Towler & Associates, CPAs

Before the holiday rush, slow down and enjoy the start of winter in North Vancouver. From waterfront walks to early lights at Capilano Suspension Bridge, these local gems will help you soak in the season — cocoa in hand.

https://towlerassociates.com/blog/cozy-winter-kickoff/?mh=19

**If there is an accounting/tax topic you would like to learn more about, post it in the comments or send us a message and we will include it in a future blog.**

Cozy Winter Kickoff | Towler & Associates Discover 7 cozy ways to enjoy November in North Vancouver — from forest lights and local markets to rainy hikes and winter brews.

If 2025 was about finding your footing, 2026 can be the year you grow. From smart partnerships to automation and digital upgrades, here are five practical ways to scale your Canadian small business next year — without losing your sanity.

https://towlerassociates.com/blog/5-smart-ways-to-grow-your-canadian-small-business-in-2026/?mh=19

**If there is an accounting/tax topic you would like to learn more about, post it in the comments or send us a message and we will include it in a future blog.**

5 Smart Ways to Grow Your Canadian Small Business in 2026 | Towler Five practical strategies to help your Canadian small business grow smarter and stronger in 2026.

A new year means new goals — but without a solid budget, those goals can turn into guesswork. Here’s how to build a 2026 budget that supports growth, keeps cash flow steady, and gives your Canadian small business a strong start to the year.

https://towlerassociates.com/blog/how-to-create-a-small-business-budget-for-2026/?mh=19

**If there is an accounting/tax topic you would like to learn more about, post it in the comments or send us a message and we will include it in a future blog.**

How to Create a Small Business Budget for 2026 | Towler & Associates A practical step-by-step guide to building a small business budget for 2026 — tailored for Canadian entrepreneurs.

T4s, T5s, dividends… it’s that time of year again! As 2025 winds down, it’s time to get your slips and payments in order. Learn the difference between salary vs. dividends, when to file, and whether you should pay 2025 dividends before December 31.

https://towlerassociates.com/blog/t4s-t5s-and-year-end-dividends/?mh=19

**If there is an accounting/tax topic you would like to learn more about, post it in the comments or send us a message and we will include it in a future blog.**

T4s, T5s, and Year-End Dividends | Towler & Associates As the year winds down, Canadian…efore the holidays — preparing T4s, T5s, and year-end dividends.

Before you sell your first coffee, launch your website, or start taking clients, you might need a business licence — even for a home-based or online business. This guide breaks down when they’re required, how to apply, and the rules specific to BC and North Vancouver so you can operate legally from day one.

Business Licenses in Canada: | Towler & Associates Find out if your business in Canada needs a licence, how to apply, and what happens if you skip this key legal step.

North Vancouver knows how to do Halloween — here are 7 ways to get in the spooky spirit this year.

Spooky Season in North Vancouver: | Towler & Associates Discover the best Halloween 2025 activities in North Vancouver — from haunted hikes to pumpkin patches and fall festivals.

Capital gains tax in Canada isn’t as scary as it sounds — if you know the rules. Whether you’re selling property, investments, or a business asset, this 2025 guide explains what’s taxable, what’s exempt, and the smartest ways to minimize your tax bill before you sell.

Capital Gains Tax in Canada | Towler & Associates Understand capital gains tax in Canada for 2025, including exemptions, timing strategies, and how to reduce what you owe.

One missed payroll deadline could cost you more than you think — here’s how to avoid CRA penalties:

How to Prepare for the 2025 CRA Payroll Deductions and Remittances Stay compliant with CRA payroll deadlines in 2025. Learn remittance types, due dates, and tips to avoid costly penalties.

Fall in Love with North Vancouver: 8 Must-Do Autumn Activities in 2025

North Vancouver in the fall is pure magic — colorful hikes, cozy cafés, and seasonal treats around every corner. Whether you’re chasing salmon at Capilano River, sipping a pumpkin spice latte at Shipyards Coffee, or wandering the Lonsdale Quay market, here’s your ultimate local fall bucket list.

Fall in Love with North Vancouver | Towler & Associates Experience fall in North Vancouver with 8 must-do autumn activities — from hiking Lynn Canyon to sipping lattes at Shipyards Coffee.

How to Choose the Right Accounting Software for Your Canadian Small Business
Choosing the wrong accounting software can cost you time, money, and sanity. From QuickBooks to Wave to FreshBooks, we compare the top options for Canadian small businesses in 2025 so you can make a choice you’ll be happy with — and your accountant will love.

How to Choose the Right Accounting Software for Your Canadian Explore the top accounting software for Canadian small businesses in 2025. Compare features and pricing to find the right fit for your needs.