Plan and Implement Financial Planning - Mary Favelle

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Plan and Implement Financial Planning - Mary Favelle Get advice. Enjoy life. Our goal is for clients to live a life with financial confidence and freedom.

Plan and Implement is a Financial Planning Expert located in Geelong, Victoria and services clients across Australia. The advice we cover includes self-managed super funds (SMSF), superannuation, allocated pension, defined benefit pension, retirement planning, financial planning for women, DVA financial planning, personal insurance, cash flow management, business insurance, insurance claim management, estate planning, investment advice, and other financial services. The information contained in posts on this site represent general information only. It is not intended to be a personal recommendation, offer, advice or invitation to purchase, sell or otherwise deal in securities or other investments. Before making any decision in respect to a financial product, you should seek advice from an appropriately qualified professional. We believe that the information contained on this page and in the posted articles are accurate. However, we are not specifically licensed to provide tax or legal advice and any information that may relate to you should be confirmed with your tax or legal adviser.

The first question I am usually asked by people thinking about retirement is "Do I have enough money?"  That is importan...
17/09/2026

The first question I am usually asked by people thinking about retirement is "Do I have enough money?" That is important, but more important is what are you going to do once you don't need to go to work. To ease the transition into retirement find out what brings you joy and what you want to explore in this next stage of life.

It is meant to mark the start of the best period of your life, but transitioning from the workforce into retirement can be challenging and for some it reveals home truths they never had to confront in their busy pre-retirement lives.

Many essentials are increasing in cost a lot more than inflation.  This is why a regular review of your budget is import...
03/09/2026

Many essentials are increasing in cost a lot more than inflation. This is why a regular review of your budget is important. Don't blame yourself for a reality that is out of your control. However, you can adapt.

Household budgets have absorbed the sharpest, most sustained cost shock in a generation.

Borrowing money from family and friends can work if repayment expectations are clearly defined before money is exchanged...
23/08/2026

Borrowing money from family and friends can work if repayment expectations are clearly defined before money is exchanged.

It’s one of the toughest money conversations anyone can have, and potentially destroys close relationships.

13/05/2026

Another Federal Budget done and dusted. This one felt unnecessarily mean. There was a massive tax grab with proposed changes to capital gains tax concessions and negative gearing, as well as taxation of discretionary trusts. Not a lot given to low-income households. In fact, some will end up worse off. The theme of the night was a promise of 75,000 new homeowners over 10 years. This was based on tax changes and infrastructure spending. The Government didn't acknowledge that the continued reliance on very high net immigration will compete with first home buyers just as real estate investors currently do.

12/05/2026

This is not my official Budget Summary, but it is funny.

Tax season is targeted for scams.  If you feel unsure about a request for information, check with the organisation indep...
11/05/2026

Tax season is targeted for scams. If you feel unsure about a request for information, check with the organisation independently before
1. providing codes sent to your phone or email
2. providing personal details
3. Clicking on tabs or replying to emails

11/05/2026

Tomorrow's Budget Night should be interesting. I expect a lot of passive aggressive blame shifting and a lack of financial accountability.

07/05/2026

With Tuesday's interest rate hike, it was nice to get a giggle. Comedy works because it is so true.

Last year I participated in this important fund-raiser.  Shining a light on su***de among ADF members and veterans.  I a...
22/02/2026

Last year I participated in this important fund-raiser. Shining a light on su***de among ADF members and veterans. I am marching for the families and friends left asking themselves everyday if there was something they could have done. Please support me in this endeavour.

This March, I'm be marching on to help prevent veteran su***de and save lives. Please sponsor me now

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Monday 09:00 - 17:00
Tuesday 09:00 - 17:00
Wednesday 09:00 - 17:00
Thursday 09:00 - 17:00
Friday 09:00 - 17:00

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