I am a Certified Public Accountant and Licensed Insolvency Trustee with more than two decades of experience in insolvency and restructuring in Canada.
I am a Licensed Insolvency Trustee helping individuals and companies struggling financial and seeking empathetic and creative ways in restructuring their financial lives I work with both consumers and small businesses struggling with debt to help them reset and rebuild their financial lives. I am very empathetic but realistic when it comes to working with individuals and companies that need to act
03/09/2026
This is a good article on credit scores and what they mean to your ability to borrowing.
Credit Score Canada 2026: Ranges, How It Works & How to Improve It Your credit score in Canada is a three-digit number between 300 and 900 that represents your creditworthiness to lenders. The higher your score, the more
12/14/2025
With the increase in the cost of living, the cost of food is proving to be the highest stress point.
Grocery prices, personal debt are top concerns for Canadians ahead of new year: Nanos As Canadians begin budgeting for the new year, grocery prices remain the top financial concern across the country, according to a new Nanos research survey conducted for CTV News.
12/14/2025
Canadians are saying they plan on spending less this holiday season’s n, but will they? Even if they do will they be ahead or just be shifting those savings to the ever increasing cost of living.
Canadians say they'll spend less this holiday. But will they actually save? "People get caught up in the moment … and retailers know the weak points of consumers."
12/04/2025
The OSB states of insolvencies show that the number of filings surged in 2024. From the profile of debtors it is clear that anyone could experience some form of financial difficulty and therefore seeking the help of a Licensed Insolvency Trustee is key to getting the right information and options that are legally available to ALL Canadians.
Canada’s debt distress deepens as OSB stats mark largest surge in over a decade Official data reveals a profile of a typical Canadian debtor