Ryan Hamill Just Mortgages

What happens when a room full of like-minded business owners start connecting 🤔

Over £1,500,000 of business generated for each other in just 11 months 💷

We had a good turnout today for BNI Baxters visitors day 🤝

It wasn't the smoothest journey....but the destination makes it all worthwhile ⭐⭐⭐⭐⭐

A prolonged process due to lenders delays back in March, a change of property due to down value and then potential repairs identified in home buyers report and plenty of other moving parts but we stayed the course and got the right result for my client. Buying a home isn't always straight forward.

Receiving a 5-star review after what has been a stressful time for my client, means everything.

Who said business starts at 9am? ☕️

A great morning at The Windmill Village Hotel for BNI Baxters, having conversations that go far beyond mortgages.

Networking is one part of running my business. You never know who you’ll meet or where one conversation might lead.

Great to hear from James Ross Risk Solutions as this week's featured speaker

💭 Myth: “I can’t get a mortgage because of my credit history.”

The truth is, having adverse credit doesn’t automatically mean you can’t get a mortgage. Your options may depend on the type of credit issue, how recent it was and whether the mortgage is affordable.

Getting advice early can help you understand what may be possible before you apply.

Perks of the job 👨‍💻

Plus coffee machine at home is broken so havent had to lower myself to instant coffee this morning 😂

⭐5 STARS. A tricky timeline. One down valuation by the lender. Still got it over the line 🏠

With a tight deadline set by the vendors, the property was unexpectedly significantly down valued by the first lender - putting the purchase under pressure.

Rather than taking that as the final outcome, I quickly reassessed the options, sourced another suitable lender who uses a different valuer and found a solution that worked.

Slow morning in Earlsdon, catching up with Harmann Property Investments ☕️

🔍 Your credit report can play an important role in a mortgage application.

Checking it before you apply could help you spot errors, update details and understand what lenders may see when reviewing your application.

A completed mortgage application, a tight turnaround and a very happy client 🙌

There's nothing better than receiving feedback like this from a client after helping them navigate what can often feel like a stressful process 🏠💙

A fantastic morning at The Windmill Village Hotel for this week's BNI Baxters ☕️

It was great to have so many visitors from across the property sector and bring together professionals from different areas of the industry. Thank you to everyone who joined us.