Altruist Advisers Australia

Maharashtra Mandal Perth Business Expo – A Big Thank You! 🎉

We had a fantastic time being part of the Maharashtra Mandal Perth Business Expo as an event sponsor. It was a great opportunity to showcase our offerings, connect with the community, and engage with so many wonderful people.

A heartfelt thank you to Maharashtra Mandal Perth for organising such a well-coordinated event and for giving us the platform to participate.

🏆 Raffle Draw Winner Announcement
We’re excited to announce that the winner of our raffle is:
👉 Congratulations Mr. Sudhir Pawar !

Thank you to everyone who visited our stall and participated—we truly appreciate your support!
Looking forward to many more such collaborations and community events.

We are delighted to share that Altruist Advisers Australia is proudly sponsoring the Harmony Chashak Women’s Cricket Tournament organised by Maratha Warriors for the very first time.

It’s truly a pleasure to support an event that brings the community together through sport, teamwork and connection.

Congratulations to all the teams and players on a fantastic tournament! Hope everyone enjoyed the competition, camaraderie, and spirit of the game. 🏏

Lugâdê Chêtãnã Suruchi Bapat

Supporting a great cause 🚴‍♂️
We’re proud to support Reon, who is taking on an incredible 200km ride to raise funds for cancer research and support.
Reon has long been a strong supporter of the financial advice community, and it’s inspiring to see his commitment extend beyond the profession and into making a meaningful difference in people’s lives.
Every effort like this brings us closer to better outcomes for those affected by cancer.
If you’re able to, we encourage you to support this fantastic cause.
Wishing you all the best for the ride, Reon — we’re behind you all the way!

Mandar Bapat

Reon Botha In October I’m riding 200km in the MACA Cancer 200 Ride for Research to help find a cure for cancer. I could really use your help to raise as much as I possibly can to make a difference. I’m passionate about this and I hope you will support me.

𝐈’𝐦 𝐩𝐫𝐨𝐮𝐝 𝐭𝐨 𝐬𝐮𝐩𝐩𝐨𝐫𝐭 𝐭𝐡𝐢𝐬 SaVinay - Theatre and Entertainment 𝐬𝐩𝐞𝐜𝐢𝐚𝐥 𝐦𝐮𝐬𝐢𝐜𝐚𝐥 𝐞𝐯𝐞𝐧𝐢𝐧𝐠 𝐰𝐢𝐭𝐡 𝐌𝐚𝐡𝐞𝐬𝐡 𝐊𝐚𝐥𝐞, 𝐜𝐞𝐥𝐞𝐛𝐫𝐚𝐭𝐢𝐧𝐠 𝐨𝐮𝐫 𝐜𝐮𝐥𝐭𝐮𝐫𝐞 𝐚𝐧𝐝 𝐛𝐫𝐢𝐧𝐠𝐢𝐧𝐠 𝐭𝐡𝐞 𝐦𝐮𝐬𝐢𝐜𝐚𝐥 𝐜𝐨𝐦𝐦𝐮𝐧𝐢𝐭𝐲 𝐭𝐨𝐠𝐞𝐭𝐡𝐞𝐫.

𝐀 𝐪𝐮𝐢𝐜𝐤 𝐢𝐧𝐭𝐫𝐨 — 𝐈’𝐦 𝐌𝐚𝐧𝐝𝐚𝐫 𝐁𝐚𝐩𝐚𝐭, 𝐟𝐨𝐮𝐧𝐝𝐞𝐫 𝐨𝐟 𝐀𝐥𝐭𝐫𝐮𝐢𝐬𝐭 𝐀𝐝𝐯𝐢𝐬𝐞𝐫𝐬 𝐀𝐮𝐬𝐭𝐫𝐚𝐥𝐢𝐚. 𝐈’𝐯𝐞 𝐰𝐨𝐫𝐤𝐞𝐝 𝐢𝐧 𝐛𝐚𝐧𝐤𝐢𝐧𝐠 𝐢𝐧 𝐈𝐧𝐝𝐢𝐚 𝐚𝐧𝐝 𝐧𝐨𝐰 𝐡𝐞𝐥𝐩 𝐟𝐚𝐦𝐢𝐥𝐢𝐞𝐬 𝐡𝐞𝐫𝐞 𝐢𝐧 𝐀𝐮𝐬𝐭𝐫𝐚𝐥𝐢𝐚 𝐰𝐢𝐭𝐡 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐚𝐝𝐯𝐢𝐜𝐞, 𝐞𝐬𝐩𝐞𝐜𝐢𝐚𝐥𝐥𝐲 𝐦𝐢𝐠𝐫𝐚𝐧𝐭𝐬 𝐰𝐡𝐨 𝐚𝐫𝐞 𝐛𝐮𝐢𝐥𝐝𝐢𝐧𝐠 𝐥𝐢𝐟𝐞 𝐚𝐰𝐚𝐲 𝐟𝐫𝐨𝐦 𝐡𝐨𝐦𝐞. _𝐓𝐡𝐞 𝐭𝐡𝐫𝐞𝐞 𝐩𝐢𝐥𝐥𝐚𝐫𝐬 𝐨𝐟 𝐦𝐲 𝐚𝐝𝐯𝐢𝐜𝐞 𝐚𝐫𝐞 𝐂𝐥𝐚𝐫𝐢𝐭𝐲, 𝐒𝐭𝐫𝐚𝐭𝐞𝐠𝐲 𝐚𝐧𝐝 𝐌𝐞𝐚𝐧𝐢𝐧𝐠 (𝐂𝐒𝐌) — 𝐜𝐥𝐞𝐚𝐫 𝐚𝐝𝐯𝐢𝐜𝐞 𝐭𝐡𝐚𝐭’𝐬 𝐢𝐧𝐭𝐞𝐧𝐭𝐢𝐨𝐧𝐚𝐥 𝐚𝐧𝐝 𝐫𝐞𝐥𝐞𝐯𝐚𝐧𝐭._
𝐎𝐯𝐞𝐫 𝐭𝐡𝐞 𝐲𝐞𝐚𝐫𝐬, 𝐈’𝐯𝐞 𝐬𝐞𝐞𝐧 𝐦𝐚𝐧𝐲 𝐨𝐟 𝐮𝐬 𝐰𝐨𝐫𝐤 𝐯𝐞𝐫𝐲 𝐡𝐚𝐫𝐝, 𝐞𝐚𝐫𝐧 𝐰𝐞𝐥𝐥 — 𝐲𝐞𝐭 𝐬𝐭𝐢𝐥𝐥 𝐟𝐞𝐞𝐥 𝐮𝐧𝐬𝐮𝐫𝐞 𝐚𝐛𝐨𝐮𝐭 𝐦𝐨𝐧𝐞𝐲.

𝑆𝑜𝑚𝑒 𝑐𝑜𝑚𝑚𝑜𝑛 𝑞𝑢𝑒𝑠𝑡𝑖𝑜𝑛𝑠 𝐼 ℎ𝑒𝑎𝑟 𝑎𝑟𝑒:
▪️ “𝐻𝑜𝑤 𝑑𝑜 𝑤𝑒 𝑠𝑎𝑣𝑒 𝑒𝑛𝑜𝑢𝑔ℎ 𝑓𝑜𝑟 𝑜𝑢𝑟 𝑓𝑖𝑟𝑠𝑡 ℎ𝑜𝑚𝑒 ?”
▪️ “𝑊𝑒 ℎ𝑎𝑣𝑒 𝑜𝑛𝑒 𝑜𝑟 𝑡𝑤𝑜 𝑖𝑛𝑐𝑜𝑚𝑒𝑠, 𝑘𝑖𝑑𝑠 𝑎𝑛𝑑 𝑑𝑒𝑏𝑡 — 𝑎𝑟𝑒 𝑤𝑒 𝑑𝑜𝑖𝑛𝑔 𝑜𝑘𝑎𝑦?”
▪️ “𝑊𝑒 𝑎𝑟𝑒 𝑖𝑛 𝑜𝑢𝑟 50𝑠 … ℎ𝑎𝑣𝑒 𝑤𝑒 𝑙𝑒𝑓𝑡 𝑟𝑒𝑡𝑖𝑟𝑒𝑚𝑒𝑛𝑡 𝑝𝑙𝑎𝑛𝑛𝑖𝑛𝑔 𝑡𝑜𝑜 𝑙𝑎𝑡𝑒?”
▪️ “𝑊ℎ𝑦 𝑎𝑟𝑒 𝑤𝑒 𝑝𝑎𝑦𝑖𝑛𝑔 𝑠𝑜 𝑚𝑢𝑐ℎ 𝑡𝑎𝑥 ?”
▪️ “𝑇ℎ𝑒𝑟𝑒’𝑠 𝑡𝑜𝑜 𝑚𝑢𝑐ℎ 𝑖𝑛𝑓𝑜𝑟𝑚𝑎𝑡𝑖𝑜𝑛 𝑜𝑛 𝑝𝑜𝑑𝑐𝑎𝑠𝑡𝑠, 𝑟𝑒𝑒𝑙𝑠 𝑎𝑛𝑑 𝑊ℎ𝑎𝑡𝑠𝐴𝑝𝑝 — 𝑤ℎ𝑎𝑡 𝑠ℎ𝑜𝑢𝑙𝑑 𝑤𝑒 𝑎𝑐𝑡𝑢𝑎𝑙𝑙𝑦 𝑑𝑜?”

I’ve written a short article just for migrants — please read it here:
👉 https://altruist.au/blog-1/f/financial-planning-for-migrants-in-australia

𝐈𝐟 𝐢𝐭 𝐫𝐞𝐬𝐨𝐧𝐚𝐭𝐞𝐬, 𝐈 𝐨𝐟𝐟𝐞𝐫 𝐚 𝐂𝐨𝐦𝐩𝐥𝐢𝐦𝐞𝐧𝐭𝐚𝐫𝐲 𝐓𝐞𝐥𝐞𝐩𝐡𝐨𝐧𝐞 𝐃𝐢𝐬𝐜𝐨𝐯𝐞𝐫𝐲 𝐂𝐚𝐥𝐥 (𝐬𝐡𝐨𝐫𝐭, 𝐧𝐨‑𝐨𝐛𝐥𝐢𝐠𝐚𝐭𝐢𝐨𝐧):

👉 Visit www.altruist.au to book your phone call.

🎁 𝐀𝐬 𝐚 धन्यवाद 𝐭𝐨 𝐞𝐯𝐞𝐧𝐭 𝐚𝐭𝐭𝐞𝐧𝐝𝐞𝐞𝐬, 𝐚 𝐬𝐩𝐞𝐜𝐢𝐚𝐥 𝐝𝐢𝐬𝐜𝐨𝐮𝐧𝐭 𝐨𝐧 𝐭𝐡𝐞 𝐈𝐧𝐢𝐭𝐢𝐚𝐥 𝐀𝐝𝐯𝐢𝐜𝐞 𝐅𝐞𝐞 𝐢𝐬 𝐚𝐯𝐚𝐢𝐥𝐚𝐛𝐥𝐞.

Wishing everyone a wonderful evening of music 🎶
🌸

Ticket Link -
https://www.premiertickets.co/.../mahesh-kales.../

🙏 नमस्कार,

I’m proud to support this *SaVinay* special musical evening with *Mahesh Kale* , celebrating our culture and bringing the musical community together.

A quick intro — I’m *Mandar Bapat* , founder of *Altruist Advisers Australia*. I’ve worked in banking in India and now help families here in Australia with financial advice, especially migrants like us who are building life away from home. _The three pillars of my advice are Clarity, Strategy and Meaning (CSM) — clear advice that’s intentional and relevant._

Over the years, I’ve seen many of us work very hard, earn well — yet still feel unsure about money.

Some common questions I hear are:
▪️ “How do we save enough for our *first home* ?”
▪️ “We have one or two incomes, *kids and debt* — are we doing okay?”
▪️ “We are in our *50s* … have we left *retirement planning* too late?”
▪️ “Why are we paying *so much tax* ?”
▪️ “There’s *too much information* on podcasts, reels and WhatsApp — what should we actually do?”

I’ve written a short article just for migrants — please read it here:
👉

If it resonates, I offer a *Complimentary Telephone Discovery Call* (short, no‑obligation):

👉

🎁 *As a धन्यवाद to event attendees*, a *special discount on the Initial Advice Fee* is available.

Wishing everyone a wonderful evening of music 🎶🌸

𝐈’𝐦 𝐩𝐫𝐨𝐮𝐝 𝐭𝐨 𝐬𝐮𝐩𝐩𝐨𝐫𝐭 𝐭𝐡𝐢𝐬 𝐒𝐚𝐕𝐢𝐧𝐚𝐲 𝐬𝐩𝐞𝐜𝐢𝐚𝐥 𝐦𝐮𝐬𝐢𝐜𝐚𝐥 𝐞𝐯𝐞𝐧𝐢𝐧𝐠 𝐰𝐢𝐭𝐡 𝐌𝐚𝐡𝐞𝐬𝐡 𝐊𝐚𝐥𝐞, 𝐜𝐞𝐥𝐞𝐛𝐫𝐚𝐭𝐢𝐧𝐠 𝐨𝐮𝐫 𝐜𝐮𝐥𝐭𝐮𝐫𝐞 𝐚𝐧𝐝 𝐛𝐫𝐢𝐧𝐠𝐢𝐧𝐠 𝐭𝐡𝐞 𝐦𝐮𝐬𝐢𝐜𝐚𝐥 𝐜𝐨𝐦𝐦𝐮𝐧𝐢𝐭𝐲 𝐭𝐨𝐠𝐞𝐭𝐡𝐞𝐫.

𝐀 𝐪𝐮𝐢𝐜𝐤 𝐢𝐧𝐭𝐫𝐨 — 𝐈’𝐦 𝐌𝐚𝐧𝐝𝐚𝐫 𝐁𝐚𝐩𝐚𝐭, 𝐟𝐨𝐮𝐧𝐝𝐞𝐫 𝐨𝐟 𝐀𝐥𝐭𝐫𝐮𝐢𝐬𝐭 𝐀𝐝𝐯𝐢𝐬𝐞𝐫𝐬 𝐀𝐮𝐬𝐭𝐫𝐚𝐥𝐢𝐚. 𝐈’𝐯𝐞 𝐰𝐨𝐫𝐤𝐞𝐝 𝐢𝐧 𝐛𝐚𝐧𝐤𝐢𝐧𝐠 𝐢𝐧 𝐈𝐧𝐝𝐢𝐚 𝐚𝐧𝐝 𝐧𝐨𝐰 𝐡𝐞𝐥𝐩 𝐟𝐚𝐦𝐢𝐥𝐢𝐞𝐬 𝐡𝐞𝐫𝐞 𝐢𝐧 𝐀𝐮𝐬𝐭𝐫𝐚𝐥𝐢𝐚 𝐰𝐢𝐭𝐡 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐚𝐝𝐯𝐢𝐜𝐞, 𝐞𝐬𝐩𝐞𝐜𝐢𝐚𝐥𝐥𝐲 𝐦𝐢𝐠𝐫𝐚𝐧𝐭𝐬 𝐥𝐢𝐤𝐞 𝐮𝐬 𝐰𝐡𝐨 𝐚𝐫𝐞 𝐛𝐮𝐢𝐥𝐝𝐢𝐧𝐠 𝐥𝐢𝐟𝐞 𝐚𝐰𝐚𝐲 𝐟𝐫𝐨𝐦 𝐡𝐨𝐦𝐞. _𝐓𝐡𝐞 𝐭𝐡𝐫𝐞𝐞 𝐩𝐢𝐥𝐥𝐚𝐫𝐬 𝐨𝐟 𝐦𝐲 𝐚𝐝𝐯𝐢𝐜𝐞 𝐚𝐫𝐞 𝐂𝐥𝐚𝐫𝐢𝐭𝐲, 𝐒𝐭𝐫𝐚𝐭𝐞𝐠𝐲 𝐚𝐧𝐝 𝐌𝐞𝐚𝐧𝐢𝐧𝐠 (𝐂𝐒𝐌) — 𝐜𝐥𝐞𝐚𝐫 𝐚𝐝𝐯𝐢𝐜𝐞 𝐭𝐡𝐚𝐭’𝐬 𝐢𝐧𝐭𝐞𝐧𝐭𝐢𝐨𝐧𝐚𝐥 𝐚𝐧𝐝 𝐫𝐞𝐥𝐞𝐯𝐚𝐧𝐭._

𝐎𝐯𝐞𝐫 𝐭𝐡𝐞 𝐲𝐞𝐚𝐫𝐬, 𝐈’𝐯𝐞 𝐬𝐞𝐞𝐧 𝐦𝐚𝐧𝐲 𝐨𝐟 𝐮𝐬 𝐰𝐨𝐫𝐤 𝐯𝐞𝐫𝐲 𝐡𝐚𝐫𝐝, 𝐞𝐚𝐫𝐧 𝐰𝐞𝐥𝐥 — 𝐲𝐞𝐭 𝐬𝐭𝐢𝐥𝐥 𝐟𝐞𝐞𝐥 𝐮𝐧𝐬𝐮𝐫𝐞 𝐚𝐛𝐨𝐮𝐭 𝐦𝐨𝐧𝐞𝐲.
𝑆𝑜𝑚𝑒 𝑐𝑜𝑚𝑚𝑜𝑛 𝑞𝑢𝑒𝑠𝑡𝑖𝑜𝑛𝑠 𝐼 ℎ𝑒𝑎𝑟 𝑎𝑟𝑒:
▪️ “𝐻𝑜𝑤 𝑑𝑜 𝑤𝑒 𝑠𝑎𝑣𝑒 𝑒𝑛𝑜𝑢𝑔ℎ 𝑓𝑜𝑟 𝑜𝑢𝑟 𝑓𝑖𝑟𝑠𝑡 ℎ𝑜𝑚𝑒 ?”
▪️ “𝑊𝑒 ℎ𝑎𝑣𝑒 𝑜𝑛𝑒 𝑜𝑟 𝑡𝑤𝑜 𝑖𝑛𝑐𝑜𝑚𝑒𝑠, 𝑘𝑖𝑑𝑠 𝑎𝑛𝑑 𝑑𝑒𝑏𝑡 — 𝑎𝑟𝑒 𝑤𝑒 𝑑𝑜𝑖𝑛𝑔 𝑜𝑘𝑎𝑦?”
▪️ “𝑊𝑒 𝑎𝑟𝑒 𝑖𝑛 𝑜𝑢𝑟 50𝑠 … ℎ𝑎𝑣𝑒 𝑤𝑒 𝑙𝑒𝑓𝑡 𝑟𝑒𝑡𝑖𝑟𝑒𝑚𝑒𝑛𝑡 𝑝𝑙𝑎𝑛𝑛𝑖𝑛𝑔 𝑡𝑜𝑜 𝑙𝑎𝑡𝑒?”
▪️ “𝑊ℎ𝑦 𝑎𝑟𝑒 𝑤𝑒 𝑝𝑎𝑦𝑖𝑛𝑔 𝑠𝑜 𝑚𝑢𝑐ℎ 𝑡𝑎𝑥 ?”
▪️ “𝑇ℎ𝑒𝑟𝑒’𝑠 𝑡𝑜𝑜 𝑚𝑢𝑐ℎ 𝑖𝑛𝑓𝑜𝑟𝑚𝑎𝑡𝑖𝑜𝑛 𝑜𝑛 𝑝𝑜𝑑𝑐𝑎𝑠𝑡𝑠, 𝑟𝑒𝑒𝑙𝑠 𝑎𝑛𝑑 𝑊ℎ𝑎𝑡𝑠𝐴𝑝𝑝 — 𝑤ℎ𝑎𝑡 𝑠ℎ𝑜𝑢𝑙𝑑 𝑤𝑒 𝑎𝑐𝑡𝑢𝑎𝑙𝑙𝑦 𝑑𝑜?”

I’ve written a short article just for migrants — please read it here:
👉

𝐈𝐟 𝐢𝐭 𝐫𝐞𝐬𝐨𝐧𝐚𝐭𝐞𝐬, 𝐈 𝐨𝐟𝐟𝐞𝐫 𝐚 𝐂𝐨𝐦𝐩𝐥𝐢𝐦𝐞𝐧𝐭𝐚𝐫𝐲 𝐓𝐞𝐥𝐞𝐩𝐡𝐨𝐧𝐞 𝐃𝐢𝐬𝐜𝐨𝐯𝐞𝐫𝐲 𝐂𝐚𝐥𝐥 (𝐬𝐡𝐨𝐫𝐭, 𝐧𝐨‑𝐨𝐛𝐥𝐢𝐠𝐚𝐭𝐢𝐨𝐧):

👉

🎁 𝐀𝐬 𝐚 धन्यवाद 𝐭𝐨 𝐞𝐯𝐞𝐧𝐭 𝐚𝐭𝐭𝐞𝐧𝐝𝐞𝐞𝐬, 𝐚 𝐬𝐩𝐞𝐜𝐢𝐚𝐥 𝐝𝐢𝐬𝐜𝐨𝐮𝐧𝐭 𝐨𝐧 𝐭𝐡𝐞 𝐈𝐧𝐢𝐭𝐢𝐚𝐥 𝐀𝐝𝐯𝐢𝐜𝐞 𝐅𝐞𝐞 𝐢𝐬 𝐚𝐯𝐚𝐢𝐥𝐚𝐛𝐥𝐞.

Wishing everyone a wonderful evening of music 🎶
🌸
Ticket Link -
https://www.premiertickets.co/event/mahesh-kales-abhangwari-perth-2026/

💫 Diwali & Wealth: A Deeper Light 💫

As we light diyas this Diwali, let’s also illuminate our understanding of true wealth.

In Indian tradition, wealth (Lakshmi) is not just about money — it’s about abundance in health, relationships, knowledge, and purpose.

Financial prosperity is important, but it shines brightest when it supports a life of meaning, generosity, and balance.
This Diwali, may we all grow in wealth that uplifts not just our homes, but our hearts and communities too. 🌟

Wishing you a prosperous and peaceful Diwali!

💬 "No one really cares what you know until they know how much you care." - Theodore Roosevelt (Often attributed to him)

The message rings true — especially in financial advice.

At Altruist Advisers Australia, we don’t just talk numbers. We take the time to understand what really matters to you — your goals, your values, your peace of mind.

Because when you know someone truly cares, that’s when trust begins. And that’s when real financial progress happens. 💙

🌟 It was a great experience!
Thank you to Anish Ambekar and the team at Advice360 for taking the initiative to organise such a valuable workshop. Presenting to an audience with strong analytical and technical thinking was a big responsibility—but the energy and engagement from attendees made it truly rewarding.
👏 The participation was simply amazing and it motivates us to bring more workshops like this to the community.

#systemsforsuccess #financialclarity #firstofmany | Anish Ambekar This week reminded me why I do what I do. On Wednesday, Mandar Bapat and I hosted our Systems for Success Workshop for Technical Minds, and the room was buzzing — not just with strategies and numbers, but with real conversations about clarity, goals, and confidence. When people stay back after a s...