K3 Accountants

11/12/2025

26/11/2025

📢 Budget 2025 update — What it means for you and your business 📊

The UK Autumn Budget 2025 has landed and as your trusted accountants, we at K3 Accountants want to highlight what this means for small businesses, savers and individuals across the UK:

✅ No rise in headline income tax, NI or VAT rates but key thresholds (personal/tax-free allowances, inheritance, CGT etc.) are frozen until at least 2028–2031. 

📈 Dividend tax and savings/property income taxes are going up starting April 2026, dividend rates and taxes on investment income and property income will increase. 

🔒 Pension “salary-sacrifice” changes from 2029 pension contributions made via salary sacrifice above £2,000 pa will incur NICs (both employer & employee) potentially affecting high-earning business owners and directors.

📉 Planning and cashflow need revisiting
With these changes, careful financial planning is essential: profit extraction strategies, dividends vs salary, investment timing, and retirement planning could all be impacted.

💡 At K3 Accountants, we’re here to help you make sense of it all. If you run a limited company, receive dividends, or are trying to optimise pension contributions, now is a good time to review your strategy.

👉 Want a tailored review for your business or personal finances? Drop us a message or book a call, we’d be happy to guide you through the changes and help you plan ahead.

01/05/2025

K3 Accountants | Your Trusted Partner in Finance

New Year, New Rules: Stay Ahead with 2025 Tax & Accountancy Updates!

As we kick off 2025, it’s the perfect time to review your financial strategy. From new HMRC guidelines to changes in tax thresholds and digital compliance rules, staying informed is key to staying compliant — and profitable.

At K3 Accountants, we’re here to simplify the complex. Whether you’re a sole trader, limited company, or growing enterprise, our expert team is ready to guide you through:

• The latest 2025 tax changes
• Making Tax Digital updates
• Year-end planning tips to maximize your. savings
• Smart strategies for business growth

Let us take the stress out of the numbers so you can focus on what you do best.

Need tailored advice? Book a free consultation today!