Derrick Kapitan

Bailey's Tax Services
56 Eringate Drive

Shared Knowledge, Life Experience and Continuous Learning Mortgage Agent Level 1
Lic #M24003293
The Mortgage Coach FSRA#13120

I’m a Mortgage Agent with The Mortgage Coach, helping clients across Toronto and the GTA navigate every stage of the property journey. I specialize in guiding first-time home buyers getting into the market, homeowners looking to refinance or access equity to grow and invest, and those focused on staying in the market long-term through reverse mortgage solutions. Known for a transparent, education-

06/27/2026

Buying a home is never a one-person job.

A successful home purchase is built on the experience and collaboration of trusted professionals, each with a different role but one shared goal—to help you move forward with confidence.

From finding the right home... to arranging the financing... confirming the property's value... and completing the legal transfer... every step is part of Your Property Journey.

🤝 Thank you for following along this week!

Derrick Kapitan
Mortgage Agent Level 1
Lic M24003293
The Mortgage Coach FSRA 13120
647.219.4743
[email protected]

06/26/2026

No one buys a home alone.

Behind every successful home purchase is a team of professionals working together to guide you through one of life’s biggest financial decisions.

This week, we’ve explored how a Realtor, Mortgage Agent, Appraiser and Real Estate Lawyer each play an important role in helping you move confidently through your Property Journey.

Thank you for joining me this week—I look forward to continuing the journey with you.

Derrick Kapitan
Mortgage Agent Level 1
Lic M24003293
The Mortgage Coach FSRA 13120
647.219.4743
[email protected]

06/26/2026

Buying a home doesn't become official until the legal work is complete.

A Real Estate Lawyer works behind the scenes to protect your interests and ensure every detail is completed accurately before you receive the keys.

Their work provides confidence and peace of mind on one of life's biggest milestones.

⚖️ Today's professional: Your Real Estate Lawyer.

Derrick Kapitan
Mortgage Agent Level 1
Lic M24003293
The Mortgage Coach FSRA 13120
647.219.4743
[email protected]

06/25/2026

Buying a home doesn’t become official until closing day.

Your Real Estate Lawyer works behind the scenes to review the legal documents, complete the title transfer, register your mortgage and ensure everything is in place before you receive the keys.

It’s the final step that turns a successful purchase into homeownership.

⚖️ Today’s professional: Your Real Estate Lawyer.

Derrick Kapitan
Mortgage Agent Level 1
Lic M24003293
The Mortgage Coach FSRA 13120
647.219.4743
[email protected]

06/25/2026

A home's purchase price and market value aren't always the same.

After you've found the right home and arranged your financing, the lender may require an appraisal to confirm the property's current market value.

An Appraiser provides an independent opinion of value, giving both the lender and the buyer confidence that the financing is supported by today's market—not simply the agreed purchase price.

📊 Today's professional: Your Appraiser.

Derrick Kapitan
Mortgage Agent Level 1
Lic M24003293
The Mortgage Coach FSRA 13120
647.219.4743
[email protected]

06/24/2026

A home’s purchase price and market value aren’t always the same.

Once you’ve found the right home and arranged your financing, the lender may require an appraisal to confirm the property’s current market value.

An Appraiser provides an independent opinion of value, helping ensure the financing is supported by today’s market conditions.

📊 Today’s professional: Your Appraiser.

Derrick Kapitan
Mortgage Agent Level 1
Lic M24003293
The Mortgage Coach FSRA 13120
647.219.4743
[email protected]

06/24/2026

The best mortgage isn't always the lowest rate. It's the one that fits your life.

A Mortgage Agent does much more than compare interest rates.

They help you understand your options, explain the mortgage process, and build a financing strategy that supports your goals today—and into the future.

The right mortgage isn't just about today's rate. It's about making confident financial decisions throughout Your Property Journey.

💼 Today's professional: Your Mortgage Agent.

Derrick Kapitan
Mortgage Agent Level 1
Lic M24003293
The Mortgage Coach FSRA 13120
647.219.4743
[email protected]

06/23/2026

A mortgage is more than an interest rate.

The right mortgage should fit your goals, your budget and your future—not just today’s market.

A Mortgage Agent helps you understand your options and build a financing strategy that supports your Property Journey.

💼 Today’s professional: Your Mortgage Agent.

Derrick Kapitan
Mortgage Agent Level 1
Lic M24003293
The Mortgage Coach FSRA 13120
647.219.4743
[email protected]

06/23/2026

A Realtor does much more than open doors.

They help you understand neighbourhoods, market conditions, property values and guide you through one of life's biggest financial decisions.

The right Realtor doesn't simply help you buy a home—they help you buy with confidence.

🏡 Your Property Journey continues this week as we meet the professionals behind every successful home purchase.

Derrick Kapitan
Mortgage Agent Level 1
Lic M24003293
The Mortgage Coach FSRA 13120
647.219.4743
[email protected]