Scott Malpas Just Mortgages

💭 Myth: “I can’t get a mortgage because of my credit history.”

The truth is, having adverse credit doesn’t automatically mean you can’t get a mortgage. Your options may depend on the type of credit issue, how recent it was and whether the mortgage is affordable.

Getting advice early can help you understand what may be possible before you apply.

🔗 Click the link to find out more: https://tinyurl.com/5bkmzkxm

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.


Just Mortgages is a trading name of Just Mortgages Direct Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership on 24/08/2026.

Buying With Adverse Credit?

🏡 Worried that adverse credit could stop you from buying a home?

Missed payments, defaults or other credit issues don’t always mean a mortgage is out of reach. Lenders may look at when the issue happened, whether it’s been resolved and your wider financial situation.

A Just Mortgages adviser can help you understand what options may be available based on your circumstances.

🔗 Read the full blog: https://tinyurl.com/5bkmzkxm

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.



Just Mortgages is a trading name of Just Mortgages Direct Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership on 24/08/2026.

🏠 Many buyers wait until they’ve found a property before speaking to a mortgage adviser.

But getting advice earlier could help you understand your options, prepare your documents and feel more confident when you start house hunting.
Preparation can make a big difference.

🔗 Read the full blog: https://tinyurl.com/42xmsfuk

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.



Just Mortgages is a trading name of Just Mortgages Direct Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership on 10/08/2026.

🔍 Your credit report can play an important role in a mortgage application.

Checking it before you apply could help you spot errors, update details and understand what lenders may see when reviewing your application.
Not sure where to start? Speaking to an adviser early can help.

🔗 Find out more: https://tinyurl.com/42xmsfuk

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.



Just Mortgages is a trading name of Just Mortgages Direct Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership on 10/08/2026.

Could family or friends help you buy your first home?

Read our latest blog to find out more: https://www.justmortgages.co.uk/news/posts/2026/august/could-family-or-friends-help-you-buy-your-first-home-expand-your-circle-mortgage/

🏡 Getting mortgage ready doesn’t have to feel overwhelming.

Understanding your budget, checking your credit report and getting your documents organised early could help you feel more confident before you apply.
A Just Mortgages adviser can help you understand what lenders may be looking for.

🔗 Read the full blog: https://tinyurl.com/42xmsfuk

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.



Just Mortgages is a trading name of Just Mortgages Direct Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership on 10/08/2026.

✅ Thinking about applying for a mortgage?

Before you start the process, it can help to check your budget, review your credit report, organise your documents and understand your deposit.
A little preparation now could help make the journey feel smoother later.

🔗 Read our homebuyer checklist: https://tinyurl.com/42xmsfuk

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.



Just Mortgages is a trading name of Just Mortgages Direct Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership on 10/08/2026.

✨ Self-employed mortgage applications can feel confusing, but you don’t have to work it all out alone.

From understanding what income counts to knowing which documents may be needed, getting advice early can help you feel more prepared before applying.

🔗 Read the blog: https://tinyurl.com/mvpu5vyz

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.



Just Mortgages is a trading name of Just Mortgages Direct Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved 28/07/2026.

🏠 Have you put off applying for a mortgage because you’re self-employed?

You may have more options than you think. Every lender has different criteria, so it’s worth getting advice before assuming you won’t qualify.

A Just Mortgages adviser can help you understand how your income may be assessed and what steps to take next.

🔗 Read the blog: https://tinyurl.com/mvpu5vyz

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.



Just Mortgages is a trading name of Just Mortgages Direct Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved 28/07/2026.

Become a Mortgage and Protection Adviser with Just Mortgages.

The Just Mortgages Adviser Academy is now open to applicants with or without CeMAP 1, creating a more accessible route into mortgage advice for people ready to start a rewarding career in financial services.

Whether your background is in sales, banking, property, customer service or another client-facing role, your skills could help you take the next step.
With structured training, expert support and a clear route into adviser life, this could be your opportunity to build a long-term career with Just Mortgages.

Apply to join the Just Mortgages Adviser Academy today.

https://shorturl.at/860zj