Insurance & Investment Planning Jessica and Michael have had the advantage of growing up in a family that was entrenched in the financial services industry.
Their mother Anne Kemp, father Rick Kemp, and uncle Darrell Kemp (all working with Freedom 55 Financial) have more than 100 years of combined experience in financial services. Jessica and Michael enjoy working with their clients at both ends of the spectrum; building the foundation for their clients just entering the working world, and creating retirement plans for those clients in the twilight of
05/06/2026
Supporting families is at the core of everything we believe in.
We’re proud to continually support Ronald McDonald House Charities and the meaningful work they do for families in need, especially on McHappy Day.
Swipe to learn how you can support today.
04/05/2026
From our family to yours, we wish you an egg-cellent Easter! 🐰💐
Life insurance is often misunderstood.
For high net worth families, it is not about income replacement it is about liquidity at death.
The focus:
• Tax liabilities
• Outstanding debt
What many do not realize these can be insured up to 100%.
The goal is simple:
Protect the strategy, so assets do not need to be sold at the wrong time.
02/26/2026
We can’t control timing.
But we can control whether there’s liquidity, clarity, and a plan in place.
That’s what life insurance is really for.
02/20/2026
Life insurance isn’t meant to outperform a portfolio.
It’s meant to protect it.
For many affluent families, wealth lives across personal portfolios, holding companies, and highly appreciated assets.
The real question isn’t about return.
It’s about liquidity.
It’s about taxes.
It’s about protecting a long-term strategy from being undone at the wrong time.
Advanced planning isn’t just about growth.
It’s about structure.
Planning works best before it’s needed.
02/10/2026
We're proud to share this moment of gratitude! 🩵
We officially named our work-from-home room in our House in honour of the Kemp family - a unit that truly exemplifies families helping families.
For more than a decade, the Kemp family - lead by Anne & Richard and with continued service through Michael & Jessica - have been supporters of Ronald McDonald House. In particular Mike has been a steadfast supporter of our mission, generously sharing his time and expertise as a valued member of our Board of Directors, even sitting as past Board Chair. His leadership, guidance, and belief in our work have helped make a lasting impact on the families we serve.
As the owners of Kemp Financial Group Inc., it felt especially fitting to name a work-from-home space after a family whose professional and personal values so closely align with our own!
Thank you to the entire Kemp family for your years of dedication, generosity, and unwavering commitment to keeping families close when they need it most!
Take a closer look inside the Kemp Family Business Centre at Ronald McDonald House South Central Ontario.
Created to give families a quiet space to take calls, focus, or just pause while staying close to their loved ones.
A huge thank you to Mario De Divitiis for helping bring this space to life.
The Kemp family has been proud supporters of Ronald McDonald House for over a decade, and this is a space that reflects their ongoing commitment to families in the community. 🩵
01/21/2026
The most important plans begin with a conversation.
When it comes to protecting your family and your legacy, clarity matters.
Reach out to us to take the first step toward preserving your family legacy.
01/09/2026
The start of a new year is an opportunity to look beyond today and focus on what truly matters most. Protecting your family and building a lasting legacy is not just about wealth. It's about planning, security, and passing on your values.
Here is a simple 2026 checklist to help ensure your family’s future is protected:
✅ Review your estate plan
✅ Secure your family’s financial future
✅ Communicate your wishes
✅ Review insurance and protection plans
✅ Plan for generational wealth
✅ Schedule a consultation with the team at Kemp Financial Group
How will you begin building your family’s legacy this year? Comment down below 👇
12/29/2025
As 2025 comes to a close it is a great time to check in on your savings strategy ✨
December 31 is the deadline for contributions to your TFSA, FHSA and RESP. While unused room carries forward contributing sooner gives your investments more time to grow in a tax efficient way.
RRSP contributions made by March 2, 2026 can be deducted against your 2025 income which is an important opportunity for tax and retirement planning 💡
Whether you are saving for education, navigating incorporation or building long term legacy wealth, thoughtful planning can make a meaningful difference.
The team at Kemp Financial Group is here to help you stay ahead not just on deadlines but on strategy.
📞 Ready to get started? Let us help make 2026 your year for smarter planning.
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