The Hopkins Group

A recent THG client needed funding to refinance existing land and cover the full construction costs of a proposed rooming house.

The final structured provided:
• Approx. $1 million in funding
• > 60% loan to value ratio
• > 30% existing land equity
• 100% of construction costs funded

The application reached conditional approval in approximately 2.5 weeks, with settlement approximately 3.5 weeks later.

The transaction shows why the property type, project costs and lender requirements need to be considered when arranging development finance.

Read the full article here: https://lnkd.in/ghPswnPk

If you are considering finance for a rooming house development, we offer free 15-minute chat with no obligation. https://lnkd.in/gDehbm8u

The $20,000 instant asset write off does not mean your business gets $20,000 back.

For eligible small businesses, it can allow the business portion of eligible assets costing less than $20,000 to be deducted immediately. The deduction reduces taxable income, and the actual tax benefit depends on the circumstances of the business.

Our latest article explains how the $20,000 threshold works, what happens to assets above the threshold and what to consider before making a purchase.

Read the article here: https://thehopkinsgroup.com.au/the-20000-instant-asset-write-off-what-small-businesses-should-know/

If you would like to discuss how the instant asset write off may apply to your business, we offer free 15 minute chats with no obligation. Click here: [email protected]/?ismsaljsauthenabled=true" rel="ugc" target="_blank">https://bookings.cloud.microsoft/book/[email protected]/?ismsaljsauthenabled=true

Victoria's rental rules have changed significantly over the past year, and another set of requirements will take effect in October.

For property owners, this affects more than tenancy paperwork. Application processes, rent increases, minimum property standards, notices to vacate and record keeping are all subject to specific requirements.

Our latest article covers what Victorian property owners should check now and the changes coming on 13 October.

Read the article here: https://lnkd.in/gqQvaZE3

If you would like to discuss how these requirements apply to your property, we offer free 15 minute chats with no obligation. Click here: https://lnkd.in/g-6ytQrr

The RBA will announce its next cash rate decision next week.

Whether the cash rate moves or stays at 4.35 per cent, there is one number borrowers can check today: the interest rate on their own loan.

If you have had the same home loan for several years, it may be worth checking the rate, fees and features you are currently paying for and whether the loan still suits your circumstances.

Our latest article covers what to check before deciding whether to stay with your lender, negotiate your rate or consider refinancing.

Read the article here: https://thehopkinsgroup.com.au/before-the-next-rba-decision-do-you-know-what-your-home-loan-is-costing-you/

If you would like help reviewing your current loan, we offer free 15 minute chats with no obligation. Click here: [email protected]/?ismsaljsauthenabled=true" rel="ugc" target="_blank">https://bookings.cloud.microsoft/book/[email protected]/?ismsaljsauthenabled=true

Owning an investment property involves more than collecting rent and arranging maintenance.

Property managers also help keep on top of inspections, tenancy matters, legislative changes and compliance requirements that form part of managing a rental property.

Our latest article explains the role of a property manager and how professional property management can support property owners throughout the tenancy.

Read the article here: https://lnkd.in/g6_EhVVf

If you would like to discuss your investment property or learn more about our Property Management services, we offer free 15-minute chats with no obligation. Click here: https://lnkd.in/gDehbm8u

A truly effective property management strategy goes beyond simply managing a property and its tenants. It also involves managing the associated risks and challenges, including tax and accounting, wealth preservation and, more importantly than ever, compliance.

The new Portable Rental Bond Scheme officially comes into effect on 1 July. Whether you are a traditional landlord, a rooming house investor or an Airbnb owner, the new legislation introduces a range of changes that may create uncertainty for landlords across Victoria.

At The Hopkins Group, we pride ourselves on staying up to date with all aspects of the property management industry, including the latest compliance and regulatory changes.

To find out how we can help protect your property and support you in meeting your compliance obligations, book your free 15-minute, no-obligation consultation with one of our Property Management specialists using this link: https://lnkd.in/g2nhYNyq

The new financial year is here!💰

If you're putting last month's tax paperwork behind you, now is a good time to look ahead. Reviewing your tax position early in the year can help you stay organised and make informed decisions over the months ahead.

Our latest article explains why the start of a new financial year is a good time to pause, review your tax position, and look ahead.

Read the article here: https://thehopkinsgroup.com.au/the-new-financial-year-has-started-whats-next/

If you'd like to discuss your circumstances, we offer a free 15-minute, no-obligation consultation. Book a time here: [email protected]/?ismsaljsauthenabled=true" rel="ugc" target="_blank">https://outlook.office365.com/book/[email protected]/?ismsaljsauthenabled=true

With 5 days remaining until the end of the financial year, there is still time to review your tax position before 30 June.

If you haven't yet considered your EOFY tax planning, it's worth reviewing your circumstances now. Some strategies and decisions need to be implemented before the financial year ends and may no longer be available once 30 June has passed.

Our latest article outlines several areas that individuals and business owners may wish to consider before EOFY.

Read the article here: https://lnkd.in/gvuCuFKB

If you would like to discuss your tax position, we offer a free 15-minute, no-obligation consultation to help you understand your options before 30 June.

Book a time here: https://lnkd.in/gDehbm8u

With only 26 days until EOFY, now is the time to review your tax position.

Many tax planning opportunities need to be considered before 30 June. Waiting until tax time may mean missing opportunities to improve your outcome or address potential issues.

Our latest article outlines key areas individuals and business owners should review before the end of the financial year.

Read the article here: https://lnkd.in/gvuCuFKB

If you would like help reviewing your tax position before EOFY, we offer free 15-minute chats with no obligation. Click here: https://lnkd.in/gDehbm8u

The 2026 Federal Budget introduces proposed changes across taxation, superannuation, investment, and business policy that may impact investors, business owners, and households over the coming years.

To help clients understand the practical implications, our Managing Director and Authorised Representative, Michael Williams, has prepared a whitepaper covering key areas including tax reform, superannuation changes, negative gearing, small business measures, and broader wealth planning considerations.

Read the whitepaper here: https://thehopkinsgroup.com.au/a-thg-whitepaper-australian-federal-budget-2026-a-structural-reset-for-wealth-strategy/

If you would like to discuss how these proposed changes may affect your personal or business circumstances, you can arrange a complimentary consultation with our advisory team below:

[email protected]/?ismsaljsauthenabled=true" rel="ugc" target="_blank">https://bookings.cloud.microsoft/book/[email protected]/?ismsaljsauthenabled=true