Caliber Financial Management

29/06/2026

The Cash ISA is being "scrapped." At least, that's what some of the headlines suggest.

It isn't.

From 6 April 2027, savers under 65 will be able to pay up to £12,000 a year into a Cash ISA — down from £20,000 today.

The overall ISA allowance doesn't change. It stays at £20,000. It's only the slice you can hold in cash that's being capped. The remaining £8,000 would need to go into a Stocks and Shares ISA, where your capital is at risk.

Two things worth knowing:
If you're 65 or over, the cap doesn't apply. You keep the full £20,000 in cash.
This tax year is the last full year under-65s can put the whole £20,000 into a Cash ISA.

There's no need to rush into anything.

But it's a window worth being aware of — especially as the tax on savings interest held outside an ISA is also set to rise from April 2027. For some savers, sheltering interest inside an ISA could become more valuable, not less.

Our latest article walks through what's changing, who it affects, and a few questions worth asking before the rules shift.

Read the full article here https://caliberfm.co.uk/cash-isa-changes-2027/
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This post is for general information only and does not constitute financial advice.

27/11/2025

Meet Our Expert Independent Financial Advisers at Caliber.

We're proud to spotlight the dedicated professionals who deliver tailored, independent financial advice to help you navigate life's big decisions with confidence.

From pensions and investments to retirement planning, inheritance and beyond, these experts are your partners in building lasting wealth.

Pictured here: Our seasoned team ready to put your goals first, whether you're in Hertfordshire, Bedfordshire, Buckighamshire or further afield.

Got questions about your financial future? We're here to help – reach out today or head to caliberfm.co.uk for a no-obligation chat.

27/11/2025

Welcome to Caliber Financial Management!

We're delighted to introduce our dedicated team – the driving force behind every piece of independent advice we provide.

From left to right, our experts are here to simplify your finances, maximize your wealth, and support you every step of the way toward a brighter financial future.

Whether you're in Bedfordshire, Hertfordshire, Buckighamshire , or beyond, our full focus is on you. Life’s more comfortable when your finances are in check – let's make it happen together.

29/10/2025

Are you approaching retirement? Receive your complimentary ‘Retire with Confidence’ guide, from Caliber Financial Management, local independent financial advisers, covering Bedfordshire, Buckinghamshire and Hertfordshire.

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