James Wilson Just Mortgages

Got an Agreement in Principle (AIP)? What’s next?👀

The house buying process can be difficult and complicated, but there are people that can help you every step of the way, reducing some of the stress😓

Got any questions about where to start?



🎥

5 things that could be stopping you from getting a mortgage ❌

Before applying for a mortgage, there are a few things worth being aware of that could affect your chances or the options available to you.

Here are 5 of the most common 👇

Struggling to save for a deposit whilst managing rising bills and rent?

You’re not the only one, and now lender’s know it

We’re seeing more and more lenders acknowledge this difficulty and they’re offering more ways to get on to the ladder yourself

📣Announcement📣

Last week Halifax introduced a new scheme allowing FTBs to purchase a property with just a £5,000 deposit💵

As the first mainstream lender to offer this will we see others follow suit?

Disclaimer: rates and information accurate as of 27/05/26

A return of the strut, if you see me out and about walking like this, you didn’t🤣

But also a return of my series helping to explain some common terminology that often gets overlooked.

This time it’s Capital Repayment vs Interest Only🥊

Fixed, tracker, capital and interest, interest only - there are all sorts of terminology that you can get lost in so I wanted to make things easier

Yes, to some these may seem straightforward but it’s not something we should assume

When clients don’t understand the advice, is it really advice?

P.s I don’t usually strut this much🤣