Anker RETax

Home
Canada
Calgary, AB
Anker RETax

Call Website Contact the business

Maximise wealth with expert tax solutions & strategies tailored for real estate investors.

At Anker RETax, we specialise in expert accounting, tax services, and Smith Manoeuvre strategies for real estate investors. Our personalised approach helps streamline your finances, optimise tax savings, and accelerate wealth creation, so you can focus on building your portfolio.

10/25/2026

Spooky, isn’t it?

You bought the home. Made every payment. Watched the balance slowly come down. Did everything you were supposed to do. And somewhere along the way, the retirement savings just never quite got started. Because after the mortgage, the groceries, the kids, and everything else that doesn't pause, there wasn't a lot left over.

Now retirement is closer than it used to feel. And the math is uncomfortable.

Here's what most homeowners in that position don't know. The mortgage they've been paying all along could have been building something on the other side at the same time. Not by finding extra money. Not by cutting spending. Just by structuring the same payment differently.

The Smith Manoeuvre™ takes the equity your mortgage creates every month and puts it to work immediately in a growing investment portfolio. The mortgage still gets paid down. A tax refund comes back every year and goes straight back into the strategy.

Both things happen at the same time, from the payment already going out the door.

It's not too late to change the trajectory. But the sooner the structure is in place, the more time it has to work.

As a Smith Manoeuvre Certified Professional™, this is the conversation I wish every homeowner had before they needed it.

Reach out and let's talk.

10/23/2026

What if your business is busier than ever… but the bank account doesn’t feel like it?

More sales don’t automatically mean more cash.

Take 20 minutes this week and look at:
• What came in
• What went out
• What customers still owe you
• What bills are coming

You don’t need to become your own CFO.

You do need to know what your numbers are telling you.

10/21/2026

Your property value went up.

Great.

Now what?

Sell?
Refinance?
Hold?

The answer isn’t automatically whichever option sounds most exciting.

Cash flow, financing costs, long-term objectives and potential tax consequences all belong in the conversation.

Our newest blog walks through what Canadian real estate investors should consider before making the next move.

10/19/2026

You don’t have to wait until you have a tax problem to talk to an accountant.

In fact, we’d rather you didn’t.

Buying an investment property. Growing a business. Refinancing. Making a large purchase. Changing how you pay yourself.

These are all times when understanding the accounting and tax implications before the decision can be useful.

Tax returns tell us what happened.

Good planning happens earlier.

10/17/2026

The average Canadian has about $129,000 saved for retirement.

Canadians say they need around $1.7 million to retire comfortably.

That gap isn't a rounding error. It's a structural problem that's been accumulating for years and, for most homeowners, the solution has been sitting inside their mortgage the whole time.

Home equity is the largest asset most Canadian homeowners will ever have. And under a standard mortgage, it does exactly nothing for retirement until the home is sold. It doesn't compound. It doesn't generate income. It just accumulates inside the walls, waiting.

The Smith Manoeuvre™ can change that.
It takes the equity your mortgage creates every single month and puts it to work immediately in a growing investment portfolio. The mortgage still gets paid down, faster than it would have otherwise. A tax refund comes back every year and goes straight back into the strategy.

The retirement gap doesn't close by accident. It closes because someone decided to use what they already had more intentionally.

As a Smith Manoeuvre Certified Professional™, that's the conversation I help homeowners have.

If the retirement math has been bothering you, that's worth paying attention to.

10/15/2026

"I have a rental, so I can write off the mortgage.”

Not quite.

CRA distinguishes between your mortgage principal and qualifying interest.

Mortgage principal is not a deductible rental expense. Interest on money borrowed to buy or improve a rental property may be deductible when the requirements are met.

One mortgage payment. Two very different tax treatments.

10/13/2026

As a Smith Manoeuvre Certified Professional™, my job is to figure out whether this actually fits your situation.

If it does, I'll show you exactly what it looks like.

If it doesn't, I'll tell you that too.

Either way, you'll leave the conversation knowing something useful.

Reach out and let's talk.

10/09/2026

Most Canadians were taught one thing about debt. Avoid it. Pay it off. Get out from under it as fast as possible.

That's not bad advice for the wrong kind of debt. But a mortgage isn't a credit card. And treating it the same way costs most homeowners hundreds of thousands of dollars in missed opportunity over a lifetime.

The CRA allows interest on money borrowed to invest to be tax deductible.

Most homeowners will never access that provision, not because they don't qualify, but because their mortgage was never structured to make it possible.

The Smith Manoeuvre™ changes that. It converts non-deductible mortgage debt into tax-deductible investment debt, one payment at a time. The same mortgage, restructured, starts generating annual tax refunds that grow year over year and go straight back into the strategy.

Good debt isn't a myth. It's a structure. And it's available to any Canadian homeowner with at least 20% equity in their home.

If you've never looked at your mortgage this way, there’s no better time than right now.

Let’s talk.

10/07/2026

January: “This year I’m staying organised.”

October: “Why is this receipt in my glovebox?”

If your bookkeeping system has slowly become a collection of screenshots, emails and mystery receipts, consider this your sign to do a little clean-up before year-end.

Future-you deserves better.

10/05/2026

What if one hour a week could save you days of stress at tax time?

Use that hour to:
✔ Update your bookkeeping
✔ Upload receipts
✔ Review cash flow
✔ Send outstanding invoices

It's not glamorous.

But consistency beats catching up every single time.

Address

Calgary, AB

Telephone

+15873533388

Website

http://moniqueverlaan.smithman.ca/, http://ankerretax.com/, http://ankerretax.myflodesk.com/taxtiptuesdays

Alerts

Be the first to know and let us send you an email when Anker RETax posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.