Dawn Torroba - Group Associate, RBC Group Advantage

The holiday treat that keeps on giving - how to be a competitive employer and add value for your employees to keep more of what they earn and prepare for their future -

Half of Canadian employers now offering financial planning services: survey Half (50 per cent) of Canadian employers are now offering financial planning services and 42 per cent are providing financial literacy resources, according to a new report by Arthur J. Gallagher & Co. This is a significant increase from 2024, notes Pat Leo, vice-president of Toronto retirement at Ga...

Lack of emergency savings or challenges with budgeting creating a pay cheque to pay cheque lifestyle erodes productivity, focus and motivation. Helping your teams understand their spending, create a plan and receive tailored advice is immensely valuable in today's workplace environment -

Canadian workers’ mental health declining in 2025 due to burnout, financial stress: report The majority of Canadian employees (70 per cent) say their productivity has declined due to worsening mental health, according to a new report by Telus Health. The report, which analyzed employee responses from the company’s 2024 and 2025 mental-health indexes, found 40 per cent of workers are liv...

Helping support employees through economic challenges to help with their stress and wellness is valuable also. There are flexible ways to reward their loyalty and help them keep more of what they earn.

Majority of Canadian employers bracing for recession, adjusting hiring plans accordingly: survey Among Canadian companies that say they’re bracing for a recession (76 per cent), a fifth (22 per cent) say they’ve paused hiring for the remainder of 2025, according to a new survey by the Harris Poll on behalf of Express Services Inc. The survey, which polled more than 500 employers, found near...

Great value in adding meaningful benefits to support employees to feel less stress - each individual is unique so it's impactful to offer something that tailors to their specific situation and needs.

72% of U.S. workers reporting financial stress: survey Seven in 10 (72 per cent) of U.S. employees say they’re at least somewhat stressed about their household finances, while a third (34 per cent) say they’re very or extremely stressed, according to a new survey by the Hartford. The survey, which polled more than 700 employers and more than 1,000 e...

Participation, understanding and more than just the "basics of savings" are enhanced with individual advice and ongoing education. Taking the time to design a key pillar for employees is important and providing consistent planning with advice makes it impactful. Offer more than just a digital platform...... ask me how.

60% of global DC plan sponsors cite concerns over members’ retirement income: report – Benefits Canada.com 60% of global DC plan sponsors cite concerns over members’ retirement income: report By: Staff August 5, 2025 August 1, 202509:00 Share Facebook LinkedIn Twitter Mail to a fried Print Staff Six in 10 (60 per cent) of global defined contribution plan sponsors say the state of members’ retirement ...

There is no crystal ball to indicate how long someone will be retired or a magic calculator to give an absolute number for how much money will be needed - the idea is to plan in the best possible way to provide options and opportunity to enjoy the later years of life.
Forgoing some instant gratification now; perhaps not buying the Coldplay tickets and holding onto the money you have earned that will work for you over time.
Fascinating that in this survey over 30% of people did not even know what their funds were invested in yet they were hoping to build a significant amount to retire on - there needs to be some participation, engagement, decision and discussion.
It's not going to happen without support and planning.

U.S. employees believe they'll need $1.28M to retire: survey Nearly half (48 per cent) of U.S. employees say they expect to retire with less than US$500,000 even though they believe they’ll need $1.28 million, according to a new survey by Schroders. It found a quarter (26 per cent) of respondents expect to retire with less than $250,000, while just 30 per c...

A pension plan without advice and education can be confusing and daunting. Designing something supported with accredited advisors, access to specialists and peace of mind is priceless -

67% of Canadians concerned about impact of Canada-U.S. relations, cost of living on retirement: HOOPP Two-thirds (67 per cent) of Canadians say they’re very concerned about how Canada-U.S. relations, along with the cost of living (67 per cent) and general economic uncertainty (65 per cent), will impact their retirement savings, according to a new survey by the Healthcare of Ontario Pension Plan. T...

Helping reduce employee turnover, adding value, providing education and helping them keep more of what they earn are a few ways I can help businesses design meaningful strategies -

Nearly one in five Canadian employers say turnover costs exceed $100K: survey Employee turnover is taking a significant financial toll on Canadian companies, with nearly one in five (17 per cent) hiring managers saying it costs their organization more than $100,000 annually, according to a new survey by the Harris Poll on behalf of Express Services Inc. The survey, which poll...

Rewarding employees with valuable education and advice in tandem with supporting their goals helps to improve productivity and lower their stress -

Survey finds 27% of Canadian employees say financial stress impacts productivity Two-thirds (65 per cent) of Canadian employees say they’re stressed about their finances and a quarter (27 per cent) say this stress impacts their productivity at work, according to a new survey by Wealthsimple. The survey, which polled more than 500 employees, found nine in 10 (91 per cent) said ...

Important evolution to help employees with meaningful value and keeping more of what they earn -

So long foosball, hello savings: How work perks are evolving amid the rising cost of living The workplace programs, tools and supports that employees value have changed over the last four years, leading many employers to pause certain office perks, such as table football or fancy coffee bars, to focus on offerings that can make a difference in employees’ everyday lives. “While no one c...

Clearly many Canadians could use help prioritizing savings for many things and a great way to do that is an employer sponsored program -

46% of Canadian employees prioritizing spending over retirement savings: survey Nearly half (46 per cent) of Canadian employees say they prioritize spending on their current lifestyle in place of saving for retirement, mainly due to paying off debts (38 per cent) or preferring to enjoy their life now (18 per cent), according to a new survey by IG Wealth Management. The survey,....

In recent conversations with Canadian business owners, we've uncovered tips and strategies to help build your brand, expand your customer base and drive revenue growth.

Turning Point: Real Entrepreneurs Share Their Marketing Secrets for Growing a Customer Base To attract customers, your business must be visible, relevant and engaging to your target audience. These marketing tactics can help you build your base.