Edward Jones - Financial Advisor: Stuart McConnachie

One of the most common questions about Old Age Security (OAS) is when to start taking it. The standard age is 65, but you can delay until age 70. Each choice affects how much you receive.

Starting at 65 means you begin receiving income earlier. But if you delay, your monthly payments increase by 0.6% for each month you wait, up to a maximum 36% increase at age 70.

So which option is right for you? It depends on several factors unique to your situation. Your current tax rate matters. If you're still working or have other significant income, delaying might make sense. Your total income matters too, because OAS is subject to a clawback if your income exceeds certain thresholds.

If you're approaching 65 and wondering when to start your OAS, reach out. I can help you evaluate your options based on your personal circumstances.

Top 10 questions we are asked about: Old Age Security (OAS) You asked – we answered! Here are the top 10 questions about Old Age Security (OAS)

Changes at work can sometimes create a good moment to pause and get organized.
If you’re part of the Vail team here in Whistler, you may have heard that the Group RRSP is being transitioned to Canada Life. Transitions like this don’t need to be complicated — but they can be a worthwhile time to step back and look at how everything fits together.

How does this plan connect with your other accounts?
Is everything aligned with where you’re headed?

If you have questions or just want to talk it through, my branch and I are always here for a conversation.

No pressure — just a chance to get a little more clarity around your financial picture and feel prepared for what’s ahead.

Ottawa's proposed national sovereign wealth fund, the Canada Strong Fund, is generating a lot of headlines. Before drawing any conclusions, it's worth pausing on what we actually know, and what we don't.

The details that matter most to investors are still undefined. Governance structures, safeguards against political influence, liquidity terms, lockup periods and realistic risk and return expectations have not been established. The fund's focus on areas where private capital hasn't stepped in suggests these investments may carry meaningful risk. And unlike Norway's sovereign wealth fund, which invests globally and excludes direct retail participation, the Canada Strong Fund would invest domestically and include a retail investor component. That's a significant distinction.

A strong financial plan doesn't react to headlines. It's built on quality investments, diversification and a long-term perspective grounded in your goals, your timeline and your comfort with risk. Those principles don't change because of a political announcement.

If you'd like to talk through what this means for your plan, reach out and let's talk.

Sovereign Wealth Fund Learn about what Canada's proposed Sovereign Wealth Fund means for your financial plan.

Stocks continue to climb despite rising rates.

Weekly market wrap How did the markets perform this week? Get the highlights and the latest economic news.

Edward Jones proudly established a Canadian headquarters in Mississauga in 1994. On behalf of our thousands of associates, happy 181st Victoria Day!

Whether you're firing up the grill, opening the cottage, or simply enjoying a well-deserved break, here's to celebrating community, connection, and the season ahead.

Wishing you a safe and wonderful long weekend!

As we know, markets this year have been robust. In fact, despite near 10% corrections in both the S&P 500 and Canadian TSX in March, and ongoing uncertainty around the Iran war and oil prices, stocks are back near all-time highs.

Weekly market wrap How did the markets perform this week? Get the highlights and the latest economic news.

Strong Businesses Create Options
Most owners tell me, “I’m not planning an exit—I’m building the business.” Exactly. The work people label as exit planning is really about building a stronger, more resilient business that creates options over time. Enterprise value comes first.
Role clarity: I connect business decisions to the family’s plan and coordinate with your CPA, legal counsel, insurance specialists, and, when needed, a business coach.

To all the mothers who show strength, sacrifice, and unconditional love, today we celebrate you. 💐

This year, women in Canada will control close to half of all accumulated financial wealth – fueled by a $900 billion flow of inheritances over the next decade, according to the Women and Wealth White Paper.

Those who are mothers take on many roles: provider, planner, protector, dreamer. You build futures while caring for the people who matter most. Whether you are saving for education, preparing for retirement, or managing day to day needs, your dedication inspires us.

This Mother’s Day, we honor the love you give and the futures you’re shaping.

To the mothers in our lives and communities: thank you for the legacy you build every day.

Women and Wealth White Paper Understand the unique financial needs of women. Our advisors are here to help you plan for a secure financial future.

While geopolitics continue to dominate headlines, markets have increasingly refocused on underlying economic and earnings fundamentals, pushing U.S. equities to new record highs.

Weekly market wrap How did the markets perform this week? Get the highlights and the latest economic news.