I specialise in helping clients make some of the most important decisions of their lives, by providi
22/05/2026
Dementia Action Week: Shoring up the future with a lasting power of attorney There are almost one million people in the UK living with dementia, although one in three don’t have a formal diagnosis, according to Alzheimer’s Society. And the number is expected to soar to 1.4 million by 20402.
15/05/2026
Saving and investing for children and grandchildren Many parents worry that their children will struggle to find their financial feet in the current environment. Concerns include the flagging jobs market and inadequate retirement savings. Meanwhile, high house prices make it increasingly difficult to take the first step onto the property ladder. Thes...
01/05/2026
Fixed rate or tracker? Choosing the right mortgage in uncertain times But market expectations are now that the base rate will rise during 2026. This is because inflation is likely to go up due to increased oil prices caused by the prolonged conflict in Iran. The Bank of England uses interest rates as a tool to control rising inflation.
29/04/2026
New tax year: maximising opportunities at every life stage Household finances continue to be squeezed in 2026. With income tax thresholds frozen until at least 2031, more taxpayers are being pulled into higher tax bands. Plus, years of high inflation have compounded the problem as rising prices mean less disposable income.
The Investor 125 is here! 📖
Markets may be volatile, but opportunity hasn’t gone anywhere. In this latest edition from St. James’s Place, you’ll find insights on navigating today’s investment landscape - from how trusts can support inheritance tax planning, to the renewed potential of emerging markets, to whether gold might have a place in your portfolio. 🪙
You’ll also find practical steps to help protect yourself from the rising threat of financial scams, plus guidance on what to consider if you’re thinking about planning for an early retirement.
Read now and share with your network: https://indd.adobe.com/view/876a3922-d568-4558-b621-59c1ee2a3e4a?utm_source=linkedin&utm_campaign=e-investor&utm_medium=social
Robinson Financial Planning Limited is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).
SJP Approved 4/3/2026
Pension V ISA
Pensions and ISAs both play an important role in building long-term financial security, but they work in different ways.
As the tax year end approaches, now is the time to review how you’re using both and ensure you’re making the most of the allowances available this year.
The value of your investment can go down as well as up. You could get back less than you invested.
Robinson Financial Planning Limited is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).
SJP Approved 22/12/2025
What to Do Before Tax Year End 📅
With the tax year ending soon, now’s the time to review your finances. Make sure you’ve used your ISA and pension allowances; small contributions can make a big long-term difference.
A quick chat with an adviser can highlight opportunities you might miss on your own and give you confidence for the year ahead: https://www.sjp.co.uk/individuals/advice-and-products/tax-year-end-2526
The value of your investment can go down as well as up. You could get back less than you invested.
Robinson Financial Planning Limited is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).
SJP Approved 25/11/2025
IHT Planning
The end of the tax year is an important opportunity to review your estate and ensure your wealth is structured tax-efficiently for the people you care about most.
If you haven’t reviewed your estate planning recently, now is a sensible time to do so.
Taxation rules can change at any time and are dependent on individual circumstances.
Robinson Financial Planning Limited is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).
SJP Approved 22/12/2025
Don’t Overlook Tax Year End 📅
Tax year end isn’t just another date; it’s a chance to use valuable allowances before they reset. Missing it could mean losing ISA or pension benefits that support your long-term goals.
A quick review can boost your savings, improve tax efficiency, and help you feel more in control. If you’re unsure what’s best for you, professional advice can make all the difference.
Make the most of the deadline and set yourself up for a stronger financial year ahead: https://www.sjp.co.uk/individuals/advice-and-products/tax-year-end-2526
The value of your investment can go down as well as up. You could get back less than you invested.
Robinson Financial Planning Limited is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).
SJP Approved 25/11/2025
04/02/2026
The tax benefits of owning a home Owning a home is a key milestone for many people. One that requires financial planning and preparation. However, ownership comes with additional responsibilities and costs – some of which can be avoided under certain circumstances.