Ken Brooke Just Mortgages

Moving home may involve more than simply transferring your current monthly payment to a new property.
📦 I can help you understand your existing mortgage and the options that may be available.

A buy-to-let mortgage is assessed differently from a standard residential mortgage.
🏘️ Whether you are considering your first rental property or adding to a portfolio, get in touch to explore your options.

Shared Ownership could provide another route towards homeownership, but it is important to understand the full cost.
🏢 Contact me to discuss the mortgage, rent and other potential monthly charges.

Some mortgages are portable, but moving your deal is not always automatic.
Your lender may reassess your income, commitments and the new property.
🔑 Contact me before you make plans to move.

Protection is worth revisiting when life changes.
💙 A review can help you consider whether your cover still reflects your mortgage, income and family circumstances.
If you would like to talk it through, I’m here to help.

A gifted deposit could help with a home purchase, but lenders normally need evidence confirming where the funds came from and the terms of the gift. 🎁 Contact me to understand what information may be required.

💭 Myth: “I can’t get a mortgage because of my credit history.”

The truth is, having adverse credit doesn’t automatically mean you can’t get a mortgage. Your options may depend on the type of credit issue, how recent it was and whether the mortgage is affordable.

Getting advice early can help you understand what may be possible before you apply.

🔗 Click the link to find out more: https://tinyurl.com/yc3pwppa

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.



Just Mortgages is a trading name of Just Mortgages Direct Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership on 24/08/2026.

🏡 Not sure where to begin with buying your first home? An early conversation can help you understand your budget, deposit and the steps ahead before you start booking viewings. Get in touch to begin your homebuying journey.

Buying With Adverse Credit?

🏡 Worried that adverse credit could stop you from buying a home?

Missed payments, defaults or other credit issues don’t always mean a mortgage is out of reach. Lenders may look at when the issue happened, whether it’s been resolved and your wider financial situation.

A Just Mortgages adviser can help you understand what options may be available based on your circumstances.

🔗 Read the full blog: https://tinyurl.com/yc3pwppa

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.



Just Mortgages is a trading name of Just Mortgages Direct Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership on 24/08/2026.

When your deal ends, your current lender may offer a product transfer-but it may not be your only option. 🔄 I can help you compare staying with your lender against exploring another lender.

You do not necessarily need to be buying with a partner to explore homeownership.
🏠 Understanding your potential borrowing range early can help you focus your property search.
Get in touch to discuss buying on your own.

🏠 Many buyers wait until they’ve found a property before speaking to a mortgage adviser.

But getting advice earlier could help you understand your options, prepare your documents and feel more confident when you start house hunting.

Preparation can make a big difference.

🔗 Read the full blog: https://tinyurl.com/2kdbjeyy

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.



Just Mortgages is a trading name of Just Mortgages Direct Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership on 10/08/2026.

Missed payments or previous credit issues can feel worrying when considering a mortgage. However, lenders may look at several factors rather than one number alone. Contact me for a confidential conversation about your circumstances.

The Great Wealth Transfer is already changing the conversations advisers are having with clients and their families.

With property making up a significant part of many people’s wealth, more families are considering how they can support the next generation.

Our CEO, John Phillips, shares his thoughts with The Intermediary on the role mortgage advisers can play in these conversations.

An insightful read 👇
https://theintermediary.co.uk/2026/08/the-great-wealth-transfer/

The Great Wealth Transfer With £5.5tn set to pass between generations over the next two decades, mortgage brokers are about to find themselves a part of the action.

🔍 Your credit report can play an important role in a mortgage application.

Checking it before you apply could help you spot errors, update details and understand what lenders may see when reviewing your application.

Not sure where to start? Speaking to an adviser early can help.

🔗 Find out more: https://tinyurl.com/2kdbjeyy

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.



Just Mortgages is a trading name of Just Mortgages Direct Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership on 10/08/2026.

Could family or friends help you buy your first home?
Read our latest blog to find out more:

Could Family or Friends Help You Buy Your First Home Expand Your Circle Mortgage | Just Mortgages Could family or friends help you buy your first home? Discover how the Expand Your Circle mortgage can consider up to four incomes, with one property owner.

🏡 Getting mortgage ready doesn’t have to feel overwhelming.

Understanding your budget, checking your credit report and getting your documents organised early could help you feel more confident before you apply.

A Just Mortgages adviser can help you understand what lenders may be looking for.

🔗 Read the full blog: https://tinyurl.com/2kdbjeyy

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.



Just Mortgages is a trading name of Just Mortgages Direct Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership on 10/08/2026.

✅ Thinking about applying for a mortgage?

Before you start the process, it can help to check your budget, review your credit report, organise your documents and understand your deposit.
A little preparation now could help make the journey feel smoother later.
🔗 Read our homebuyer checklist: https://tinyurl.com/2kdbjeyy
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Just Mortgages is a trading name of Just Mortgages Direct Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership on 10/08/2026.

✨ Self-employed mortgage applications can feel confusing, but you don’t have to work it all out alone.

From understanding what income counts to knowing which documents may be needed, getting advice early can help you feel more prepared before applying.

🔗 Read the blog: https://tinyurl.com/2svv4fxt

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.



Just Mortgages is a trading name of Just Mortgages Direct Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved 28/07/2026.

Semi-exclusive to Just Mortgages

1 owner. Up to 3 supporters. Up to 4 incomes considered.

Family, friends or a partner could help you buy without going on the property deeds.

Up to 100% Loan To Value available on selected fixed-rate mortgages.

Expand your circle. Explore your options.

Find out more: https://tinyurl.com/3fm2m648

Subject to eligibility, affordability and lender criteria. Independent legal advice required. Your property may be repossessed if you do not keep up repayments on your mortgage.



Just Mortgages is a trading name of Just Mortgages Direct Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership on 29/07/2026.