more people are reconsidering how they use their retirement savings.

Annuities can offer guaranteed income and may help reduce pension wealth over time, although flexibility, timing and inflation all matter.

Read more:
https://www.ewartandbridgemanadvisers.co.uk/article/detail/sjpp/the-axable-benefits-of-buying-an-annuity.html

Taxation rules can change at any time and are dependent on individual circumstances.

The taxable benefits of buying an annuity Changes to inheritance tax (IHT) rules which will bring most pensions into scope from next April are changing how people think about retirement planning, with more turning once again to annuities.

From April 2027, a 22% charge will apply to interest earned on cash held in non-cash ISAs, while a new First-Time Buyer ISA is set to replace the Lifetime ISA.

The latest Partner Insights article outlines the proposed changes and the key points to be aware of as the new rules take shape.

🔗 https://www.ewartandbridgemanadvisers.co.uk/article/detail/sjpp/isa-changes-22-percent-charge-on-cash-in-investment-isas-plus-simpler-first-time-buyer-isa.html

New 22% charge on cash in investment ISAs The government has announced a 22% charge on the interest on cash savings held within non-cash ISAs, including stocks and shares ISAs and innovative finance ISAs, from April 2027.