Ferndown Financial Planning

07/10/2026

Caring for a loved one can be one of the most rewarding things we do, but it can also take a toll on our own financial wellbeing.

Explore how a financial plan can help you look after your own future while caring for those who matter most.

https://partnership.sjp.co.uk/article/detail/sjpp/counting-the-cost-why-caring-shouldnt-mean-losing-yourself%20.html

FERNDOWN FINANCIAL PLANNING is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 21/09/2026

Counting the cost: why caring shouldn’t mean losing yourself

05/10/2026

When everyone is talking about the same investment opportunity, it's often worth asking why.
Financial bubbles have appeared throughout history, fuelled by innovation, excitement and expectations of what comes next. As interest in AI continues to grow, what lessons can investors learn from previous market manias?

Read more: https://partnership.sjp.co.uk/article/detail/sjpp/financial-bubbles-great-stories-but-bad-investments

FERNDOWN FINANCIAL PLANNING is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 29/09/2026

Financial bubbles - great stories but bad investments

01/10/2026

Life doesn't always go to plan, and during periods of change it's important to understand the options available to you.



If you own a business, divorce can raise additional questions about ownership, control and long-term financial security. Taking advice early can help you make informed decisions and plan for the future.



🔗 Read more: https://partnership.sjp.co.uk/article/detail/sjpp/divorce-proof-your-business.html


FERNDOWN FINANCIAL PLANNING is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).



SJP Approved 22/09/2026

Divorce - proof your business

25/09/2026

From April 2027, more families could face challenges meeting inheritance tax deadlines.

Discover how whole of life assurance can help your loved ones meet the bill - and pay it before the HMRC deadline.

https://ow.ly/zGVL50ZP8Li

St. James's Place Representatives represent only St. James's Place Wealth Management plc, which is authorised and regulated by the Financial Conduct Authority,

SJP Approved 18/09/2026

24/09/2026

Another productive morning for the Ferndown Chamber for Business! We meet once a month to help out each other and support our local businesses! If you’d like to come along and join us just reach out to Tony Brown!

23/09/2026

Selling or gifting an asset? You could be creating a capital gains tax liability without realising it.

Many people are aware of CGT when selling investments or a second property, but fewer realise that gifting an asset can also trigger a tax charge.

A recent article from St. James’s Place explores some of the most common CGT surprises and the practical steps that can help you stay ahead of them.

🔗 https://partnership.sjp.co.uk/article/detail/sjpp/the-capital-gains-tax-surprises-that-catch-people-out.html

FERNDOWN FINANCIAL PLANNING is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 14/09/2026

The capital gains tax surprises that catch people out

21/09/2026

Many women face financial challenges that extend far beyond their pay packet.

Career breaks, caring responsibilities and lower lifetime earnings can all have an impact
on long-term savings and retirement income.

This article looks at the factors behind the gender pensions gap and highlights why
understanding these challenges is the first step towards building greater financial
confidence and resilience.

👉 Learn more: https://partnership.sjp.co.uk/article/detail/sjpp/closing-the-gap-women-pay-and-pensions.html

FERNDOWN FINANCIAL PLANNING is an Appointed Representative of and represents
only St. James's Place Wealth Management plc (which is authorised and regulated by the
Financial Conduct Authority).

SJP Approved 24/08/2026

Closing the gap: women, pay and pensions

14/09/2026

For years, many people viewed their pension as more than just a retirement income source.

With most unused pension assets set to become subject to inheritance tax from April 2027, that approach may need revisiting.

This article explores how the rule changes could affect retirement and estate planning decisions, and why many families may wish to review existing plans.

https://www.sjp.co.uk/individuals/news/the-new-retirement-dilemma-preserve-or-spend-your-pension?utm_source=linkedin&utm_medium=social

FERNDOWN FINANCIAL PLANNING is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 01/09/2026

For years, many people viewed their pension as more than just a source of retirement income. It was also a tax-efficient way to pass wealth on to future generations. But changes coming into force in April 2027 could prompt many families to reconsider their retirement and estate planning. From this d...

10/09/2026

Changes to pensions and inheritance tax have raised important questions for many families.

From April 2027, new rules could affect how some people think about passing on wealth to future generations. The right approach will depend on your circumstances, so understanding what's changing is an important first step.

Read our latest article to learn more: https://ow.ly/9fEK50ZLaxY

If you'd like to discuss your own situation, speak to an adviser: https://ow.ly/cHnZ50ZLaw6

St. James’s Place Representatives represent only St. James’s Place Wealth Management plc, which is authorised and regulated by the Financial Conduct Authority.

SJP Approved 07/09/2026

08/09/2026

Our first Google Review!! 🎉We are so pleased to have been able to help, thank you for the 5 🌟 Jacob ! 🙏

"As a complete investing newbie, Matthew made everything clear. He explained my options simply, sorted the tax efficiency, and kept it all straightforward so I always knew exactly where I stood. I highly recommend their friendly and helpful services.​​​​​​​​​​​​"