MDH

Owning a £2m+ home is set to come with another annual cost.

From April 2028, England is due to introduce a High Value Council Tax Surcharge on homes worth £2 million or more. For business owners with a high-value main home, London property or prime residential investments, that needs to be built into the numbers rather than ignored until the bill arrives.

The sensible questions are:

What could the property be worth by 2028?
What does the extra annual cost do to cash flow?
Does the property still make sense financially?
And how does it fit with wider inheritance tax planning?

Property decisions should not be made by looking at one tax in isolation.

Read more here: https://www.mdh.me.uk/high-value-property-surcharge-a-new-cost-of-owning-prime-homes/

www.mdh.me.uk

Growth is not just about doing more.

Buying another business, merging with someone else, or launching a new venture can look like progress on paper.

But the numbers still need to work.

Before making a move, you need to understand what it does to profit, cash flow, tax, risk, debt, and the value of the business you already have.

A bigger business is only useful if it becomes a stronger one.

That is where proper financial evaluation matters.

If you are considering an acquisition, merger or new venture, it is worth looking at the numbers before committing.

Call us on 020 8647 0297 or visit https://www.mdh.me.uk/

Your numbers shouldn’t be a mystery.

Too many business owners wait until the year-end accounts arrive before really looking at what is going on.

By then, the useful decisions should probably have been made months ago.

If you want to grow properly, you need to understand the basics as you go:

Profit.
Cash.
Tax.
Margins.
What you are taking out.
And what the business can actually afford to do next.

That does not mean drowning in spreadsheets.

It means having a clear view of the numbers that actually matter, so you can make better decisions before problems become expensive.

If you want to talk through where your business is now and what needs attention next, book a free consultation:

https://www.mdh.me.uk/

Growth sounds good.

But more turnover, more staff and more customers do not automatically mean you are building a better business.

Sometimes growth just gives you more costs, more pressure and more problems to manage.

A good business coach should help you look past the headline numbers and ask better questions:

Is profit improving?
Is cash getting stronger?
Are you making better decisions?
Is the business becoming more valuable?
And is all this growth actually helping you as the owner?

Because bigger is not always better.

The aim should be a stronger business, not just a busier one.

Find out more: https://www.mdh.me.uk/

Good accounting should do more than tell you what happened last year.

If you want to improve cash flow, strengthen profit and make better decisions, you need numbers you can actually use — not accounts that sit in a drawer until next year.

That means understanding where the money is going, what is affecting your margins, what tax needs planning for, and what the numbers are telling you before you make the next big decision.

That is where proper accounting support earns its keep.

Find out more: https://www.mdh.me.uk/

If everything you’ve built is sitting inside one limited company, how much of it could be at risk if something went wrong?

One bad debt or unexpected problem could have a much bigger impact than you think.

That’s one of the reasons business owners consider using a holding company.

Done properly, it can help you protect profits, separate risk between businesses and give you more options when investing or growing your group.

In my latest video, I break down how a UK holding company actually works in simple terms, including how money moves between companies and what you need to consider before changing your structure.

▶️ Watch the full video here:
https://youtu.be/CBjERXiCsTU

If you’ve got multiple businesses, property investments or a growing amount of cash sitting in your trading company, it’s worth understanding your options.

Holding Company Explained (UK): How It Works & Why You Might Need One Holding Company Explained (UK) | Structure, Strategy & Tax Benefits...