The Math is Simple:
If our service costs you $1,000, but we find you $3,000 in deductions you missed
We basically handed you $2,000 in money.
It's okay to file your own taxes.
But are you doing it correctly?
Or losing money to CRA?
Most "DIY" business owners are accidentally giving the CRA a "tip" (that extra money)
$2,000, $5,000, or even $10,000 in overpaid taxes because of:
Vehicle expenses: Are you claiming the right percentage of your truck or car?
Home Office expenses: Most people claim too little because they are afraid of an audit.
Equipment purchase: Did you buy that new tool at the wrong time of year?
Small Slips: That "personal" lunch that was actually a business strategy session.
Of course you can DIY, but your time as a business owner is better spent running and growing your business.
Muib Khan, CPA
CPA firm specializing in CRA Audits and Cloud Based Accounting System
Muib Khan, CPA is a full-service accounting firm that provides comprehensive solutions to individuals and businesses in Canada. We offer a range of services, including tax planning and preparation, bookkeeping, payroll, and business advisory services. We understand the unique challenges faced by small businesses and offer customized solutions tailored to their specific needs. Our firm's mission is
09/30/2025
โจ ๐๐ข๐ ๐๐๐ฑ ๐๐ก๐๐ง๐ ๐๐ฌ ๐๐ง๐๐๐ซ ๐๐ซ๐ข๐ฆ๐ ๐๐ข๐ง๐ข๐ฌ๐ญ๐๐ซ ๐๐๐ซ๐ค ๐๐๐ซ๐ง๐๐ฒ โ ๐๐๐ซ๐โ๐ฌ ๐๐ก๐๐ญ ๐๐จ๐ฎ ๐๐๐๐ ๐ญ๐จ ๐๐ง๐จ๐ฐ!
Canadaโs new PM, Mark Carney, has rolled out major tax reforms focused on affordability, housing, and investment. Hereโs the breakdown:
๐ด ๐. ๐๐๐ซ๐๐จ๐ง ๐๐๐ฑ ๐๐๐ฆ๐จ๐ฏ๐๐
โ
As of April 1, 2025, the federal consumer carbon tax (fuel charge) is eliminated โ giving Canadians relief at the pump and on utility bills.
๐ด ๐. ๐๐๐ ๐๐๐ฅ๐ข๐๐ ๐๐จ๐ซ ๐
๐ข๐ซ๐ฌ๐ญ-๐๐ข๐ฆ๐ ๐๐จ๐ฆ๐๐๐ฎ๐ฒ๐๐ซ๐ฌ
โ
Buying a new home valued at $1 million or less? Youโll get a full 5% GST rebate โ up to $50,000 in savings.
๐ก For homes priced between $1M and $1.5M, the rebate gradually phases out. Above $1.5M, no rebate applies.
๐ด ๐. ๐๐ข๐๐๐ฅ๐-๐๐ฅ๐๐ฌ๐ฌ ๐๐๐ฑ ๐๐ฎ๐ญ
โ
The lowest federal income tax rate is dropping from 15% to 14%, effective July 1, 2025.
๐ For 2025, the effective blended rate will be 14.5% since the cut applies mid-year.
๐ด ๐. ๐๐๐ฉ๐ข๐ญ๐๐ฅ ๐๐๐ข๐ง๐ฌ ๐๐๐ฅ๐ข๐๐
โ
The planned increase to the capital gains inclusion rate has been cancelled/deferred.
โ
The Lifetime Capital Gains Exemption (LCGE) is now $1.25 million (up from ~$1M) for small business owners, farmers, and fishers.
๐ง ๐๐๐ ๐๐ข๐ฉ:
These changes can reshape your tax planning, investments, and home purchase decisions. Make sure youโre taking advantage of every credit and exemption available to you!
09/29/2025
๐ฐ๐ฅ ๐๐๐๐๐๐๐๐ ๐๐๐ฐ๐ฌ: ๐๐ก๐ ๐
๐๐๐๐ซ๐๐ฅ ๐๐จ๐ง๐ฌ๐ฎ๐ฆ๐๐ซ ๐๐๐ซ๐๐จ๐ง ๐๐๐ฑ ๐๐ฌ ๐๐๐๐!
๐๐ก๐๐ญ ๐๐ก๐ข๐ฌ ๐๐๐๐ง๐ฌ ๐๐จ๐ซ ๐๐จ๐ฎ:
โ
Lower prices on ๐ ๐๐ฌ, ๐ก๐๐๐ญ๐ข๐ง๐ , and ๐ฎ๐ญ๐ข๐ฅ๐ข๐ญ๐ฒ ๐๐ข๐ฅ๐ฅ๐ฌ
โ
๐๐จ ๐ฆ๐จ๐ซ๐ ๐ช๐ฎ๐๐ซ๐ญ๐๐ซ๐ฅ๐ฒ ๐๐๐ซ๐๐จ๐ง ๐๐๐ญ๐ข๐จ๐ง ๐๐ง๐๐๐ง๐ญ๐ข๐ฏ๐ (๐๐๐) ๐ซ๐๐๐๐ญ๐๐ฌ
โ
๐๐ง๐๐ฎ๐ฌ๐ญ๐ซ๐ข๐๐ฅ ๐๐๐ซ๐๐จ๐ง ๐ฉ๐ซ๐ข๐๐ข๐ง๐ remains in place for major polluters
๐ง ๐๐๐ ๐๐ง๐ฌ๐ข๐ ๐ก๐ญ:
This change could ๐ซ๐๐๐ฎ๐๐ ๐ก๐จ๐ฎ๐ฌ๐๐ก๐จ๐ฅ๐ ๐๐ฑ๐ฉ๐๐ง๐ฌ๐๐ฌ, but may also ๐๐๐๐๐๐ญ ๐จ๐ญ๐ก๐๐ซ ๐ซ๐๐๐๐ญ๐๐ฌ ๐๐ง๐ ๐๐๐ง๐๐๐ข๐ญ ๐๐๐ฅ๐๐ฎ๐ฅ๐๐ญ๐ข๐จ๐ง๐ฌ โ so stay informed as you plan your finances.
09/27/2025
๐๐ผ ๐๐๐ง ๐ ๐๐ฅ๐๐ข๐ฆ ๐๐ฒ ๐๐๐ก๐ข๐๐ฅ๐ ๐จ๐ง ๐๐ฒ ๐๐๐ฑ๐๐ฌ ๐ข๐ง ๐๐๐ง๐๐๐?
๐๐๐ โ ๐ข๐ ๐ฒ๐จ๐ฎ ๐ฎ๐ฌ๐ ๐ข๐ญ ๐๐จ๐ซ ๐๐ฎ๐ฌ๐ข๐ง๐๐ฌ๐ฌ!
If you drive your ๐ฉ๐๐ซ๐ฌ๐จ๐ง๐๐ฅ ๐ฏ๐๐ก๐ข๐๐ฅ๐ for ๐๐ฎ๐ฌ๐ข๐ง๐๐ฌ๐ฌ ๐ฉ๐ฎ๐ซ๐ฉ๐จ๐ฌ๐๐ฌ (not commuting), you may be eligible to ๐๐๐๐ฎ๐๐ญ ๐๐๐ซ๐ญ๐๐ข๐ง ๐๐ฑ๐ฉ๐๐ง๐ฌ๐๐ฌ on your tax return.
โ ๏ธ ๐๐๐ โ ๐๐จ๐ฎ ๐๐ฎ๐ฌ๐ญ:
โ Keep a ๐๐๐ญ๐๐ข๐ฅ๐๐ ๐ฆ๐ข๐ฅ๐๐๐ ๐ ๐ฅ๐จ๐
โ Clearly ๐ฌ๐๐ฉ๐๐ซ๐๐ญ๐ ๐๐ฎ๐ฌ๐ข๐ง๐๐ฌ๐ฌ ๐ฏ๐ฌ. ๐ฉ๐๐ซ๐ฌ๐จ๐ง๐๐ฅ ๐ฎ๐ฌ๐
โ Claim ๐จ๐ง๐ฅ๐ฒ ๐ญ๐ก๐ ๐ฉ๐๐ซ๐๐๐ง๐ญ๐๐ ๐ of expenses related to business use
๐ง ๐๐๐ ๐๐ข๐ฉ:
Start tracking ๐ง๐จ๐ฐ โ CRA requires a ๐ฅ๐จ๐ ๐๐จ๐จ๐ค!
Missed it this year? A ๐-๐ฆ๐จ๐ง๐ญ๐ก ๐ฌ๐๐ฆ๐ฉ๐ฅ๐ ๐ฅ๐จ๐ can still help estimate your annual use.
09/25/2025
๐๐๐ฌ๐ข๐ ๐๐๐ซ๐ฌ๐จ๐ง๐๐ฅ ๐๐ฆ๐จ๐ฎ๐ง๐ญ (๐๐๐) โ ๐๐๐ฑ ๐๐๐๐ซ ๐๐๐๐
๐๐ข๐ ๐ฒ๐จ๐ฎ ๐ค๐ง๐จ๐ฐ that the first $๐๐,๐๐๐ you earn is ๐ญ๐๐ฑ-๐๐ซ๐๐ thanks to the ๐๐๐ฌ๐ข๐ ๐๐๐ซ๐ฌ๐จ๐ง๐๐ฅ ๐๐ฆ๐จ๐ฎ๐ง๐ญ?
๐ช๐ต๐ฎ๐ ๐ถ๐ ๐ถ๐?
The ๐๐๐ฌ๐ข๐ ๐๐๐ซ๐ฌ๐จ๐ง๐๐ฅ ๐๐ฆ๐จ๐ฎ๐ง๐ญ (๐๐๐) is a ๐ง๐จ๐ง-๐ซ๐๐๐ฎ๐ง๐๐๐๐ฅ๐ ๐ญ๐๐ฑ ๐๐ซ๐๐๐ข๐ญ that lets Canadian taxpayers earn up to a certain amount before paying federal income tax.
๐ ๐๐ฃ๐ ๐ง๐ถ๐ฝ
You donโt need to apply โ itโs ๐๐ฎ๐ญ๐จ๐ฆ๐๐ญ๐ข๐๐๐ฅ๐ฅ๐ฒ ๐ข๐ง๐๐ฅ๐ฎ๐๐๐ on your tax return. But make sure your ๐๐ฆ๐ฉ๐ฅ๐จ๐ฒ๐๐ซ ๐ข๐ฌ ๐ฎ๐ฌ๐ข๐ง๐ ๐ญ๐ก๐ ๐๐จ๐ซ๐ซ๐๐๐ญ ๐๐ฆ๐จ๐ฎ๐ง๐ญ on your ๐๐๐ ๐๐จ๐ซ๐ฆ!
09/23/2025
๐๐ผ๐ ๐ช๐ผ๐๐น๐ฑ ๐๐ฅ๐ ๐๐ป๐ผ๐ ๐๐ณ ๐ ๐จ๐ป๐ฑ๐ฒ๐ฟ๐ฟ๐ฒ๐ฝ๐ผ๐ฟ๐ ๐๐ป๐ฐ๐ผ๐บ๐ฒ?
โ
๐ญ. ๐ ๐ฎ๐๐ฐ๐ต๐ถ๐ป๐ด ๐ฌ๐ผ๐๐ฟ ๐ฆ๐น๐ถ๐ฝ๐
The CRA receives copies of all your T-slips โ T4 (employment), T5 (investments), T4A (contract/gig), T2202 (tuition), and more.
If your return doesnโt match their records, your file will be automatically flagged.
โ
๐ฎ. ๐๐ฎ๐ป๐ธ ๐๐ฐ๐ฐ๐ผ๐๐ป๐ ๐ ๐ผ๐ป๐ถ๐๐ผ๐ฟ๐ถ๐ป๐ด
The CRA can request bank records during audits or investigations. If deposits donโt align with your reported income, expect questions.
โ
๐ฏ. ๐๐บ๐ฝ๐น๐ผ๐๐ฒ๐ฟ & ๐ง๐ต๐ถ๐ฟ๐ฑ-๐ฃ๐ฎ๐ฟ๐๐ ๐ฅ๐ฒ๐ฝ๐ผ๐ฟ๐๐ถ๐ป๐ด
Your employer, clients, or platforms like Uber, Airbnb, and Shopify submit reports to CRA. If your name appears and itโs not on your return...
๐จ ๐ง๐ฟ๐ผ๐๐ฏ๐น๐ฒ.
โ
๐ฐ. ๐๐ถ๐ณ๐ฒ๐๐๐๐น๐ฒ ๐๐๐ฑ๐ถ๐๐
The CRA can investigate your lifestyle compared to your reported income โ high spending with low income is a red flag.
โ ๐ช๐ต๐ฎ๐ ๐๐ฎ๐ฝ๐ฝ๐ฒ๐ป๐ ๐๐ณ ๐ฌ๐ผ๐ ๐๐ฒ๐ ๐๐ฎ๐๐ด๐ต๐?
๐ด Reassessments
๐ด Interest and penalties
๐ด Potential prosecution in serious cases
๐ดLoss of eligibility for credits and benefits
๐ก ๐๐ฃ๐ ๐ง๐ถ๐ฝ:
Itโs always easier โ and cheaper โ to file correctly than to deal with a tax mess later.
09/22/2025
๐๐๐จ ๐๐ญ๐ฎ๐๐๐ง๐ญ๐ฌ ๐๐๐๐ ๐ญ๐จ ๐
๐ข๐ฅ๐ ๐๐๐ฑ๐๐ฌ ๐ข๐ง ๐๐๐ง๐๐๐?
๐๐ก๐จ๐ซ๐ญ ๐๐ง๐ฌ๐ฐ๐๐ซ: ๐๐๐ฌ โ ๐๐ง๐ ๐ก๐๐ซ๐โ๐ฌ ๐ฐ๐ก๐ฒ ๐ฒ๐จ๐ฎ ๐ฌ๐ก๐จ๐ฎ๐ฅ๐! ๐
Even if you made little or no income, filing your taxes as a student is ๐ญ๐จ๐ญ๐๐ฅ๐ฅ๐ฒ ๐ฐ๐จ๐ซ๐ญ๐ก ๐ข๐ญ:
โ
๐. ๐๐ฎ๐ข๐ญ๐ข๐จ๐ง ๐๐๐ฑ ๐๐ซ๐๐๐ข๐ญ๐ฌ
Claim your tuition fees and carry them forward โ or transfer up to $5,000 to a parent or spouse.
โ
๐. ๐๐๐/๐๐๐ ๐๐ซ๐๐๐ข๐ญ
Even with no income, you could receive quarterly payments just for filing!
โ
๐. ๐๐ฎ๐ข๐ฅ๐ ๐๐๐๐ ๐๐จ๐จ๐ฆ
Every year you file, you accumulate RRSP contribution room โ even if you donโt use it right away.
โ
๐. ๐๐ซ๐จ๐ญ๐๐๐ญ ๐๐จ๐ฎ๐ซ ๐๐๐ง๐๐๐ข๐ญ๐ฌ
Filing ensures you remain eligible for benefits like the Canada Child Benefit (if you're a student parent) or provincial aid.
โ
๐. ๐๐๐ซ๐ญ-๐๐ข๐ฆ๐ ๐จ๐ซ ๐๐ฎ๐ฆ๐ฆ๐๐ซ ๐๐จ๐๐ฌ?
If you worked, you might be owed a tax refund if too much was deducted from your pay.
09/21/2025
โ
๐๐ก๐๐ซ๐ ๐๐จ ๐๐จ๐ฎ ๐
๐ข๐ฅ๐ ๐๐๐ฑ๐๐ฌ ๐๐ ๐๐จ๐ฎ ๐๐จ๐ซ๐ค๐๐ ๐ข๐ง ๐๐ฎ๐ฅ๐ญ๐ข๐ฉ๐ฅ๐ ๐๐ซ๐จ๐ฏ๐ข๐ง๐๐๐ฌ?
โ ๐๐ฎ๐ฅ๐:
You file your personal income tax return based on the ๐ฉ๐ซ๐จ๐ฏ๐ข๐ง๐๐ ๐จ๐ซ ๐ญ๐๐ซ๐ซ๐ข๐ญ๐จ๐ซ๐ฒ ๐ฐ๐ก๐๐ซ๐ ๐ฒ๐จ๐ฎ ๐ซ๐๐ฌ๐ข๐๐๐ ๐จ๐ง ๐๐๐๐๐ฆ๐๐๐ซ ๐๐๐ฌ๐ญ of the tax year โ ๐ง๐จ๐ญ where you worked.
โก ๐๐ฑ๐๐ฆ๐ฉ๐ฅ๐:
* If you worked in Alberta during the summer but lived in Ontario on December 31, you file as an ๐๐ง๐ญ๐๐ซ๐ข๐จ ๐ซ๐๐ฌ๐ข๐๐๐ง๐ญ.
* The ๐๐ง๐ญ๐๐ซ๐ข๐จ tax rates and credits will apply.
โ
๐๐ญ๐ก๐๐ซ ๐๐ฆ๐ฉ๐จ๐ซ๐ญ๐๐ง๐ญ ๐๐จ๐ข๐ง๐ญ๐ฌy
* ๐๐ฅ๐ฅ ๐ข๐ง๐๐จ๐ฆ๐ ๐ฆ๐ฎ๐ฌ๐ญ ๐๐ ๐ซ๐๐ฉ๐จ๐ซ๐ญ๐๐, regardless of the province where it was earned.
* ๐๐ซ๐จ๐ฏ๐ข๐ง๐๐ข๐๐ฅ ๐ญ๐๐ฑ ๐ซ๐๐ญ๐๐ฌ are based on your ๐๐๐๐๐ฆ๐๐๐ซ ๐๐๐ฌ๐ญ ๐ซ๐๐ฌ๐ข๐๐๐ง๐๐.
* If you ๐ฆ๐จ๐ฏ๐๐ ๐๐จ๐ซ ๐ฐ๐จ๐ซ๐ค ๐จ๐ซ ๐ฌ๐๐ก๐จ๐จ๐ฅ, you ๐ฆ๐๐ฒ ๐๐ฅ๐๐ข๐ฆ ๐ฆ๐จ๐ฏ๐ข๐ง๐ ๐๐ฑ๐ฉ๐๐ง๐ฌ๐๐ฌ (if eligible under CRA rules).
๐ก ๐๐๐ ๐๐ข๐ฉ
Keep ๐๐๐ฌ, ๐ฉ๐๐ฒ ๐ฌ๐ญ๐ฎ๐๐ฌ, and any other income documents from ๐๐๐๐ก ๐ฉ๐ซ๐จ๐ฏ๐ข๐ง๐๐ where you worked. The CRA may request them.
09/18/2025
๐งพ๐ก ๐๐ข๐๐งโ๐ญ ๐ฎ๐ฌ๐ ๐๐ฅ๐ฅ ๐ฒ๐จ๐ฎ๐ซ ๐ญ๐๐ฑ ๐๐ซ๐๐๐ข๐ญ๐ฌ ๐ญ๐ก๐ข๐ฌ ๐ฒ๐๐๐ซ? ๐๐จ๐งโ๐ญ ๐ฐ๐จ๐ซ๐ซ๐ฒ โ ๐ฒ๐จ๐ฎ ๐๐๐ง ๐๐๐ซ๐ซ๐ฒ ๐ญ๐ก๐๐ฆ ๐๐จ๐ซ๐ฐ๐๐ซ๐!
Whether it's ๐ญ๐ฎ๐ข๐ญ๐ข๐จ๐ง, ๐๐๐๐ ๐๐จ๐ง๐ญ๐ซ๐ข๐๐ฎ๐ญ๐ข๐จ๐ง๐ฌ, or ๐๐ก๐๐ซ๐ข๐ญ๐๐๐ฅ๐ ๐๐จ๐ง๐๐ญ๐ข๐จ๐ง๐ฌ, unused credits can still save you money in the future when your income is higher. ๐
โ
Tuition amounts โ transfer up to $5,000 or carry forward the rest
โ
RRSP contributions โ unused amounts carry forward ๐ข๐ง๐๐๐๐ข๐ง๐ข๐ญ๐๐ฅ๐ฒ
โ
Charitable donations โ claim within 5 years to maximize your refund
๐ ๐๐๐ ๐๐ข๐ฉ: Keep track of your unused credits โ theyโre future tax savings waiting to happen!
09/18/2025
๐ ๐๐จ๐ฐ ๐๐จ๐ง๐ ๐๐จ ๐ ๐๐๐๐ ๐ญ๐จ ๐๐๐๐ฉ ๐๐ฒ ๐๐๐ฑ ๐๐จ๐๐ฎ๐ฆ๐๐ง๐ญ๐ฌ ๐ข๐ง ๐๐๐ง๐๐๐?
โ
The CRA requires you to keep your tax records for ๐๐ญ ๐ฅ๐๐๐ฌ๐ญ ๐ ๐ฒ๐๐๐ซ๐ฌ from the end of the tax year they relate to.
๐๏ธ ๐๐ฑ๐๐ฆ๐ฉ๐ฅ๐:
If you filed your 2024 taxes in spring 2025, you must keep those records until ๐๐ญ ๐ฅ๐๐๐ฌ๐ญ ๐ญ๐ก๐ ๐๐ง๐ ๐จ๐ ๐๐๐๐!
๐ ๐๐๐ ๐๐ข๐ฉ:
โ
Keep both ๐ฉ๐๐ฉ๐๐ซ ๐๐ง๐ ๐๐ข๐ ๐ข๐ญ๐๐ฅ ๐๐จ๐ฉ๐ข๐๐ฌ if you can. CRA accepts electronic records, but they must be ๐๐ฅ๐๐๐ซ, ๐จ๐ซ๐ ๐๐ง๐ข๐ณ๐๐, ๐๐ง๐ ๐๐๐๐๐ฌ๐ฌ๐ข๐๐ฅ๐ if requested.
09/15/2025
๐๐ธ ๐๐จ ๐ ๐๐๐๐ ๐ญ๐จ ๐๐๐ฉ๐จ๐ซ๐ญ ๐๐ง๐๐จ๐ฆ๐ ๐๐ซ๐จ๐ฆ ๐๐๐ซ๐จ๐๐?
โ
๐ฌ๐๐ฆ โ If you are a ๐ฟ๐ฒ๐๐ถ๐ฑ๐ฒ๐ป๐ ๐ผ๐ณ ๐๐ฎ๐ป๐ฎ๐ฑ๐ฎ ๐ณ๐ผ๐ฟ ๐๐ฎ๐
๐ฝ๐๐ฟ๐ฝ๐ผ๐๐ฒ๐, you must report your ๐๐ผ๐ฟ๐น๐ฑ๐๐ถ๐ฑ๐ฒ ๐ถ๐ป๐ฐ๐ผ๐บ๐ฒ on your Canadian tax return.
That includes:
โ Foreign employment income
โ Rental income from overseas property
โ Interest, dividends, or pensions from other countries
โ Cryptocurrency or investment gains abroad
๐ The CRA taxes global income, ๐ฏ๐๐ ๐๐ผ๐ ๐บ๐ฎ๐ ๐ฏ๐ฒ ๐ฒ๐น๐ถ๐ด๐ถ๐ฏ๐น๐ฒ ๐ณ๐ผ๐ฟ ๐๐ต๐ฒ ๐ณ๐ผ๐ฟ๐ฒ๐ถ๐ด๐ป ๐๐ฎ๐
๐ฐ๐ฟ๐ฒ๐ฑ๐ถ๐ to avoid double taxation.
๐๐ฃ๐ ๐ง๐ถ๐ฝ:
Make sure you declare ๐ณ๐ผ๐ฟ๐ฒ๐ถ๐ด๐ป ๐ฝ๐ฟ๐ผ๐ฝ๐ฒ๐ฟ๐๐ ๐ผ๐๐ฒ๐ฟ $๐ญ๐ฌ๐ฌ,๐ฌ๐ฌ๐ฌ ๐๐๐ (like real estate or investment accounts) using ๐๐ผ๐ฟ๐บ ๐ง๐ญ๐ญ๐ฏ๐ฑ.
09/15/2025
๐ช ๐๐จ ๐ ๐๐๐ฏ๐ ๐ญ๐จ ๐๐๐ฒ ๐๐๐ฑ ๐จ๐ง ๐๐ซ๐ฒ๐ฉ๐ญ๐จ๐๐ฎ๐ซ๐ซ๐๐ง๐๐ฒ ๐๐ซ๐จ๐๐ข๐ญ๐ฌ ๐ข๐ง ๐๐๐ง๐๐๐?
โ
๐๐๐ โ Cryptocurrency is ๐ญ๐๐ฑ๐๐๐ฅ๐ ๐ข๐ง ๐๐๐ง๐๐๐!
The CRA treats crypto like any other investment โ if you ๐ฉ๐ซ๐จ๐๐ข๐ญ, you may ๐จ๐ฐ๐ ๐ญ๐๐ฑ.
๐ ๐๐๐ ๐๐ข๐ฉ:
Track all your transactions โ ๐๐๐ญ๐, ๐ฏ๐๐ฅ๐ฎ๐ ๐ข๐ง ๐๐๐, ๐๐๐๐ฌ, ๐๐ง๐ ๐ฉ๐ฎ๐ซ๐ฉ๐จ๐ฌ๐.
Crypto exchanges ๐๐จ๐งโ๐ญ ๐๐ฅ๐ฐ๐๐ฒ๐ฌ ๐ข๐ฌ๐ฌ๐ฎ๐ ๐ญ๐๐ฑ ๐ฌ๐ฅ๐ข๐ฉ๐ฌ!
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