Owen Madlin - Financial Planning Consultant

The topic of bonds is back in the news. Read this article to learn more on why this is and the impact the current market could have on the forthcoming Budget.

Jonathan Raymond, investment manager at Quilter Cheviot, said: “While borrowing costs rising do not necessarily mean promises already made by Burnham and Healey suddenly become unaffordable, markets will be paying close attention to how those commitments, as well as any made at the upcoming Budget, are going to be paid for."

The three reasons behind bond market shock and what it means for Burnham’s Budget Ten-year gilts have risen well above 5% this year on the back of the Iran war

Lost pension pots contain an average of around £9,500*. Speak to me if you think you need help tracking down part of your pension.

You can get in touch via my adviser profile: https://www.quilter.com/financial-advice/adviser-directory/owen-madlin/

*How to find old pensions - Which?

Approver Quilter Financial Services Limited. June 2026.

Some 54% of UK adults don't have life insurance according to research. Learn more about what life insurance does in this article from Which? Money.

Over half of people in the UK don’t have life insurance – is your family protected? - Which? We answer three key questions to help you choose the right cover

When it comes to making important financial decisions, having an adviser by your side means you’re more in control. Let’s chat about how I can help you make choices that will work for you: https://www.quilter.com/financial-advice/adviser-directory/owen-madlin/
Approver Quilter Financial Services Limited. April 2026.

Have you recently received an inheritance, windfall, or lump sum? If you have some major financial decisions to make, sound financial advice can be invaluable to help you understand your choices. Check out my profile to see how I can support you: https://www.quilter.com/financial-advice/adviser-directory/owen-madlin/

Approver Quilter Financial Services Limited. April 2026.

Are you making the most of your workplace pension? The amount employers are contributing to workplace pensions has risen significantly in the past decade however, there are still concerns that millions of people aren't saving enough for retirement. Here, Which? explains how to get the most out of your workplace pension. Take a moment to check your contribution levels, employer match, investment choices and charges — small changes now can make a big difference at retirement.

Quilter is not responsible for the accuracy of this article's information.

Are you making the most of your workplace pension? - Which? Employer contributions have risen, but millions of people still aren't saving enough for retirement

If you’re thinking about making new financial plans after receiving some unexpected money, speaking to a financial adviser can help you understand all your options. Get in touch if you’d like to chat: https://www.quilter.com/financial-advice/adviser-directory/owen-madlin/

Approver Quilter Financial Services Limited. April 2026.

Find out five things to consider when it comes to inheritance planning, to limit complications down the line for both you and your loved ones.

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Quilter is not responsible for the accuracy of this article's information.

Five steps to take before you pass on a penny of your wealth Starting your inheritance tax planning early could save your loved ones thousands of pounds in death duties

What could the latest interest rate decision mean for your finances? The Bank of England has decided to keep interest rates at 3.75%. This article explains what that could mean for homeowners, savers and borrowers, and how different products may be affected. For more information, read this article from the Independent.

Quilter is not responsible for the accuracy of this article's information.

What the latest interest rates vote means for your mortgage, savings and bills The Bank of England has held the base rate to 3.75 per cent, the lowest level in three years

From 6 April 2027, most unused pension funds will be counted as part of your estate for inheritance tax. If you have relied on your pension as a way to pass on wealth, it’s worth reviewing your plans now.

Reply to this post or send us a message and we’ll help explain your options. https://www.quilter.com/financial-advice/adviser-directory/owen-madlin/