Financial Educator

1. Yung iPhone hinuhulugan
2. Yung load ginagastusan
3. Yung lotto tinatayaan
4. Yung birthday pinaghahandaan
5. Yung handa sa fiesta ipinapangutang
6. Yung panigarilyo pinaglalaanan
7. Yung pagkain sa labas nababudgetan
8. Yung bayad sa Netflix hindi nahirapan
9. Yung utang sa Bombay nababayaran
10. Yung bayad sa Shopee at Lazada napaghahandaan

Pero bakit ang Long-Term Healthcare at Retirement Fund...ayaw pag-ipunan? 🤔

Ito mostly ang common mistake ng karamihan, dahil ang retirement daw ay malayo pa, kaya saka na paghandaan.

Laging tandaan: "The best time to prepare is NOW - habang bata ka pa... habang malakas ka pa... habang kumikita ka pa... habang wala ka pang sakit.." 🕔

Attend our Free Online Financial Class.

Have you heard the news, IMG Investors? Investing got even better with the new additional features on IMG Soldivo Mutual Funds!

With these newest features, you can now create a sub-account under your portfolio where you can set aside part of your investments, either for your kid or for other family members. This new feature will make the allocation and management of your investments easier!

Another feature added to the IMG Soldivo Mutual Fund is that you can now top up on your funds for as low as P20.00 through Neura Cash! Invest as much as you want, it doesn't matter how small or big it is because IMG Soldivo Mutual Fund can accept it now!

Aren't these features awesome? Invest now!

Newly Added Membership Benefit only here in International Marketing Group - IMG.

Sobrang useful ito, especially para members na OFWs or nakabased sa abroad. P1,000 to P2,500 worth of savings! great savings indeed.

As of now, Mayroon na kaming total of 62 Benefits para sa aming mga members.

Thank you so much IMG!

To get in touch with us and to get a FREE Financial Ebook! Just PM

Moral Lesson: Usually when you offer healthcare, people will ask " when to withdraw my money? "

Dipa nga nakastart investing mag withdraw na😅. Eh pag winidraw mo ang pera mo wala kanang healthcare. Pagnakasakit ka ibenta mo nalang ang anong meron sayo lalo na't naubos na ang pera mo.

"Don't you know that Long Term Healthcare can provide you money as long as you live?.

Guys be financially educated. Message us for more details.

PAANO BA MAG IPON?

1. Pay yourself first – Bago gumastos o maglaan ng budget para sa pagkakagastusan, ugaliing magtabi muna ng pera mula sa iyong sahod o kita kada buwan. Pag nakuha mo ang sweldo mo, unahin mong bayaran ang sarili mo. Use this basic saving equation; Income - Savings = Expenses or Sahod – Ipon = Gastos

2. Wise Spending – Gumawa ng listahan ng mga bibilihin upang malaman at matiyak kung magkano ang dapat gastusin ayon lamang sa pangangailangan. Maging matalino sa paggastos at laging isipin na hindi lagi “PAYDAY”. Disiplina ang kailangan upang hindi maging “SHOPAHOLIC”.

3. Bayaran ang utang – Utang ang kadalasang dahilan kung bakit hindi makaipon kaya kung hindi pa kailangan huwag muna mangutang. Kung hindi naman maiwasan, bayaran ang utang sa takdang oras ng bayarin. Alamin kung magkano lang ang dapat utangin nang naaayon sa kakayanang magbayad upang hindi mabaon sa utang.

4. Emergency Fund – Mas mainam kung may nakatabi kang pera mula 3 hanggang 6 na buwang halaga ng gastusin upang sa pangangailangan ay mayroon kang magagasta at hindi mapilitang mangutang.

5. Extra Income – Mas madali kang makakaipon kung mayroon ka pang ibang pagkakakitaan.

Lagi nating tandaan,
Money speak only one language;
"If you save me TODAY, I'll save you TOMORROW.

Message us for FREE ONLINE Financial Check-up na 😊

𝙎𝙖 𝙆𝘼𝙄𝙎𝙀𝙍, 𝟕 𝙮𝙚𝙖𝙧𝙨 𝙠𝙖 𝙇𝙖𝙣𝙜 𝙢𝙖𝙜-𝙞𝙞𝙥𝙤𝙣. 𝙈𝙖𝙗𝙪𝙝𝙖𝙮 𝙠𝙖 𝙢𝙖𝙣 𝙝𝙖𝙣𝙜𝙜𝙖𝙣𝙜 𝟏𝟎𝟎 𝙮𝙚𝙖𝙧𝙨 𝙤𝙡𝙙 𝙢𝙖𝙮 𝙝𝙚𝙖𝙡𝙩𝙝𝙘𝙖𝙧𝙚 𝙠𝙖 𝙥𝙖 𝙧𝙞𝙣.
3in1 = 𝐇𝐞𝐚𝐥𝐭𝐡𝐂𝐚𝐫𝐞 + 𝐈𝐧𝐜𝐨𝐦𝐞 𝐑𝐞𝐩𝐥𝐚𝐜𝐞𝐦𝐞𝐧𝐭 + 𝐈𝐧𝐯𝐞𝐬𝐭𝐦𝐞𝐧𝐭.
Kumpleto na.

𝗔𝗱𝘃𝗮𝗻𝘁𝗮𝗴𝗲𝘀 𝗻𝗴 𝗞𝗔𝗜𝗦𝗘𝗥:
📌𝐕𝐄𝐑𝐘 𝐀𝐅𝐅𝐎𝐑𝐃𝐀𝐁𝐋𝐄:7 years mo lng babayaran. Sa iba 10 to 20 years. Kung may 5 years man masyadong mahal, wala pang HealthCare yun.

📌𝐇𝐈𝐍𝐃𝐈 𝐏𝐑𝐎𝐁𝐋𝐄𝐌𝐀 𝐀𝐍𝐆 𝐏𝐀𝐆-𝐀𝐃𝐌𝐈𝐓 𝐌𝐎 𝐒𝐀 𝐎𝐒𝐏𝐈𝐓𝐀𝐋: Magagamit mo ito dahil may KAISER ka at active ang PLAN, provided at least 1-yr ka ng nag-iipon thru Kaiser.

📌𝐁𝐀𝐒𝐈𝐂 𝐌𝐄𝐃𝐈𝐂𝐀𝐋 𝐁𝐄𝐍𝐄𝐅𝐈𝐓𝐒: Free Annual Physical Examination, Check up, Laboratory, Free Dental Cleaning, etc.

📌𝐅𝐈𝐗𝐄𝐃 𝐀𝐍𝐆 𝐀𝐌𝐎𝐔𝐍𝐓: Kung ano ang inumpisahan mo, fixed na sya for 7-yrs hindi mag babago kahit nagkaka-edad ka.

📌𝐌𝐀𝐘𝐑𝐎𝐎𝐍 𝐅𝐀𝐌𝐈𝐋𝐘 𝐀𝐒𝐒𝐈𝐒𝐓𝐀𝐍𝐂𝐄: Maaari mong ipagamit sa immediate family mong nagkasakit. Hindi mo kailangan mangutang nang pandeposit sa hospital bill. *subject for Kaiser approval*

📌𝐓𝐑𝐀𝐍𝐒𝐅𝐄𝐑𝐀𝐁𝐋𝐄: Maari itong ma-transfer upon death, hindi magiging mabigat FINANCIALLY sa family ang pag-kawala mo. At pagdating ng maturity makakakuha ang iyong beneficiary ng malaking pera galing sa investment mo.
Maganda diba?

Kumpleto. 😍

Kahit may mga plano ka na sa buhay, unexpected things still happen. Kaya dapat handa ka.

Meron ka na bang emergency fund? Kung iniisip mo hindi mo pa ito kailangan ngayon, i-consider mo ito:

* Major car repair
* Major home repair
* Major appliance repair
* Loss of job
* Serious illness or Hospitalization
* Calamity

Idagdag mo pa itong COVID19 Pandemic.

Kung hindi ka man apektado ngayon o maganda ang source of income mo, this will not be the last CRISIS or EMERGENCY that you will be facing. At para narin sa peace of mind ng pamilya mo.

Get financial coaching by attending our FREE Financial Literacy Class via zoom.

Learn. Save. Invest. Earn.




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Here are the things you need to know WHY GETTING INSURANCE IS IMPORTANT:

📍Life insurance is important, whether you are single professional, in a relationship or having your own family.
📍In an event of your demise, your loved ones have the capacity to settle your funeral expenses and pay off any financial liabilities you have, such as your debts.
📍If you have insurance coverage, your debts will not be a burden to your family members.

Driven with my mission to save lives, secure the future, protect dreams.

Reason kung bakit hindi ka pa nag iipon

"Madami pang bayarin kaya busy sa trabaho at sideline"

Magugulat ka bukas RETIREMENT mo na nandiyan pa din ang mga bayarin pero wala ka ng trabaho.

Hindi lang pera ang sagot sa kahirapan Tamang kaalaman din

Be Financially Literate.

BE AN IMG MEMBER
Click here👇🏻👇🏻👇🏻
https://125369uae.imgcorp.com/

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No one is exempted in getting sick especially in our old age. When we reach the age of 60, healthcare are more expensive!

While we are young and capable, start having healthcare fund with savings. Get covered with the only Long Term Healthcare in the Philippines.

For questions, kindly contact me via messenger to protect your confidentiality.

📌 EVERYTHING IS IN EXCESS EXCEPT MONEY, THEREOF IT SHOULD BE WELL MANAGED.

𝗪𝗛𝗬 DO 𝗪𝗘 𝗡𝗘𝗘𝗗 𝗧𝗢 𝗦𝗔𝗩𝗘 𝗠𝗢𝗡𝗘𝗬?

👉TO BE BEAT INFLATION

Yung perang papel mo dati ngayon Barya nlng!

Madalas mo ba marinig sa balita ang salitang inflation? Nung narinig mo, pinansin mo ba o hinayaan mo lang?

Dapat po tayo maging aware tungkol sa Inflation.
Ang inflation ay ang SILENT THIEF of our money!
Yung akala mo normal lang pero unti unti na palang nauubos ang pera mo dahil di ka aware sa inflation.

Ang inflation ay ang pagtaas ng presyo ng mga products and services. Paano ba ito nakaka-apekto sa tao?

Imagine may ipon ka ngayon na 100,000 pesos...
Tinago mo lang sa alkansya o kaya naman sa savings account mo sa bangko. And then balak mo kunin ito after 10-20 years. Anong mangyayari sa 100,000 mo after 10-20 years?

SAME! oo tama, parehas pa rin...yung 100,000 mo dati at 100,000 mo ngayon, SAME!

PERO...yung buying power niya, sama pa rin ba?

Yung presyo ng bigas ngayon versus 10 years or 20 years after, same pa ba? Hindi na!

Yung pamasahe ngayon versus 10 years or 20 years from now, same pa ba? Hindi na!

Kung titignan mong maigi, mukhang 100,000 ang pera mo pero sa totoo lang nabawasan na yan because of inflation. 🙂

That's why we need to save and invest to beat the Inflation. Dapat mas mataas ang kinikita ng pera natin kaysa sa pagtaas ng presyo ng products and services.

Gets mo?! 😍

To learn more & where to start.. Message is the 🔑😊

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LET YOUR MONEY WORK FOR YOU!
𝗬𝗲𝘀! 𝗬𝗼𝘂 𝗰𝗮𝗻 𝗯𝗲 𝗮 𝘀𝗵𝗮𝗿𝗲𝗵𝗼𝗹𝗱𝗲𝗿 𝗼𝗳 𝗰𝗼𝗺𝗽𝗮𝗻𝗶𝗲𝘀 like SM, Cebu Pacific, GMA, PLDT, Jollibee, Robinsons, Ayala, 7/11, Metrobank, BDO, etc.
Alam mo ba, sa P1,000 mo pwede ka nang maging shareholder ng blue chip companies through MUTUAL FUND!
Investing in STOCK MARKET and MUTUAL FUND is now easy with the help of IMG.
No need to be an expert to invest in stock market.
Dati you need P100,000 para makapag-invest sa malalaking companies. Ginawang P5,000. Ngayon P1,000 na lang! Ang galing di ba?!
Build your College Education Fund, Dream House Fund, Retirement Fund at iba pang financial goals thru this investment.
Financial literacy is the key! Aral muna bago mag invest.
Grab this opportunity to be an investor.
Start investing NOW!
◉ Open to all professional and non-professionals.
◉ No age limit.
◉ No Maturity
◉ No Due Date.
◉ Withdrawable/Redeem.
◉ Tax Exempt.
For as low Php1,000 minimum initial investment. No Sales Load or Entry Fee as one of our benefits in IMG.
Message us to learn more.