Monetary Solutions

What are your hopes and plans for your retirement? It may involve spending more time on a hobby, or moving house and changing lifestyle.

Whatever your plans you need to make sure your finances are in place to support you.

We can help you plan for your perfect retirement. We help you identify how much income you will need to live on and what you need to do now to make the financial transition to retirement much easier.

Contact us for a free, no obligation, consultation today.

How much state pension will you get?

You can check what you will get at state pension age using this link https://www.gov.uk/check-state-pension

If this shows that you’ll get less than the full amount, you may be able to make voluntary NI contributions to make up the shortfall.

The world of finance can seem daunting: shares, yield, cash, ISAs, LISAs, fees , bonds.... - aA lot of jargon to learn when you just want a return on your money.

Talk to us - we will explain everything clearly and guide you to the right investments for you.

You may not think you need financial advice when going through a divorce, however some financial mattters can be overlooked, such a pension sharing. It is easier to deal with them now rather than after the divorce is settled. Book a consultation to learn more

What is a care fees annuity, and do you need one? Not necessarily, but it can provide a far greater income for a given amount invested, when compared with mainstream investments.

Find out more http://planningcare.co.uk/advice/care-fees-annuities/

Which is best to help you achieve your financial goals - savings or investments?

We will explain the difference between them and how they fit in with planning your financial future.

Book a free, no obligation consultation today.

Whatever your age, a serious accident or sudden change in your health may mean you are no longer able to manage your finances.

Having an LPA in place enables your family to avoid the time and cost of getting an LPA in place and ensures that bills can be paid and decisions made.

We can't believe that we are halfway through the tax year already.

Have you used your tax allowances yet? If not, now is a good time to take action to understand what allowances you have and take advantage of them before the tax year end

Mortgages - there are many options: fixed rates, discount rates, cash back options, variable rates, capped rates, tracker mortgages – the list goes on! …and then you need to choose your repayment option: repayment, interest only, ISA, Endowment, Pension or ‘mix & match’!

We can help you understand what all this means and find the right mortgage for you.