06/24/2024
Lucas Morgan - Financial Security Advisor
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Financial Security Advisor with LiveBy Wealth Management, providing a variety of solutions and financial planning to clients of Newfoundland and Labrador.
06/24/2024
06/08/2024
Critical illness insurance provides coverage when it counts. If you're ever diagnosed with a life-threatening illness covered by your policy, it can help you focus on you and your family.
• It's a one-time tax-free payment you can use however you want.
• Use it to cover costs your healthcare plan doesn't, protect your retirement savings, cover expensive drugs or alternative treatments.
• It can also give you access to expert medical help.
• With the optional return-of-premium* benefit, you could get back some or all of your premiums.
Contact me at 709-771-2898 or [email protected] to discuss your options.
06/03/2024
You could save money and add value by switching your mortgage insurance!
It pays to compare:
Bank Decreasing Term - $49 per month¹
FlexTerm Level Term - $25.56 per month¹
Contact me at 709-771-2898 or email me at [email protected] to discuss your options.
* Coverage cost based on Female, 32, non-smoker $350 000 in coverage for a 25-year term. Illustration from one of Canada's leading banks. ¹
05/31/2024
With final expense insurance, you can cover your final expenses.
• No medical exams required.
• Coverage as low as $29.78 per month! ¹
• Coverage lasts for a lifetime.
• Coverage and premiums stay the same.
• Applying is quick and simple.
Call me at 709-771-2898
*Coverage cost based on 50-year-old female, non-smoker, with $15000 in coverage, health questions may also change premium. ¹
05/24/2024
Mortgage Insurance vs. Individual Insurance, which one is best for you?
Some of the key advantages of individual insurance are:
1. Depending on your needs, individual insurance is usually more cost effective.
2. You decide who receives the money.
3. You choose how long your coverage lasts.
4. You can choose several types – life, critical illness, and disability insurance.
5. You control the policy; you can move your mortgage to a different lender without affecting your insurance.
6. Individual insurance covers you, while mortgage insurance covers the lender.
Call me at 709-771-2898 or message me for a free second opinion or review your options.
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5 Job Street, 4th Floor
St. John's , NL
A1E1H1
St. John's , NL
A1E1H1