Nancy Arandilla Lugatiman

Good news, IMG Campaigners at mga nag-iisip pang sumali sa IMG

Ready na ba kayong mag-level up ng kaalaman at palakasin ang mission natin? Join us sa Financial Literacy Seminar this February 7, 2026 sa IMG CDO Financial Center!

Whether you’re a new member, matagal nang campaigner, or isa sa mga nagko-contemplate pa lang mag-join sa IMG, this training will help sharpen your mindset, upgrade your tools, at bigyan kayo ng mas solid na strategies para mas marami pa nating matulungan na pamilyang Pilipino sa financial security.

Message me for more info.

Good news, IMG campaigners in Cagayan de Oro! 💙

Get ready to deepen your knowledge and strengthen your mission at the upcoming Financial Literacy Seminar this February 7, 2026, at the IMG CDO Financial Center.

Whether you’re a new member or have been a campaigner for so long, this training will equip you with the right mindset, tools, and strategies to bring financial education closer to every family.

See you all there! ✨

Did you know?

Health planning before the New Year helps families avoid stress and unexpected medical costs.

Did You Know?

Early health planning means fewer worries and better financial protection for your family.

Kaiser is here to help you start the year protected.

Pagod ka na kakaisip kung hanggang kailan ka kakapit sa iisang income?

Hindi mo kailangan ng perfect timing—kailangan mo ng desisyon. Para sa sarili mo. Para sa pamilya mo.

Join now. https://tinyurl.com/IMGregisterHere
Message me today.

www.imgcarespinoy.com

I’ve been learning more about the importance of saving, investing wisely, and being surrounded by a community that values financial discipline and long-term planning.

Grateful to be part of discussions that encourage better money habits and financial awareness—especially for families and OFWs.

Just like a small seed grows over time, I’ve been learning how starting early with savings, health awareness, and long-term planning can really make a difference for families.

Grateful to be part of conversations that focus on financial education and encouraging people to think ahead for their health and future security.

Sobrang sakit makita ang mahal mo na umaalis… lalo na kapag hindi mo alam kung kailan ulit kayo magkakasama.

Pero lately, I’ve been reflecting on how important it is for families to plan ahead—financially, emotionally, and for the future—so that decisions are made with clarity and not fear. ❤️

Imagine a life na mas panatag ang loob, mas handa sa bukas, at mas malinaw ang direksyon ng pamilya.
Isang buhay na pinaghahandaan, pinapahalagahan ang oras na magkakasama, at inuuna ang long-term security.

Grateful to be part of conversations and communities that promote financial awareness and responsible planning for Filipino families and OFWs.

Do it yourself. Baguhin ang buhay mo. Protektahan ang pamilya mo.

Lately I’ve been reminded how powerful the right knowledge can be—especially when it comes to finances, preparedness, and planning for the future.

Maraming tao ang nagiging mas confident sa pag-handle ng kanilang resources dahil nag-invest sila ng oras sa pag-aaral at pag-improve ng kanilang money habits.

Grateful to be part of learning communities that focus on education, responsibility, and helping families make wiser choices for tomorrow.

Ang hirap talaga mag-ipon lalo na kapag sunod-sunod ang gastusin—bayarin sa bahay, pagkain, pamasahe, at biglaang emergencies. Minsan, kahit anong tipid, parang kulang pa rin ang sweldo. May mga temptations din tulad ng sales at online shopping na madaling makaubos ng budget.

Pero kahit mahirap, mahalagang magsimula pa rin magtabi kahit konti para sa future. Unti-unti lang—basta tuloy-tuloy—makakabuo rin ng ipon.

Lately I’ve been learning more about budgeting, emergency funds, and the value of being surrounded by people who encourage disciplined saving and long-term thinking.

Your One-Stop-Shop to Everything You Need to Know on Financial Independence
It doesn’t matter what your background is. Heck, not even your level of education.

What matters is what you do with that kind of information that you have.

So we thought of a way to do it so SIMPLE so that everybody can do it.

So that YOU can do it, too!

And that’s our main advocacy.

We want to help create wealth for families. To make a difference for families so there will be No family left behind.

We are the International Marketing Group (IMG). We help people Move from Dreaming to Doing. We bring life-changing financial concepts and solutions to middle income individuals and families who are overlooked by the financial industry.

Whether you’re a man or woman, old, young, married, unmarried...Even if you’re buried in debts or simply want to live a free, rich life?

..this will work for you!

Be a member now. PM me.

Bakit kailangan ng healthcare / HMO?

KASI...

Hindi naman lahat ng tao, didiretso agad kay St. Peter—paano kung kailangan mo munang dumaan kay St. Luke? Tatanggapin ba ni St. Luke ang certificate mo mula kay St. Peter?

Magkaiba si St. Peter at si St. Luke—magkaiba ang gastos sa pagpapalibing at sa pagpapagamot.

Para sa mga nagsasabi ng, “May St. Peter plan na ako", "okay na ‘yan", "dagdag gastos lang ang healthcare insurance,” mag-isip muna.
I-review kung ano talaga ang meron ka. Baka hindi mo pa lubos na naiintindihan ang coverage ng plan mo. Hindi lahat ng hawak natin ay sapat, at minsan, hindi pala ito tugma sa pangangailangan natin kapag dumating ang oras.

Sulitin ang bawat pisong pinaghirapan. Mahalaga ang financial literacy para sa tamang desisyon.