Gelener Financial Planning

28 days to go


It’s not too late to take full advantage of the reliefs and allowances available to you before the end of this tax year on 5 April.

Here are my top 3 considerations:


- ISA Allowance - Have you maximized your ISA allowances for the current year?

- Pension Contributions - Have you made contributions to your pension this year? It's essential to take advantage of available tax reliefs.

- Capital Gains Allowance - Have you utilized your Capital Gains allowance to its full potential?


If you're unsure or need help, speak to a financial adviser.

Delighted to share a 5* review from a client I started working with recently.

I'm grateful for the feedback Sam

Are you under the impression that financial advisers are only for the wealthy?

That couldn't be further from the truth! Financial advisers are here to help people at all income levels with various financial goals. Whether you're saving for retirement, looking to make the most of tax allowances, investing for the future or ensuring your family is protected from unforeseen events, a financial adviser can help you plan for it all.

One of the best things about working with a financial adviser is that they'll create a
personalised financial plan that's tailored to your specific needs and goals. This
plan is all about you and what you want to achieve with your money.

They'll take the time to explain things in a way that makes sense to you and help you make informed decisions about your money.

So, don't let the misconception that advisers only work with the wealthy hold you back from reaching your financial goals.

Speak to a financial adviser and create that plan.
Your future self will thank you for it.

Grab the reins of your financial future and work with a financial adviser.

A real pleasure writing for T-Vine Magazine.
First in a series of articles talking about all things finance.

Gulfer Gelener explains: The importance of financial education Gulfer Gelener explains: The importance of financial education

Life cover is the foundation that financial well-being is built on.

Life cover provides financial help for your family when you die and they can no longer rely on your income.

It sounds a little morbid, but you wouldn't leave your home uninsured, or drive your car without insurance, so why wouldn't you financially protect your family too?

It can be used to help pay off debts, a mortgage or your funeral expenses. It can even be used for day-to-day expenses, anything the money is needed for.

Are you and your family adequately protected?

Speak to a financial adviser and arrange a protection health check.
Your family will thank you for it.

Keeping financial control during the cost of living crisis

At a glance:

- There’s a misconception that financial advice is only useful when you receive an inheritance, a windfall or have a lot of extra money.

- Crucially, we can also help you maintain control of your money during the hard times.

- Staying on track with your financial goals is more difficult with the high cost of living, but there are strategies to help.

This year has been a difficult one, financially speaking, for households in a range of income brackets. The cost of living has risen substantially as inflation has soared and remains close to a 40-year high, household energy bills have skyrocketed and interest rates are rising. Meanwhile, investment markets have been choppy, which has been an additional source of stress for those planning their financial future.

You may think that we can’t do anything to help, but it’s during the hard times that the value of financial advice really shines through.



Click below to read the full article

Keeping financial control during the cost-of-living crisis Keeping financial control during the cost-of-living crisis

Oct 10 is recognised as World Mental Health Day

1 out of 4 people suffer from a mental health issue.

Take this is as an opportunity to remind yourself:

- Your feelings are valid
- It’s okay to ask for help
- To practice self-care
- Check on your loved ones
- Prioritise mental health

The best investment advice I could offer is to invest in yourself

Image credit to VisuallyWise

In the midst of economic uncertainty, it can be easy to start worrying about the future

One way of combating the worry is to focus on what you can control in the present

Concerned about your savings?
Not sure how your retirement plans are going?
Is your family protected?

Speak to a financial advisor and address your concerns
Your stress-free future self will thank you for it



Image credit to VisuallyWise