Clear Financial Advice

Most of us are likely to have paid into more than just one defined contribution pension pot, especially if you have had more than one job. This means there is considerable demand for a clear and transparent pension contribution and transfer’s service.

At clear we offer over 30 years of pension expertise; get in contact if you would like to simplify your pension today.

Clear Financial Advice • Clients and Team Clear Wish Nicky Good Luck Clear Financial Advice Limited is authorised and regulated by the Financial Conduct Authority. The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK. Our internal complaints handling procedures for the reasona...

Over the last month, clients have been feeding back on how we’ve done in the last year and we’d just like to first take the time to thank every one of you that managed to find the time to complete our survey.

The results have proven we haven’t done a bad job, in fact 85% of you rated our annual review service highly and 96% would recommend the investment advice given from Clear. What might be more reassuring is that 75% of you responded that despite the global pandemic the amount you will be investing will likely stay the same in 2021. The survey also found that clients were happy with the timeliness of our advice and were also happy with our bi-monthly investment update.

Clear Financial Advice • Clients Rate Our Annual Review Service Highly! Over the last month, clients have been feeding back on how we’ve done in the last year and we’d just like to first take the time to thank every one of you that managed to find the time to complete our survey. The results have proven we haven’t done a bad job, in fact 85% […]

Clear are proud to announce the roll out of our new website.
As part of Clear's new digital innovation initiative, over the last three months, Clear have been working hard internally and with its partners to bring you a brand new website.

The new design brings more functionality and sleekness that even Harrison admires! Serving as a resource for clients to get the vital financial advice they need.

Clear would like to thank all involved in the development of its new website and the continuous evolution of it.

A special thanks goes out to Jan Leeks

Home • Clear Financial Advice For over 30 years as professional independent financial planners, we’ve worked with many different clients, each with their own set of priorities and concerns, their own life and business goals and their own take on the things that really matter.

Clear Wins of the Week!

Clear would like to congratulate Anna Griffiths DipPFS this week on achieving her Advanced Diploma in Financial Planning from the Chartered Insurance Institute.

Congratulations Anna what a win!

ISA Allowance Reminder

Clear would like to remind clients that they have until the end of the tax year (05/04/2021) to top up their ISA's if they haven't already reached their 20,000 limit. However, we would also urge clients to contact us by mid march to account for any processing times.

Self Assessment Reminder

We would also like to put out a friendly reminder that the deadline to file any tax returns is 31st January.

Invest for your child's future, free from UK Tax

The JISA allowance increased to £9,000 from £4,368 in 2020-21. By investing into a junior ISA, you can give your child a head start in life. This might be to help them to go to university, have the saving to put a deposit on their first home, or follow a venture they’ve always dreamed of.

At Clear we believe It's never too early to start, and one of the best ways is with a Junior ISA.

If you would like to discuss a new or existing junior ISA you can contact us here:

[email protected]

Pension Scams Are On The Rise

As part of an article report from the New Model Adviser, the FCA’s supervision team have opened 24% more pension scam cases in the last year. The report noted however that £70m in redress were handed back to clients after complaints against firms were lodged with regulators.

Not only this, the NMA have also reported clamp downs on consumer investment harm. The FCA has said its supervision team opened 24% more potential pensions scam investigations in 2020 than the prior year.

Here at Clear we continue to work hard on protecting your pensions and investments. If you have any ongoing concerns regarding the potential security of your investment, get in contact with one of our experienced advisers today.

Like ever Clear Financial Advice wants to ensure you, we've got your back. After the recent announcements over new government regulations, Financial Planning will continue to be a topic on many peoples agenda.

The pandemic has caused people to get a deeper focus on their finances in 2020 like never before. Now the new year has dawned, perhaps you are resolving to keep up that focus in a new and more positive way. But if you haven’t yet outlined specific financial resolutions or you are looking to refine them, then it’s never too late, here are some tips and inspiration that might help you to have a better financial outlook this year despite the regulations.

· If you’re eager to hear some fresh ideas, financial podcasts can provide what we in the industry call “fin-spiration”. Throughout the lockdown the number of people listening to podcasts has jumped (unsurprisingly).

· Understanding your debt: 2021 could be the year any debts are cleared. Whether it’s a student loan, credit card or an auto loan, we often don’t take enough time to consider these debts.

If you would like to discuss any of your new years resolutions, get in contact with one of our advisers today.

The Bank of England's Monetary Policy Committee has voted unanimously to maintain Bank Rate at 0.1%.

Committee members predict that the Covid-19 vaccine will help to reduce downside risks to the economy.

What is Bank Rate?
Here is the Bank of England's explanation:

Bank Rate is the single most important interest rate in the UK. In the news, it's sometimes called the ‘Bank of England base rate’ or even just ‘the interest rate’.
Our Monetary Policy Committee (MPC) sets Bank Rate. It's part of the Monetary Policy action we take to meet the target that the Government sets us to keep inflation low and stable.

Bank Rate determines the interest rate we pay to commercial banks that hold money with us. It influences the rates those banks charge people to borrow money or pay on their savings.

Last few days to get your Christmas Cards!

Tis the season to be jolly, this year Clear will be selling a range of Christmas cards with all proceeds donated to
our Clear Minds Charity. If you're interested in purchasing some, feel free to get in contact with our office.
The cards are posted free of charge, however far you live from the office!

Call us today to get yours sent directly to your door.
020 8669 3828